consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 7th August 2007, 09:39   #1 (permalink)
bendeneo
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 3
bendeneo Novitiate
Estate Agent gave keys to buyer before completion!

Hello there,

I am in need of advice on how to go about sueing my Estate Agent for their fees due to a serious breach of contract!

The day before I was due to complete on the sale of my flat I visited it to remove some belongings and return the key I had taken back from the EA when I borrowed it to pick up mail.
When I got to the flat I found the buyers builders in the flat performing extensive renovations (all the floors up, kitchen gutted etc).
looking at the scale of the work they had been inmy flat for many days!

I am now going to sue the EA for breach of contract as they should never have given keys without my consent, or taken a copy without my consent..... I think I am pretty confident in them being in breach!

Any advice from anyone or similar cases of taking EA's to court?

Thanks,

Ben
bendeneo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th August 2007, 09:46   #2 (permalink)
PKea
Platinum Account Customer
 
PKea's Avatar
Default Re: Estate Agent gave keys to buyer before completion!

Morning Ben

What is it you hope to achieve by doing this?

What outcome do you want?

PKea
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th August 2007, 12:17   #3 (permalink)
Esio Trot
Gold Account Customer
Default Re: Estate Agent gave keys to buyer before completion!

Quote:
Originally Posted by bendeneo View Post
I am now going to sue the EA for breach of contract as they should never have given keys without my consent, or taken a copy without my consent..... I think I am pretty confident in them being in breach!

Any advice from anyone or similar cases of taking EA's to court?
Unless they are a two-bit operation, they are bound to have Professional Indemnity Insurance - to protect themselves from just this sort of error, or even worse.

Great you think - Insurance means you'll be more likely to be paid. Wrong.

The object of the insurer is to obfuscate and stonewall your claim. They normally have a whole floor of people whose job is to prevaricate and produce information piecemeal. In addition, the insurer normally instructs the EA NOT to even mention that PII is held, not to reply to any letters ("forward all correspondence direct to us") nor speak in person or on the telephone about the matter ("all communications must be in writing").

Unless you have your own legal expenses cover (who will only get involved if there is a likelihood of succeeding) you will need to have deep pockets if using a lawyer. If you are doing it yourself, you will need a lot of time.

I have only written about making a legal claim on the EA, not on any other course you may have open to you.
__________________
On some things I am very knowledgeable, on other things I am stupid. Trouble is, sometimes I discover that the former is the latter or vice versa, and I don't know this until later - maybe even much later. Read anything I write with the above in mind.

E|B
S|I

Esio Trot is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th August 2007, 19:13   #4 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Estate Agent gave keys to buyer before completion!

Pretty shocking actions really. Is the EA a member of a professional body, such as NAEA?
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th August 2007, 11:52   #5 (permalink)
Aequitas
Gold Account Customer
 
Aequitas's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 642
Aequitas InformativeAequitas InformativeAequitas Informative
Default Re: Estate Agent gave keys to buyer before completion!

The question you need to ask yourself is: "What is my loss?" Assuming the matter was completed on time and you now have the sale proceeds how is your position different from what it would have been if there had been no early entry? The buyer has had the benefit of a few days access and under the contract should pay interest, but that really ought to have been dealt with on completion and was a matter between you and the buyer. Did you mention the early access to your solicitor?

Whilst it is all highly annoying, I should be inclined to forget it as there is nothing in it for you apart from wasting time and money on litigation. Just make a complaint to the agent's professional body.
Aequitas is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Bullied and Intimidated by an Estate Agent CROYLAND General Consumer Issues 5 19th June 2007 12:07
Estate Agent giving me the run around - flatmate refuses to pay bill money thom Residential and Commercial Lettings 19 23rd April 2007 15:18
Renting out through Estate Agent - No rent paid darby Residential and Commercial Lettings 2 14th February 2007 15:20
Thieves had keys **WON** haydn General Consumer Issues 56 11th November 2006 10:25
Random query: Keys vs. walk-in meagain Insurance/Assurance Companies 2 16th October 2006 21:32




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.