Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
|
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
12th October 2007, 14:53
|
#1 (permalink)
| | Platinum Account Customer | Housing Allowance I've finally got round to getting this letter drafted up, basically i applied for housing allowance after seeing on entitledto.com that i could claim and, well, any reduction in outgoings is appreciated at the moment since i had to leave my job. any imput for the letter would be appreciated. Quote: Friday, October 12, 2007 Dear Sir/Madam, I am writing with regard to my application for Housing Allowance. I sent my application online and then sent on details of my own income, my proof of being disabled, my letter of award for disabled living allowance and my flatmates incomes to yourselves by royal mail. I received a letter back saying that I was not entitled to housing allowance because I am a student, I have since found out from the Edinburgh City Councils own web page that this is erroneous as full time disabled students are entitled to housing allowance. I will clarify my sitution further by informing you that I occupy my own bedroom at the address above and share the kitchen, bathroom and living area with 2 people who I am not related to and who do not pay me rent, I believe their bank details were requested in error and as a result I will not under any circumstances pester 2 strangers for their personal data, if you wish you may refer to any copies of their information that was sent previously. In order to confirm who I am and make it easier for you to find my original claim for I will inform you that I am Miss ***** *****, date of birth is **/**/**** and my national insurance number is *********. At the time of my original application I stated I was an employee of ***** ******* ***** but I no longer work there, my P45 appears to be caught up with the postal strike but I will send a copy when I recieve it if you request it. Obviously I am greatly upset that the city council did not give my application due consideration and as a result I have been struggling to pay my rent. I would like my application to be reconsidered and I look forward to hearing back from you within 14 days. Regards, Jenschnifer | |
| |
18th October 2007, 03:20
|
#15 (permalink)
| | Basic Account Customer | Re: Housing Allowance Hi again
you will be expected to give some details of the other people who live in the property. not their income details of course or other stuff personal to them ie NI number etc. your flatmates personal details should only be required when/if they are making their own claim for help with the rent.
what HB will want to see is a copy of the tenancy agreement which should show names of all parties (adults) on the tenancy. if say there are 3 of you, you will be claiming for one third of the rent. this point needs to be made clear to housing benefit otherwise they will think that your sharers are in fact part of your household, which technically if they are not your partner or child, they are not. it is a bit trickier if it is only your name on the tenancy as you may need to show evidence that the others are not part of your household.
if 1 household, all household members income are taken into consideration as hb/LHA entitlement is income based. if sharers however, your individual circumstances should be looked at seperately.
if you are under 25 the single room restriction will apply. LHA? their website will be able to indicate the maximum amount you can get if you qualify for the full assistance. standard hb single room restriction is currently approx £66pw, once again this amount will only apply if you are entitled to full assistance. check with them though that your DLA entitlement does not exempt you from the single room restriction rule. this part can also be double checked by a quick chat with someone at the CAB.
anything on the form you are not clear about phone up the hb team and ask to speak with one of their customer services team, who should be able to talk you through the form step by step. things can often be more confusing over the phone so do try to meet with them face to face, they can tell you there and then if addtional docs are needed and ask you whilst you are with them to fill in any gaps of information.
nearly forgot if you have a keyworker or sim, they can help you with the form's completion and liase with the housing benefit team on your behalf, also help ensure that you get all other state benefits that you may be entitled to.
dont worry about the prior email receipt too much, just get them to confirm by email that they received the earlier form and keep this new confirmation as your receipt.
ive now had my coca so im off to bed. |
| |
18th October 2007, 16:01
|
#16 (permalink)
| | Platinum Account Customer | Re: Housing Allowance CAB can't give me an appointment until late next week and they said i'm not disabled enough for a home visit  . Completely stuck with all this stuff!
Should I write about my flatmates at part 3 where it asks "does anyone else like in the same property with you (apart from a partner or children you have already told us about in this form?)" it then asks their names, date of birth, national insurance, income and stuff. |
| | |