consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 19th December 2007, 10:19   #1 (permalink)
FUBARUK
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 7
FUBARUK Novitiate
Red face £70 charge for no heating !!!!!

I'm a private tenant and recently my central heating and hot water stopped working but my gas fire worked. I called the landlord and it wasn't until 12 days later a corgi reg friend of the landlord came from Bedford some 60 miles away. He couldn't work out what the problem was, he took the fire apart and then noticed that a item of furniture had turned the switch off at the wall. I had never been shown what the switch was for. The corgi man said no harm done and put the fire back together it had took him 45 minutes. The fire hasn't worked since it had before and then today I received a letter that stated:

"We have received the bill which was £200. As its not your fault that the plumber came from Bedford we are only asking £70 for the time spent at your address, as there was nothing actually wrong with it at the time. We shall pay the rest"


I'm a single parent to 2 boys and I already pay top up rent of £20 a week and then they decide to serve this on me just before Christmas. I need to know legally are they entitled to do this?? I have enquired and a local call out charge ranges from between no call out charge to £60. Surly a turned off switch should have been noticed before he took the fire apart. When your car doesn't start you would surely check to see if it had petrol.


I would appreciate any comments on my situation.


Many Thanks
FUBARUK is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th December 2007, 16:27   #2 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: £70 charge for no heating !!!!!

There was no disrepair, so the landlord is not legally liable.

You turned off the appliance, seemingly, and made an incorrect statement to the landlord that it was faulty. It was your error. It is difficult to see how any of the cost is the landlord's responsibility.

I don't see how you can expect anyone to take seriously your statement that you didn't know the appliance had to be switched on!

You are lucky the landlord is not passing the whole bill on to you. I suggest you pay up, as cheerfully as you can. Bear in mind that the landlord was not at fault in any way and that you need his goodwill if you are hoping to remain in the property.


Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th December 2007, 21:11   #3 (permalink)
blitz
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 418
blitz Informativeblitz Informativeblitz Informative
Default Re: £70 charge for no heating !!!!!

If you want to reduce the amount then try one of the following:

Ask the landlord to provide 3 quotes of call outs that are local to you to justify the £70 amount (Wouldn't suggest it to keep on good relations)
Ask to pay off the amount in installments, whilst I can understand you are in a difficult situation, ask to pay the amount after the new year at about £10 a week so the amount gets payed off within 2 months.
Point out to the landlord that he should have checked the switch first.

Unfortunately as ed said you are liable for the cost, if you don't know what something in the house does please do ask someone who will, the landlord doesn't have to instruct you on how everything works so its only a curious nature that will prevent things like this.
__________________

Argos Employee Sept '03 - Nov '07
Customer Advisor/Sales Team Leader/Store Health + Safety Officer
Want to know Argos policies or anything else about the company? Just Ask.

Honestly I am a computer science university student who has been in retail since the age of 14.

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
blitz is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th December 2007, 21:51   #4 (permalink)
FUBARUK
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 7
FUBARUK Novitiate
Default Re: £70 charge for no heating !!!!!

Many Thanks blitz for your advice it was well written and to the point. As with regards to Ed999 advice :


"There was no disrepair, so the landlord is not legally liable.

I don't see how you can expect anyone to take seriously your statement that you didn't know the appliance had to be switched on!"



Not anywhere in my post did I state that I didn't know that the appilance had to be switched on. I said

"that a item of furniture had turned the switch off at the wall. I had never been shown what the switch was for."

Obviously I knew that the fire had to be switched on it was just that I didn't know it had been switched off.

I think I will take your advice Blitz and get 3 local quotes but before I pay anything I want the landlord to come and fix the fire because since the gasman had it apart it has never worked since

Last edited by FUBARUK; 20th December 2007 at 21:57.
FUBARUK is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st December 2007, 12:06   #5 (permalink)
Steve__M
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 376
Steve__M Novitiate
Default Re: £70 charge for no heating !!!!!

A bit confused - you said the CH and hotwiter were not working. Why was he taking apart the gas fire?

£70 sounds not unreasonable for a call-out and to do some work - I suppose you could try negotiating down a few quid, but few people work for free even if they do claim to have a zero callout charge (though obviously if the fire is still not working, why should the landlord be paying for anything yet?).

I don't see why a landlord shouldn't use a tradesman they trust, and they appear to be trying to be fair in dividing up the cost. My agents called in a gasman to look at a faulty fire, and he told the agent that a new fire was needed for £750 because it was "obsolete" hoping that I was the sort of landlord who would say yes to anything. In fact it was a small part in the ignition that needed replacing which I did myself for less than 30 quid.

I don't think your financial position is relevant.
Steve__M is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st December 2007, 12:22   #6 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: £70 charge for no heating !!!!!

