consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 15th October 2007, 21:25   #1 (permalink)
topCatDC
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 145
topCatDC Novitiate
Question Landlord changed locks/buisness premises

Hi any advice welcome
My friend who has a small café has had the locks changed by the land lord .
He admits owing some back rent (2 months) but was in the process of clearing the arrears .
the owner now lives in France .(his solicitor has said he knows nothink about it and basically doesn't want to)
my question is can he enter the property if he replaces the locks after-wards .
this is because all his records and some personal belongings are inside .
also there is £1500 worth of food inside that will be off and will be stinking . He Will have to declare himself bankrupt if he cannot retrieve the documents
any help would be appreciated by him
thanks in advance TC
topCatDC is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th October 2007, 22:14   #2 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Landlord changed locks/buisness premises

I think the short answer is that the landlord cannot do this.

To read the long answer, read the following excellent link:

Business Leases & Commercial Tenancies - LandlordZONE
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th October 2007, 10:23   #3 (permalink)
onlynameleft
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 59
onlynameleft Novitiate
Default Re: Landlord changed locks/buisness premises

The landlord can indeed do this I'm afraid - it is called forfeiture by peaceable re entry. Where forfeiture is on the grounds of rent arrears there is no need for any notice to be given to the tenant provided there are no residential elements to the leased premises.
However, the landlord must have put a notice on the door to the premises explaining what has been done - i.e. that the lease is forfeit, and advising who an interested party should contact if access is needed to remove goods etc.
The landlord must make arrnagements to allow you to remove goods on the premises otherwise he is in breach of the Torts (Intereference with Goods) Act 1977.
Your friend would be comitting an offence if he re entered - the lease has come to an end and he no longer has a right of access. He could apply to the Court for relief from forfeiture but in order to get that relief he would first have to clear all the arrears and it is still not automatic, particularly if there is a history of late payment.
The link from Mr Shed relates to what happens at the end of a business tenancy - it does not affect the landlord's right to forfeit the lease.
onlynameleft is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th October 2007, 11:23   #4 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Landlord changed locks/buisness premises

Not my forte this area I'm afraid - sorry if my advice was misleading and thanks for the correction!
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th October 2007, 19:07   #5 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Landlord changed locks/buisness premises

I agree with OnlyNameLeft in regard to everything he says.

A business lease can be forfeited for non-payment of rent, by peaceable re-entry, provided that no one resides (i.e. lives) on the premises and that they are unoccupied when the re-entry takes place.

This is subject to the proviso that the lease must contain a right of re-entry by the landlord in those circumstances; but in practice all modern leases do include such a clause.

Contact the landlord and cite the 1977 Act to him. He should allow you supervised access to remove your business records, or might deliver the records to you.

But if you owe him rent, he is entitled to seize and sell at auction any goods on the premises (including any business equipment, computers, photocopiers, etc), towards the money owed him. This is called distraint for rent. And it is his right if he is owed rent.

The court will always require payment of the rent arrears as a condition of granting relief from forfeiture.



Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th October 2007, 21:17   #6 (permalink)
topCatDC
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 145
topCatDC Novitiate
Default Re: Landlord changed locks/buisness premises

Hi Mr Shed
thanks for trying to help it is appreciated
regards TC
topCatDC is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th October 2007, 21:18   #7 (permalink)
topCatDC
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 145
topCatDC Novitiate
Default Re: Landlord changed locks/buisness premises

Hi onlynameleft
thank you for your help i will pass this info on
TC
topCatDC is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th October 2007, 21:19   #8 (permalink)
topCatDC
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 145
topCatDC Novitiate
Default Re: Landlord changed locks/buisness premises

hi ed999
thanks for the imput regards TC
topCatDC is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th October 2007, 21:35   #9 (permalink)
wotnot
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 90
wotnot Novitiate
Default Re: Landlord changed locks/buisness premises

Top post, I am about to let out a commercial premises and this is a real comfort (wish it applied to resi property aswell).

