consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 6th November 2007, 15:28   #1 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Change of forums?

Admin if you are reading this - I strongly disagree with this splitting of the forums, tenant threads are inherently applicable to landlords and vise versa, and this splitting of the forums can only reduce the amount of information available to either side. One new user has come to the forum and decided that the section is not valid for landlords, when in actual fact past experience shows differently. It's like splitting the bank charges forum into a section for banks and one for customers. It is a two way relationship and what is applicable to tenants is equally 100% applicable to landlords, albeit in reverse. For example, us advising a tenant to only sign an inventory when 100% happy, is equally advising landlords to ensure they have a signed inventory.

Rant over, and probably too late to change it now.
__________________
7 years in retail customer service

Expertise in letting and rental law for 6 years


By trade - I'm an IT engineer working in the housing sector.

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

Please click the scales if I have helped!!

Unfortunately, I have decided that I am no longer able to assist over Private Message. If you would like my assistance, please do PM with a link to a thread, but please do not PM me your full query - due to time constraints I am unable to answer these.

Last edited by MrShed; 6th November 2007 at 15:41.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 15:39   #2 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: Change of forums?



I very much agree with Mr Shed. I wonder who was consulted with regards to this change. As far as I know none of the regular contributors asked for it. It is impractical, doesn't make sense, it's unhelpful and nobody wanted it. Landlords learn from replies given to tenants and vice versa.
Please can we go back to the original design. It wasn't broke- no need to fix it!
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 15:41   #3 (permalink)
BankFodder
Site Team
The Consumer Action Group
 
BankFodder's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2006
Posts: 8,014
BankFodder has disabled reputation
Default Re: Change of forums?

Nothing is too late. It was suggested that we made this change and we thought that it was a good idea.
We'll see how it goes and change it back if necessary.
__________________
We are being sued for Libel. Please help us by donating

Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
BankFodder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 15:42   #4 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Change of forums?

At the end of the day, it is an admin decision and I will go along with it either way - however, I feel and I'm sure the regulars will feel that it is the wrong direction.

Thanks for taking the time to read my point and respond BankFodder, and that seems like a fair way to proceed.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 15:50   #5 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: Change of forums?

Can we ask the person who suggested the changes to post their reason; maybe there is something we are missing, some logic that we were not aware of, even after posting here since March 2006?
We have had some sparks flying between landlords and tenants but they were very few and quickly dealt with- so this cannot possibly be a reason for this split. Whatever else?
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 15:53   #6 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: Change of forums?

http://www.consumeractiongroup.co.uk...ml#post1219121

could this possibly be a reason?
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:16   #7 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
Default Re: Change of forums?

I do think it is, I explained to that OP that landlords do post here but apparently only one does. I count at least 3 people who say that they are or have been LL since I started posting and you, Joa, seem to know lots about both sides.
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:18   #8 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Change of forums?

I agree - I'll have to cast my vote with the original layout as the new one IMHO will be too divisive - I just don't get this big tenant v. landlord thing some posters have. We're all here to share information regardless of who we are in the spirit of mutual help, and if this attitude continues to develop then a lot of people could miss out on what is already a great subsection.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:24   #9 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: Change of forums?

I am fuming like an old granny who lost her dentures and the new ones don't fit!
I am supposed to be writing an assignment (a bit like you Jen, I gather) and this nonsense is interfering with my already half-hearted efforts
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:28   #10 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Change of forums?

Ah, no need to grind, my dear Joa - 'tis fluff on the wind. I've cast my vote; so have you. Let's have a cup of tea











(and don't say the 'A' word...)
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:33   #11 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: Change of forums?

Amphetamines ?
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:38   #12 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Change of forums?

Accusatory Amphibians
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 16:43   #13 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
Default Re: Change of forums?

Nope, got myself a 2 week extension with more to be had if I want it. Got a date for surgery (this friday eek) yesterday and they can't be cruel to the cardiac patient
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 22:54   #14 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Change of forums?

I, too, wish to return to the original arrangement.

It is artificial to split the forum into seperate landlord and tenant forums, as the same legal issues apply in both cases.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 22:57   #15 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Change of forums?

Quote:
Originally Posted by Jenschnifer View Post
Nope, got myself a 2 week extension with more to be had if I want it. Got a date for surgery (this friday eek) yesterday and they can't be cruel to the cardiac patient
Hope all goes well Jen!
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 23:10   #16 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
Default Re: Change of forums?

It'll be grand MrShed, just a pacemaker getting put in, not even a real anaesthetic, I'll be awake to annoy the doctors through the whole thing
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2007, 23:11   #17 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative