consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Public transport (Trains, tubes and buses)

Public transport (Trains, tubes and buses) Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 2nd July 2008, 16:05   #1 (permalink)
MatthewC1984
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 1
MatthewC1984 Novitiate
Default Avoiding fare on london underground - summons!!!!

I was using my girlfriends student oyster card to get discounted travel. Oops. Got caught. Tried to lie and said it was a mistake. Then sent me a letter and I told them that it wasn't a mistake and I was sorry. Then they sent me a summons to court. ****. They are saying that "i did not have a valid ticket for travel on that day and that i was intending to avoid payment of the said fare". It also says tfl are claiming £100 to cover costs and £4 for the ticket. Does anyone know if there will be a fine as well or is this £104 all? I am not going to court and will let it all happen in my absence and have told them that i accept the charges and am guilty as sin.

Strangely enough it doesn't mention that I could have been using the disounted oystercard for a longer period of time. It looks like they are only "getting me" for this one journey.

Muh
MatthewC1984 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd July 2008, 19:28   #2 (permalink)
tiglet
Platinum Account Customer
 
tiglet's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 4,357
tiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritativetiglet Authoritative
Default Re: Avoiding fare on london underground - summons!!!!

Hi matthew

Firstly, I think it would be in your best interests to attend court. If you can apologise to the judge and state any mitigating circumstances, they may well be more lenient on you.

Were you issued a penalty ticket first? It sounds to me as if they've decided to make an example of you - unfortunately, this could potentially result in a criminal record and £1000 fine, so it really would be best to attend court.
tiglet is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th August 2008, 19:08   #3 (permalink)
charlie7111
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2008
Posts: 27
charlie7111 Novitiate
Default Re: Avoiding fare on london underground - summons!!!!

Hi just posted a thread on here about fare on the underground :

HELP! I had been taking steroids to help with my illness and these caused numerous side effects. I had not been out for nearly 6 weeks when I went out to celebrate it. I knew I was going to be late as I had been sleeping for most of the day and didn't think so I just grabbed my mother's freedom Oyster card. An inspector stopped me at the entrance and asked questions. In my state of mind and being impatient to be there on time I just said 'yes' to his questions even though one or two of them weren't correct. My solicitor and even my doctor to wrote to them to explain the side effects I had due to the medication but they still issued me with a summon. My doctor wrote another letter to see if they could settle out of court but they seemed to ignore it so now I have to attend the hearing next Monday. I need to enter my plea. Can anyone suggest what I should do. Does it mean I get a criminal record if I plead guilty (with mitigating circumstances) or should I not plea guilty and get my solicitor to argue it? I cannot afford a criminal record with my work in education.
charlie7111 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th August 2008, 16:17   #4 (permalink)
tfl_complaint
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2008
Posts: 3
tfl_complaint Novitiate
Default Re: Avoiding fare on london underground - summons!!!!

I would suggest you fight your case, as we all have been hearing of cases where the charges have been dropped, wish I had done the same!
tfl_complaint is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th August 2008, 12:45   #5 (permalink)
Maursh
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2008
Posts: 7
Maursh Novitiate
Default Re: Avoiding fare on london underground - summons!!!!

If you elect to plead "not guilty", then you don't have to offer any defence but I believe the procesution has to prove "mens rea" - guilty mind. I suspect this is very difficult to show unless you incriminate yourself in some way but they may be very adept at it these days if a lot of people have successfully fought the case.
Maursh is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th August 2008, 13:32   #6 (permalink)
mc661
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 45
mc661 Novitiate
Default Re: Avoiding fare on london underground - summons!!!!

As it seems that it is too late to plead guilty out of court, you will now have to attend.
If you don't attend you will be tried in your absence based on what you said to the inspector at the time. If you go to court you can cross examine the inspector (who will more then likely not be in court), you can also claim the mitigating circumstances such as your medicines/jobless/etc.
TfL will not be expecting you to turn up, as they tend to allow 10mins per case and book a whole day in court. The longer you take in questioning the less other cases they can deal with.
They can only claim reasonable costs, which is around £100 regardless of if you turn up in court take 4hrs or don't turn up and it takes 10mins.

Fines depending on court can be around 50-250. The maximum is £1k but I have never ever know someone getting anything above 300 for purely fare evasion. I have known someone get 550, but that was mostly for swearing.

If you are unemployed, tell the magistrate, this can often reduce your fine. Ask for a statement of means, this means that you do an income/loss account and show the court that you can only afford £1 a week etc.

Let us all know how it goes on the day. I suggest you take a friend along with you as courts can be pretty daunting places. I remember my first day as an inspector and it was daunting. Now I go regularly due to work.
mc661 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2008, 23:11   #7 (permalink)
charlie7111
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2008
Posts: 27
charlie7111 Novitiate
Default Re: Avoiding fare on london underground - summons!!!!

Well got a conditional discharge and was just asked to pay the court fee. Though should not have pleaded guilty. Anyway my employer was most supportive when I told them. They thought TFL is a bit of an ass and that the whole country's gone crazy with court proceedings etc and criminalizing all.
charlie7111 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Magistrates Court for a £1 Underground fare "evasion"? miautopia General Consumer Issues 66 3rd September 2008 22:12
Is Landlord avoiding TDS?? Asmodean Residential and Commercial Lettings 10 3rd July 2008 22:35
...and you thought the London Underground was overcrowded? barracad The Bear Garden 5 14th April 2008 19:08
Been avoiding this - help! BethB Welcome to the Consumer Forums 1 11th December 2006 17:31
London Underground Travelcards _ck General Consumer Issues 5 8th December 2006 14:30




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.