So if you had a downstairs retail unit with a flat above (that has no connection with the downstairs lease) then you could go in at any time, so long as there is rent arrears, and change the locks?
wotnot is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th October 2007, 08:51   #10 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Landlord changed locks/buisness premises

From Ed999's post, I gather that you are allowed to so long as 'no one lives on the premises'; as long as the flat upstairs can still access their property, then I should think that you were allowed to change the business' locks.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th October 2007, 12:07   #11 (permalink)
onlynameleft
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 59
onlynameleft Novitiate
Default Re: Landlord changed locks/buisness premises

If they are on separate leases and the flat has a separate access then you can simply change the shop locks.
However, if they are on the same lease you cannot do so even if the flat has separate access as the Court of Appeal recently held that the Protection from Eviction Act applies to mixed use premises as it does to residential. Pirabakaran v Patel if anyone is interested.
onlynameleft is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th October 2007, 18:30   #12 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Landlord changed locks/buisness premises

Quote:
Originally Posted by onlynameleft View Post
If they are on separate leases and the flat has a separate access then you can simply change the shop locks.
However, if they are on the same lease you cannot do so even if the flat has separate access as the Court of Appeal recently held that the Protection from Eviction Act applies to mixed use premises as it does to residential. Pirabakaran v Patel if anyone is interested.

The point which everyone is skirting around is the identity of the tenant.

If the shop and flat are leased by seperate people, then clearly the landlord may use peaceable re-entry to recover possession of the shop, if there are rent arrears. It is only if the two are leased to the same person that a problem arises.

Sometimes the landlord will overcome the difficulty in a creative fashion, by leasing the shop to a Limited Company and the flat to one of the Directors of the Company.

In my previous post, I might have pointed out, additionally, that it would be unlawful for the former tenant to break in to the premises after the lease has been forfeited. He would be comitting a criminal offence of breaking-and-entering, as the premises are no longer his.

He is of course taking the benefit of the forfeiture, since the act of forfeiting has ended the lease and thus has ended the tenant's obligation to pay the rent, so no further rent arrears are accumulating.



Advice & opinions on this forum are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

Last edited by Ed999; 19th October 2007 at 18:38.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th October 2007, 18:38   #13 (permalink)
onlynameleft
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 59
onlynameleft Novitiate
Default Re: Landlord changed locks/buisness premises

Rubbish, I suggest you read the case. If the shop and flat are on separate leases then it matters not whether they are both let to the same tenant.
The question arises because re entry of part of the demised premises is re entry of the whole demise by necessity. If there are two separate demises then the issue does not arise even if the two tenants are the same people.
If you have authority to the contrary I should be delighted to see it; the Court of Appeal had great difficulty finding any when considering the case referred to only last year.
Nobody is skirting around anything. It is simply that no one else has identified such a non issue.
onlynameleft is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th October 2007, 22:53   #14 (permalink)
Ed999
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 375
Ed999 Novitiate
Default Re: Landlord changed locks/buisness premises

Quote:
Originally Posted by onlynameleft View Post
Rubbish, I suggest you read the case. If the shop and flat are on separate leases then it matters not whether they are both let to the same tenant.
Rubbish, I suggest you actually read my post, since that isn't what I said.
Ed999 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th October 2007, 08:50   #15 (permalink)
onlynameleft
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 59
onlynameleft Novitiate
Default

Erm, yes it is.
onlynameleft is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th October 2007, 09:56   #16 (permalink)
wotnot
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 90
wotnot Novitiate
Default Re: Landlord changed locks/buisness premises

No it isnt, yes it is, no it isnt - sounds just like my children.

So Ed, you said 'peaceable re-entry', what does this mean? Let says the tenant has changed the locks and off he goes home one night. Can you force entry and change the locks because he wasnt there to stop you?
wotnot is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Help required business premises ash4197 Residential and Commercial Lettings 2 27th August 2007 13:08
Help! changing locks next Tuesday! jssandy01 Residential and Commercial Lettings 3 17th August 2007 16:22
sky tv in business premises!!!! any answers? fergal71 General Consumer Issues 6 28th July 2007 19:00
Utility Company - Changed Locks & Entered Property dolly General Debt Issues 14 14th March 2007 20:24
Business premises rates thfctimmo Welcome to the Consumer Forums 2 7th August 2006 17:48




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.