HA Repairs

taz_in_2001 · 25th June 2007, 03:10

My housing association won't let us get our own buildings insurance so I can only get contents.

My partner tripped over my son and cracked the 1st pane on the double glazing smallish kitchen window.

If we were able to have our own buildings insurance then I could claim quite easily for this due to accidental damage but as we can't they will charge me for the repair which in their terms is double what a normal guy would charge.

I haven't any money to pay for this to be fixed at the moment as I am struggling with debt and on VERY low income.

Where do I stand on this on this issue, I am already trying to pay off a charge of £70 to have my front door fixed (2 screws put back in *shakes head* my ex kicked it through after an argument over the children, the police filed charges and I have a crime number but they still charged me for fixing it

I am desperate, I have not told them about the window and they have a guy coming round soon checking the houses

Aequitas · 26th June 2007, 01:18

It would be highly unusual for a short term tenant to take on responsibilty for building insurance.

You should inform the HA about the broken pane; it should be covered by their insurance, as indeed should the damage to the door - ask about that too, though it may be too late now to make a claim.

taz_in_2001 · 26th June 2007, 03:01

We have assured tenancys so we can live in these houses until the day we die if we like as long as we keep up to date with rent etc

Aequitas · 26th June 2007, 12:27

Quote:

Originally Posted by taz_in_2001

We have assured tenancys so we can live in these houses until the day we die if we like as long as we keep up to date with rent etc

That may be the case, but you are not committed to it for life. Legally it is considered short term.

But the point is that when the accident happened, you did not have the insurance. Tell the HA and get them to claim.

taz_in_2001 · 26th June 2007, 20:15

Ho do I get them to claim, is there anything I can quote so they do not charge me ?
Thanks

Aequitas · 26th June 2007, 22:12

What does your tenancy agreement say about who is responsible for the glass in the windows?

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