consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 6th November 2007, 16:45   #1 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Deposit and evil landlady!!

Hi there,

I am very close to taking my landlady to court for unfairly retaining my entire deposit - £1125.

I have a couple of questions that i would appreciate some advice on.

Firstly, i accidently forgot to remove some items -(irreplacable letters photos etc dating back 20 years) from the attic. I mentioned to the agents i wanted to re enter to get them and also wrote to the present tenants. She has now dumped these and charged me £140 for the pleasure. Is she legally entitled to do this??

Also the agent today hinted that if i were to go further with the claim she would then add on further expenses. It took her 3 and a half months to give me a list of the things she felt should be deducted, which i am now in the process of attempting to negotiate. He said that if it were to go ahead to court she is likely to try and add on further costs for damage to floorboards which she has not previously mentioned. Is she allowed to do this??

Any advice would be very greatfully received.
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:52   #2 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
Default Re: Deposit and evil landlady!!

Hmm tough one, I know that the landlady would be entitled to charge you storage for these items but I don't know if she could legally have them removed.

What exactly are the deductions for?
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 18:50   #3 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

Basically is a very long story... to keep it brief,

she is charging for replacement of carpets in the entire house - £800. Only some of the carpets had been replaced 2 years ago and were free of any stains or marks. they were worn but were hallway carpets replaced in a light cream colour. I was told the others would be replaced but they weren't.

Painting of one room - £350

Painting of kitchen - £420

I had been told for the previous 2 years that she would re decorate and only agreed to a rent increase on this assurance.

Removal of my things in the attic - £140

Plus several other stupid little things that add up to about £300!!!!

All of it adds up to way more than my deposit.

I dispute it all and have photos of the house and carpets as evidence.
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 18:57   #4 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
Default Re: Deposit and evil landlady!!

She can't charge you for fair wear and tear to the carpets. Did she give a reason why the room and kitchen needed painting (i.e were there marks on the walls or had nicotine turned them yellow?) What state were the walls in before you moved in? Is the state of the walls and carpet detailed on the inventory?
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 19:05   #5 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

I know, she is being completely unreasonable and i am pretty sure the judge will see it that way in court!!

Just not sure where i stand with the attic stuff really and whether she can chop and change her mind about the problems in the house after negotiations have started.

I am pretty sure she cant, but some legal backing or simalar experiences from others would be good to know about!!

Thanks for your help x
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 22:58   #6 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Deposit and evil landlady!!

What did the tenancy agreement say about items left in the property by the tenant?

Abandoned property can't be stolen, so it might be difficult to prove theft of the items.

As to the deposit, read this thread: http://www.consumeractiongroup.co.uk...eductions.html



Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 23:08   #7 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Deposit and evil landlady!!

When did the tenancy begin? When did it end? When did you ask to reclaim the property? Do you have this in writing? Did you ever ask in writing? Do you have photographs at the start and end of tenancy? Did you sign a fully detailed inventory at the beginning of the tenancy? Did this inventory detail the condition of the items under dispute? How was the deposit held - as stakeholder or landlords agent?

Unfortunately nowhere near enough information supplied to even begin answering the questions. ALL of the questions I have just listed need answering to get a full and even close answer.
__________________
7 years in retail customer service

Expertise in letting and rental law for 6 years


By trade - I'm an IT engineer working in the housing sector.

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

Please click the scales if I have helped!!

Unfortunately, I have decided that I am no longer able to assist over Private Message. If you would like my assistance, please do PM with a link to a thread, but please do not PM me your full query - due to time constraints I am unable to answer these.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 06:52   #8 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Deposit and evil landlady!!

Sorry, but I don't think we need any of that information from the o/p.

It is not a defence to a charge of theft that the owner of the property never said "I don't want you to nick my stuff"!

Theft is theft, and the only question is whether the contract between the parties gave the landlord any legal rights in the goods concerned, or, if not, whether they amount to "abandoned property" and are therefore incapable of being stolen.

This is a question of criminal law, and needs the advice of a solicitor. It cannot be answered here.



Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 08:41   #9 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Deposit and evil landlady!!

The timescale in question would absolutely define whether the property was classed as abandoned or not, especially in the case where there is no such information in the tenancy agreement, as would any proof that the tenant had attempted to reclaim the property prior to its disposal. There is no automatic assumption in legal terms that the property is abandoned. Timescale and communication aspects are absolutely key here. Also bear in mind Ed that this is not JUST a disposal of property question, but also a deposit deduction question.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 08:48   #10 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

Many thanks for your replies,

i do not have time this morning to post the whole story.. it is long but i will certainly do it tonight as any advice is very, very welcome.

With regards the items in the attic, I have researched it now and it could well fall under the theft head or more likely criminal damage - as noted this is a criminal matter. I was just wondering really if anybody else had simalar experiences.

I do have several more questions about other deductions and issues and will post these this eve.

Many thanks
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 09:01   #11 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Deposit and evil landlady!!

As I say faith, I kinda need the answers to those questions to deduct whether it is a theft matter

I shall await your post tonight lol. If you want you could quickly post when you moved out and when you first requested the property back?
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 09:10   #12 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

I moved out on the 23rd July...requested verbally that i wanted to go back in a couple of weeks later, but i cant prove this!!!!

I then wrote a letter about 4 weeks after i moved out to the present tenants to ask them if I could go into the house and get into the attic. I got no reply so I went and knocked and asked the girl personally, she assured me she would check the loft but never got back to me.

I only found out last week 30th October that she had dumped it!!

will post more this eve!!

Thanks!!!!
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 09:48   #13 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Deposit and evil landlady!!

So unfortunately the request to the letting agent to retrieve the property was never put in writing?

