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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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First national tricity finance "WON"


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:) Hi

 

I am trying to track down First National Tricity Finance for a Loan that was cleared 3years ago, and attempting to reclaim charges on it.

 

I have tried to find link on site for them but to no avail, Does anybody have any info on them please or a link would be sooooo appreciated

 

Regards

 

Dee

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First National are now GE MONEY. Address as follows;

GE Money consumer lending ltd.

53-61 College Road,

Harrow,

Middx HA1 1FB.

Customer service department Tel 0870 850 0850 Fax 0208 909 4355.

Don't bother phoning them. They will fob you off. Send a Subject Access Request.

This will help you .http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526 . Good luck

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hi,

 

I too am chasing First National Tricity Finance. however i found that First National & First National Tricity while being part of the same company are actually quite different as one does not deal with accounts relating to the other ( if that makes sense)

 

the Telephone Number if its definatley a Tricity account is 0870 550 0100

 

and the address for a SAR i was given by them is

 

First National Tricity Finance

PO Box 700

Leeds

LS99 2BD

 

which is the GE Money address, but make sure you mark it for First national tricity

 

Good Luck with your claim

 

 

regards

 

Paul

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icon14.gifThanks for info above.

 

Slightly concerned though as GE Money is my mortgage provider and have issues with them :-x not in my favour at the moment.

 

All these financial institutions have it all boxed up, people who get into difficulty through no fault of their own are just £££££££££££ signs for there evil fat cats.

 

If i were to claim against Ist Nat Trinity which is now GE Money if succesful would they take it off my mortgage arrears/charges:?:

 

Regards

Dee

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deep,

They are two seperate agreements so i don't think they can do that. Also i had three loans out with First National. When they were bought out by GEMoney. Two of the loans went to Harrow and one went to Leeds. Neither arm of GE seem to know what the other is doing. So i would hazzard a guess to say you would be alright.

If they have charged you penalty charges you are legally entitled to claim them back.

So don't let them take what is rightfully yours.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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:) Thanks Parkvale

 

You have given me the push.

 

Sar request already done now for 1st Nat Tricity. Will send R/D 2 moro.

 

If it does effect my mortgage with GE Money hope I will get support form this site.

 

In one way I wish they would take me to court (:rolleyes: dont know if I really mean that) I would love for this can of worms to come out.

 

Thankyou

 

Regards

 

Dee:p

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deep,

Just take it carefully. Loads of help available on this great site. Don't be afraid to ask. ;) . Its amazing how your confidence grows as you get stuck in, but always remember the final decision is always yours.Good luck. rolleyes.gif

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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icon14.gifThanks

 

they will prob make me wait full 40days for Sar request, so could be some time before I post on this thread.

 

Any one else looking inicon6.gif this is the most amazing site and fantastic people and advice

 

Am I dreaming or are there really human angels;)

 

icon3.gifI believe

 

Regards

 

Dee

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  • 9 months later...
  • 4 weeks later...

Hi Guys an Gals

 

Quick update.

 

1st Nat offered full & final settlement, to be paid within 21 days.

 

As soon as I recieve, another donation on its way.

 

Happy New Year.

 

Waiting outcome of close door OFT Cushty meeting with Banks on 14th! To further pursue other ongoing claims.

 

Donkey, shaft, carrot, stick, does come to mind though, not necessarily in that order

 

Take care you guys an gals

 

Kindest regards

 

Dee

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CONGRATULATIONS AND WELL DONE.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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  • 4 years later...
  • 11 months later...

Hi,

 

I had several Tricity Finance account cards between 1980 and 1990 and to my knowledge all of them had PPI on them. But I have no longer any paperwork or account information. How would I go about seeing if GE still hold records of these accounts ?? Do I need to use the SAR (mentioned above) and send it to them ?

 

** Edit: Just found an old payment book from 1995. It is for First National Tricity Finance so I have at least one account number available. Any one got any idea of an address to use for them today ?? I guess if I complete a SAR then they are obliged to also give me details of the other accounts they had for me as well ?

 

Regards,

 

Richard

Edited by Richard B
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