Not meaning to have a go OP, but it does seem here to be a case of only accepting the advice you want to hear. I agree 100% with both Steve and Ed.

That said, I do agree with blitzs advice, but it should be stressed that the landlord is not obliged to actually reduce the cost or allow you to pay with installments.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st December 2007, 13:26   #7 (permalink)
blitz
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 418
blitz Informativeblitz Informativeblitz Informative
Default Re: £70 charge for no heating !!!!!

Btw as it stands I do agree with the legallity of everything ed has stated, just trying to offer possible solutions to help with a poor financial situation.
I just felt eds reply was quite blunt, but everything he has written is the true legal standpoint. Its the best time of year to get goodwill though so maybe that will help.
blitz is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st December 2007, 14:02   #8 (permalink)
FUBARUK
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 7
FUBARUK Novitiate
Default Re: £70 charge for no heating !!!!!

Quote:
Originally Posted by Steve__M View Post
A bit confused - you said the CH and hotwiter were not working. Why was he taking apart the gas fire?

£70 sounds not unreasonable for a call-out and to do some work - I suppose you could try negotiating down a few quid, but few people work for free even if they do claim to have a zero callout charge (though obviously if the fire is still not working, why should the landlord be paying for anything yet?).

I don't see why a landlord shouldn't use a tradesman they trust, and they appear to be trying to be fair in dividing up the cost. My agents called in a gasman to look at a faulty fire, and he told the agent that a new fire was needed for £750 because it was "obsolete" hoping that I was the sort of landlord who would say yes to anything. In fact it was a small part in the ignition that needed replacing which I did myself for less than 30 quid.

I don't think your financial position is relevant.
I assume the gasman took the fire apart because he wanted to get access to the back boiler. Perhaps my financial position isn't relevant but they can't take what I havn't got.After contemplation I now accept I should pay some of the costs but it was the landlords fault that they chose to call a gasman that lived over 60 miles away when they could of chose to call someone local. I have received telephone quotes and they range from £30 to £51 I won't be paying anything until the fire is fixed.
Today I received conformation that my tenancy deposit isn't held with either of the 3 agencies involved (TDS). My landlord hasn't given any information on this matter. Didn't really need all of this just before xmas....don't know what to do as I like the house and don't want to rock the boat....but starting to feel like the landlord is taking me for a mug.....
FUBARUK is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd January 2008, 11:51   #9 (permalink)
Annoying Twit
Basic Account Customer
 
Annoying Twit's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 52
Annoying Twit Novitiate
Default Re: £70 charge for no heating !!!!!

Quote:
Originally Posted by FUBARUK View Post
Today I received conformation that my tenancy deposit isn't held with either of the 3 agencies involved (TDS). My landlord hasn't given any information on this matter. Didn't really need all of this just before xmas....don't know what to do as I like the house and don't want to rock the boat....but starting to feel like the landlord is taking me for a mug.....
This could work in your favour.

http://www.bllaw.co.uk/pdf/PROLIT_04...e%20UPDATE.pdf

Quote:
Consequences of failure to join a tenancy deposit scheme

The consequences of failure to join one of the tenancy deposit schemes and provide the prescribed
information to tenants within the 14-day timescale are severe.

First, landlords will be unable to recover possession of their property using the ‘notice only’ ground
under section 21 Housing Act 1988. It is therefore vital that landlords follow the correct procedures to
preserve this ground of possession.

Second, tenants can apply to the court for an order requiring their deposit to be protected and / or for the
prescribed information to be provided. If the court is satisfied that a landlord has failed to comply with these
requirements or is not satisfied that the deposit is being held in accordance with an authorised scheme, it
will:
order the landlord to repay the deposit within 14 days of the court order or
order the landlord to pay the deposit over to the DPS, the custodial scheme
the court must also order the landlord, by way of fine, to pay the tenant a sum equivalent to three times
the amount of the deposit. This fine is to be paid within 14 days of the order
Annoying Twit is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd January 2008, 18:30   #10 (permalink)
FUBARUK
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 7
FUBARUK Novitiate
Default Re: £70 charge for no heating !!!!!

Thanks Annoying Twit for the information. I have written to the landlord about my heating problem and have offered to pay a undisclosed amount. I will wait to see what they have to say on the matter, should they continue being shirty with me then I may instigate court proceedings with regards to the (TDS)

Once again thank you
FUBARUK is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Central Heating Woes....please help! dave Utilities - Gas, Electricity, Water 50 27th January 2008 11:17
Boiler And Heating Installation Ash959 General Consumer Issues 0 23rd November 2007 12:24
heating in rented accomodation crystalcag Residential and Commercial Lettings 1 11th June 2007 04:07
heating disfunctional scanner Residential and Commercial Lettings 4 9th March 2007 02:07




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.