The issue here is whether or not the property is classed as abandoned. The attempt to retrieve the property verbally clearly shows that it was not abandoned. However, you cannot prove this. There is a general rule(not "hard coded" in law) that three months is a reasonable time scale to store a previous tenants left property before disposing of it. It appears that she has stored the property for this period of time and then disposed of it.

With this in mind, I feel that any criminal case would fail - I do not feel that it would be shown that the landlady actually infringed the definition of theft:

Quote:
The Theft Act 1968 Section1 (1) states that a person is guilty of theft if: he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it.
With regards a civil case, your problem is not being able to prove that you attempted to retrieve the property. However, a small claims court case is on a balance of the evidence - basically who the judge believes. It could go either way on the day. The wording of the tenancy agreement, if any, on the subject would be interesting to see. However, I think that Ed very much overstates the importance of this. I think there is enough on this subject in common law to mean that the wording is not all that significant.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 19:31   #14 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

Right, so here is the long story!!

I am claiming for £1125 in respect of a deposit held by an agent on behalf of my landlady.




Before I originally moved into the above property, I was assured that the whole house would be redecorated in neutral tones and that the carpets throughout were to be replaced. For two days leading up to me moving in a decorator was there and repainted the hallway and I believe ‘touched up’ some of the rooms. I have been assured by a reputable company that to redecorate the property completely would have taken at least ten days to two weeks. The carpets were not replaced. I complained to the agency about this and about several other issues with the property.


Over the course of my four year tenancy I made repeated attempts to ask for repairs, new carpets and decoration. I was always unhappy about the length of time it took to resolve any issue and in many instances was simply ignored.



In about November 2005 the hallway carpets were replaced. I spoke to the landlady on the phone on several occasions leading up to this. We agreed that the carpets should be replaced in a dark colour as the road was such a dirty one and I distinctly remember her telling me they were to be in a coffee colour. They were eventually replaced in a very light beige. In such a high traffic area such as a hallway and stairs they were very hard to keep clean. she also agreed at this time that she would redecorate the property.


In February 2006, the owner of the agency attended the property to check some leaks going into the flat below and also agreed that the decoration could take place.


In July 2006, I made a verbal agreement with the agency that I would only agree to the rent increase they were asking for if the redecoration and other work were to be carried out. I was assured this would be done and by March 2007 I decided that there was never any intention of this and decided I would terminate my tenancy when it ended.


It is also noteworthy that the property was subject to an inspection every three to six months during the four year tenancy. I was never given any indication that it was felt the property was in any state of disrepair. Quite the contrary in fact. I often used these inspection times to point out issues that needed resolving.


After i moved out i made repeated attempts by telephone to get my deposit back. After a while it became clear this was not going to be done.

I then continued to write letters asking for definitive reasons why my deposit was being retained.

Eventually three and a half months later, after my LBA!!, i received the reasons from the agency.

they are;

Cleaning of property, walls floors carpets etc - £90.00 - the house was spotless!!

Painting required to touch up damage, above wear and tear, replacement of kitchen light fitting and fitting of smoke alarm. - £420.00 - the kitchen should have been redone before i even moved in.

Painting of rear room walls and ceilings!! - £350.00 - a white room - would have needed to be repainted after 4 years!!

Repair to washing machine pump - £68.00


Removal of rubbish from attic - £140.00 - as discussed above

Replacement of carpets - £800.00 - the entire house!! she is maintaining the that all the carpets in the house were replaced in november 2005 - it was ONLY the hallway and stairs!! The hall carpet had no stains AT ALL, was just worn!!
Smoke alarm - £8.98 - there was never a smoke alarm fitted!!


Door handle and lock - £29.16 - never remember the lock working!!

I have written and said i dispute all of the above - there were a couple of small things also that i admitted were my responsibilty, About £70!!

After a meeting with the agent yesterday, i agreed to pay a small contribution to the replacement of the hallway carpet but have not yet heard back from them.

he also said that it was not really the kitchen and back room that needed repainting, but that there was drawings on the wall in the kids room - and that needed doing!! So changed the goalposts really!!!

He also said that if i do decide to take it further, she is likely to add on more costs for damaged wooden flooring - surely she cant just keep changing her mind at this late stage!!

I have photos of most of the rooms, garden, carpets, inside of oven from the day i left.

Any way, good god that was long, sorry to bore any one, but any advice greatly appreciated!!!

Thanks!!!
faithdw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 19:32   #15 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Deposit and evil landlady!!

It would be prudent for you to post here full details of any clause(s) in the tenancy agreement that are relevent to the matters you have raised.

"Abandonment" has a specific technical meaning under the Theft Act, and you would need to consult a solicitor for legal advice. This is a landlord and tenant forum, and we cannot answer for matters of criminal law.

I doubt that Mr Shed has ever defended a client prosecuted for theft on the basis of a defence that the property alleged to be stolen had no owner, being "abandoned property". So there is no one here with any experience of such a defence.

We are here to share our personal experience with you. We cannot give you legal advice.

As to the deposit, read this thread: http://www.consumeractiongroup.co.uk...eductions.html



Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 19:39   #16 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Deposit and evil landlady!!

Quote:
Originally Posted by Ed999 View Post
I doubt that Mr Shed has ever defended a client prosecuted for theft on the basis of a defence that the property alleged to be stolen had no owner, being "abandoned property". So there is no one here with any experience of such a defence.
With respect Ed, the issue of theft does not come into it abandoned or not - the property was not dishonestly appropriated.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th November 2007, 19:39   #17 (permalink)
faithdw
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 22
faithdw Novitiate
Default Re: Deposit and evil landlady!!

Thanks for your reply,

It was personal experience i was after, not legal advice!

I have just finished 6 years of studying law and have discussion forums within my uuniversity where i have sought legal help