consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 11th June 2006, 13:12   #1 (permalink)
reclamationproclamation
Basic Account Customer
Default Gas/Electricity Bills

Edit

Last edited by reclamationproclamation; 2nd September 2007 at 11:47.
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 14:53   #2 (permalink)
Nightmare4banks
Platinum Account Customer
 
Nightmare4banks's Avatar
Default Re: Gas/Electricity Bills

Hi all!

relamationproclamation,in order to possibly assist you further,please answer the following questions:

Do all of the students that live in the house have one tenancy between them or does each student have a seperate tenancy?

Last edited by Nightmare4banks; 11th June 2006 at 22:21.
Nightmare4banks is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 17:23   #3 (permalink)
reclamationproclamation
Basic Account Customer
Default Re: Gas/Electricity Bills

Hi,

Cheers for the reply, we all have signed seperate, identicle tenancy agrrements.

Thanks for your help.
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 17:48   #4 (permalink)
Nightmare4banks
Platinum Account Customer
 
Nightmare4banks's Avatar
Default Re: Gas/Electricity Bills

Hi all!

reclamationproclamation,i n my view:

1.Just pay your share of the bills i.e. if there are 4 tenants in the house divide the final bill amounts owed by 4.It may also be wise to send a copy of your tenancy agreement to the Gas & Electricity companies because you are not responsible for the payment of all the full bill amounts just your share.

2.Also,if you are a full time student,student nurse or on a youth training scheme you should not have pay Council Tax.

3.However,if you are studying and have another income i.e. a salaried job - you would possibly have to pay Council Tax as the amount you earn would be the deciding factor in the amount of Council Tax that you would pay.

I hope you find this information/suggestions useful.

If you need any more help or have a question,just ask.

Keep us posted.

All the best!

Last edited by Nightmare4banks; 11th June 2006 at 22:20.
Nightmare4banks is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 18:22   #5 (permalink)
reclamationproclamation
Basic Account Customer
Default Re: Gas/Electricity Bills

Quote:
Originally Posted by Nightmare4banks
Hi all!

reclamationproclamation,i n my view:

1.Just pay your share of the bills i.e. if there are 4 tenants in the house divide the final bill amounts owed by 4.It may also be wise to send a copy of your tenancy agreement to the Gas & Electricity companies because you are not responsible for the payment of all the full bill amounts just your share.

2.Also,if you are a full time student,student nurse or on a youth training scheme you should not have pay Council Tax.

3.However,if you are studying and have another income i.e. a salaried job - you would possibly have to pay Council Tax as the amount you earn would be the deciding factor in the amount of Council Tax that you would pay.

I hope you find this information/suggestions useful.

If you need any more help or have a question,just ask.

Keep us posted.

All the best!
Thankyou for your help.

When we signed contracts we signed two copies each, one of which the Lanlord's agent has. If we can get hold of these and send a copy to the supplier will they issue a bill to the tennants?

We don't pay council tax, not sure why it's in there.

Cheers

Last edited by reclamationproclamation; 11th June 2006 at 22:29.
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 18:57   #6 (permalink)
Nightmare4banks
Platinum Account Customer
 
Nightmare4banks's Avatar
Default Re: Gas/Electricity Bills

Hi all!

reclamationproclamation,p lease answer the following questions:

1.Do you have seperate meters say in each room or only 2 meters for the whole house?

2.Do you have a copy of your tenancy without resorting to go the letting agent?


The answers to the above questions should enable me to hopefully help you further.

Last edited by Nightmare4banks; 11th June 2006 at 22:20.
Nightmare4banks is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 19:03   #7 (permalink)
reclamationproclamation
Basic Account Customer
Default Re: Gas/Electricity Bills

Quote:
Originally Posted by Nightmare4banks
Hi all!

reclamationproclamation,p lease answer the following questions:

1.Do you have seperate meters say in each room or only 2 meters for the whole house?

2.Do you have a copy of your tenancy without resorting to go the letting agent?


The answers to the above questions should enable me to hopefully help you further.
We just have two meters for the house, we have copies of our own contracts, however the Landlord's agent with whom we have a good relationship has a signed copy from each tennant with the tennants address on.

Thanks

Last edited by reclamationproclamation; 11th June 2006 at 22:29.
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 21:53   #8 (permalink)
Nightmare4banks
Platinum Account Customer
 
Nightmare4banks's Avatar
Default Re: Gas/Electricity Bills

Hi all!

reclamationproclamation,i n my view:

1.You are worrying over nothing at the moment regarding your housemates,so go back to the letting agent and see what he/she says.

2.Update us after you have visited the letting agent.

3.It is good for say 2 of you to you go together just in case there is a problem later down the line mainly to do with refunding your deposits.

4.Another thing you could do - maybe abit sneaky but hey not paying one's share of bills is also sneaky! - Pretend you want to keep in touch with your 2 non-paying housemates and obtain their forwarding addresses.Then if there is a problem about the bills further down the line either through the letting agent or the utility companies pass on their forwarding addresses in return for seeing that you do not owe anything regarding the bills.

I hope you find this information useful/suggestions.

If you have any questions,just ask.

Keep us posted.

All the best!
Nightmare4banks is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 11th June 2006, 22:01   #9 (permalink)
reclamationproclamation
Basic Account Customer
Default Re: Gas/Electricity Bills

Sounds good, thanks for your help.
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th June 2006, 15:29   #10 (permalink)
Faustus
Basic Account Customer
Default Re: Gas/Electricity Bills

Just a little one on unpaid bills in Student digs. A friend of mine works as a Letting Agent dealing with similar group houses. He always has a home address to which any deposit being returned is posted by cheque. From his experience the Utility Company, upon being informed that a percentage of the bill is due from a tenant who has left already will contact the University direct, to get an address, and then demand repayment of the full bill from the defaulting tenant. This has resulted, to his knowledge, of a University refusing to graduate a student until the debt was paid. The poor bugger had to pay the full bill because he couldn't get in touch with any of the other housemates and the Utility Company refused anything other than full settlement.

Strictly speaking, tricky ground for the utility company but still bloody stupidity on the part of the tenant in question
Faustus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th June 2006, 19:43   #11 (permalink)
reclamationproclamation
Basic Account Customer
Default Re: Gas/Electricity Bills

Thanks all for your help
reclamationproclamation is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Bills Returned?? ishmo186 HSBC Bank 18 22nd November 2006 01:03
Mucked up on all bills ........ kateec Residential and Commercial Lettings 3 15th October 2006 12:33
Tax Bills (Inland Rev) adridude General Consumer Issues 3 14th August 2006 18:28




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.