Applying for "consent to lease" - The Consumer Forums

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		The Consumer Forums > The Consumer Forums The Consumer Action Group > Residential and Commercial Lettings
Applying for "consent to lease"

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Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.

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19th June 2008, 19:19	#1 (permalink)
lulu64uk Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Mar 2008 Posts: 10	Applying for "consent to lease" I own a property (mortgaged) and want to let it out, I have to go for an interview with my lender (Halifax plc) next wednesday to discuss. However I am trying to find out what the criteria is for them to agree this. They will not tell me anything over the phone. I have a few concerns 1) we have a secured loan 2) we are struggling with the repayments (although we have never missed a payment or been even a day late 3) my income has halved since taking out the original mortgage 4) we are re-locating, so i will have to give up my current job and look for a new job we are going to stay with my mother and this will be rent -free (with just a contribution towards gas/elec) until we back on my feet. The original mortgage was for £132000, with a secured loan of £25000, the property value was £158000 when we brought a year ago. We have just been turned down by the for a further advance (on affordability) so not sure if this will go against us ? any advise on how we should approach this would be appreciated thank you

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