consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 6th January 2008, 20:42   #1 (permalink)
bacon sandwich
Basic Account Customer
 
bacon sandwich's Avatar
Default Repair Bill Received from Housing Association!

Evening everyone,

I'm a bit confused this weekend. More than usual!

Last year, we came downstairs to find a pool of water in the hallway. We sent an email to the housing association we rent from and informed them of the problem. We cleared it up but the water went through the floor tiles and parquet flooring lifting them and swelling up the wood.

About a week later, a contractor came round to have a look. He couldn't find where the leak had come from but he suspected that it came from the radiator. He came round about a week afterwards to refit the floor tiles.

Very shocked on Saturday when we were sent a £200 bill for the work!

The contractor spent less than 5 minutes on his first visit so it's hardly surprising he didn't find anything wrong. I found the problem myself a couple of days after the tiles had been refitted. There was a tiny crack at the bottom of the thermostat that got bigger as the hot water went through. I got a new thermostat at my own expense.

What I would like to know is, can the housing association bill me for this work? It's obvious we did have a water leak and it's hardly our fault that the contractor couldn't find the problem.

Any help is greatly appreciated.

Mike
bacon sandwich is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th January 2008, 21:07   #2 (permalink)
Penfold92
Platinum Account Customer
 
Penfold92's Avatar
Default Re: Repair Bill Received from Housing Association!

Quote:
Originally Posted by bacon sandwich View Post
Evening everyone,

I'm a bit confused this weekend. More than usual!

Last year, we came downstairs to find a pool of water in the hallway. We sent an email to the housing association we rent from and informed them of the problem. We cleared it up but the water went through the floor tiles and parquet flooring lifting them and swelling up the wood.

About a week later, a contractor came round to have a look. He couldn't find where the leak had come from but he suspected that it came from the radiator. He came round about a week afterwards to refit the floor tiles.

Very shocked on Saturday when we were sent a £200 bill for the work!

The contractor spent less than 5 minutes on his first visit so it's hardly surprising he didn't find anything wrong. I found the problem myself a couple of days after the tiles had been refitted. There was a tiny crack at the bottom of the thermostat that got bigger as the hot water went through. I got a new thermostat at my own expense.

What I would like to know is, can the housing association bill me for this work? It's obvious we did have a water leak and it's hardly our fault that the contractor couldn't find the problem.

Any help is greatly appreciated.

Mike

Hi Mike,

You rent right? Is it a house or flat and if it is a house is there anything in your rental agreemnt regarding buildings insurance? Usually this is the landlords liability unless due to negligence, which is tough to prove in all honesty.

I would first start by writing to the HA and asking what the bill is for exactly and where in your contract it states that you are responsible for water leaks?

In the meantime a trip down to your local CAB may prove worthwhile and they could well give you better insight into the matter. Did the letter state negligence or the like?

Hope that helps a bit,

Penfold
__________________
Penfold
(feel free to click the scales on the left if I said something that helps)

Due to recent issues I have had....

All posts written by me and involving my opinions and written without any legal knowledge are....

Without Prejudice
Penfold92 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th January 2008, 05:21   #3 (permalink)
bacon sandwich
Basic Account Customer
 
bacon sandwich's Avatar
Default Re: Repair Bill Received from Housing Association!

Hi Penfold,

I have been through the contract a few times to try and find out where they're coming from.

I am responsible for small works. Oiling hinges, changing locks, things like that but there is nothing specific about water leaks.

The bill states;

"Recharge - contractor callout for report of leak. No fault found"

Obviously there was a fault. Otherwise how do you explain the water damage to the floor?

I shall take your advice and contact the CAB.

Mike
bacon sandwich is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th January 2008, 08:33   #4 (permalink)
Penfold92
Platinum Account Customer
 
Penfold92's Avatar
Default Re: Repair Bill Received from Housing Association!

Hi Mike,

Yes I think that is best. I don't suppose you took photos or had a neighbour or someone else witness the water? Did it effect anyone else? That would help the issue.

Good luck,

Penfold
Penfold92 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Housing Association - Can I S.A.R? bonnieday Residential and Commercial Lettings 5 10th October 2008 19:13
Housing Association Files littlesally Residential and Commercial Lettings 7 16th September 2007 22:30
Help need with Housing Association please brokeman Residential and Commercial Lettings 4 16th June 2007 11:13
S.A.R - (Subject Access Request) to a housing association? wulfinuk Residential and Commercial Lettings 6 11th May 2007 09:27
Housing Association Repair Charge taz_in_2001 Residential and Commercial Lettings 7 21st March 2007 02:20




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.