consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 19th November 2007, 11:24   #1 (permalink)
rkrishna
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 5
rkrishna Novitiate
Default unfair deposit deduction

I vacated a flat one and half month back and I haven't received my deposit £700 yet from the landlady. I spoke to her and she is refusing to return whole of my deposit saying the flat was dirty and also quoting some damages. she hasn't given anything in writing yet saying that she was very busy sorting out stuff in the house for the next tenant. I tried my best to clean the flat before leaving, but I told her she can deduct any charges for professional cleaning if she is not satisfied with cleanliness. and also there may be some black marks at few places, but she is charging me to repaint the whole flat. also I complained about the sofa to the letting agent and also to the landlady while I was staying that it is getting torn and needs replacement. now she is holding me responsible saying my son was jumping on it when she visited the flat, so she is charging me to replace the sofa. unfortunately I have not taken photos before leaving, can she say anything she wants and take all my money?
my deposit is not protected through the new scheme, because the tenancy started last year and was renewed before April this year. the letting agent wrote her two letters to give her complaints in writing, she said she will do it next week. now I am going to send her Letter before action and if she refuses to return my money, then I will be making a claim. the initial inventory was signed by both of us. but I think it is unfair to charge me for the painting the whole flat for just few black marks on the walls at few places and replacing the sofa even though I complained about its condition when I started seeing cracks on it. the thread from the sofa cloth was coming out. I didn't do any damage to the sofa. it was happenning on its own.
rkrishna is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th November 2007, 20:55   #2 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: unfair deposit deduction

Quote:
can she say anything she wants and take all my money?
NO

And you seem to understand this too because you are
Quote:
going to send her Letter before action and if she refuses to return my money, then I will be making a claim.
What is it that you need help with?
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th November 2007, 10:42   #3 (permalink)
rkrishna
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 5
rkrishna Novitiate
Default Re: unfair deposit deduction

thanks for the reply.
my question was whether it is fair not to return deposit given above scenario? also since I have not taken photos before vacating the flat, can she take that as an advantage to make false statements about the condition of the flat?
rkrishna is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Unfair deposit deduction sln_bits Residential and Commercial Lettings 3 12th November 2007 23:27
Unfair deposit deduction Panda1 Residential and Commercial Lettings 4 4th October 2007 19:29
Unfair deposit deduction - help gcsdeep Residential and Commercial Lettings 2 11th September 2007 15:43
is this an unfair deposit deduction? sarah_2277 Residential and Commercial Lettings 7 12th August 2006 12:28
Unfair deduction from Deposit Mooseman Residential and Commercial Lettings 6 25th July 2006 09:23




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.