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    • Hi all, We bought a part to fix our washing machine approx 13 months ago direct from the manufacturer of the washing machine via phone. This part then failed 13 months later, as confirmed by their own engineer, who was sent by the manufacturer (who is also the retailer for the part) FoC. The engineer actually installed a replacement part, the machine came back to life, but they then removed the part used for testing (and ours reinstalled) as "we would be charged for it". The retailer are refusing to replace the part, stating that they only warranty parts for 90 days. When I stated that I believed the Consumer Rights Act gives me longer than that, they insinuated that it did not, and this was repeated by many representatives. AIUI for goods bought more than 6 months ago, I need to get an engineers report to confirm the part has failed? Or that it has failed due to manufacturing issues? Or would the companies own engineers report suffice? Also, does anyone have any other decent contact details for Hotpoint (or the Whirlpool group)? Thanks, GH
    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
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Paypal - Is this Theft?


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I am in a dispute with Paypal at the moment, where I am trying to get funds transferred from one paypal account that isnt verified to one that is.

 

I have noticed this morning that Paypal have taken a payment of less than £1 out of my bank account, and its showing as a Direct Debit payment.

 

Seeing as though I have never set up a Direct Debit with Paypal, waht gives them the right to do this?

 

Does anyone know if there is anything in the small print that allows them to Debit my Account, when and as they wish, and by joining a authorise this? If not I will have to read through all the small print to try and find this.

 

If there isnt, can I then persue them for Theft?

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I'm not sure why this has happened, normally they debit or pay in two small amounts to your account to get verified, have you definitley not instructed them to do this>

UPDATE -

 

Claim submitted, HSBC have until May 13th to Acknowledge.

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Is this definately a debit rather than a credit to your account? If it is a credit, it is because they are verifying the bank account is yours.

 

If , when you sign up with PayPal, you chose to funds ant payments through your bank, rather than say your credit card, you are effectively giving authority for them to withdraw funds from that account (only to match your PayPal spending though).

 

Have you used PayPal for any purchases lately?

 

Do you use PayPal because of eBay? Is this possibly to pay eBay fees (your eBay settings may be linked to PayPal).

 

If you look in your PayPal account, does it show any transcation, whatsoever, that matches this amount of money?

 

Questions, questions....... that's me!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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My account is already verified!

 

The other account is going to be closed, because I cant verify it, as it has I have only one Bank Account, and you cannot register it twice.

 

No, there are no recent purchases, no fees, (Well there are but they are £58, and I've refused to pay them until Paypal transfer the funds that they are holding!) No transactions for htis amount, which is definately showing as a D/D on my Bank Statement.

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HI Less2303

 

I opened my paypal account and had a debit of 5 pence, against a code that i then had to produce to confirm it was my account.

 

To open the account you have to agree to the direct debit which is selected automatic when joining as they say they can not deduct these pennies with out it. So no deduction, no confirmsation, no access to a paypal account.

 

So what usually happens is you accept the direct debit set up to get the account, let them take there pennies to confirm then cancel the direct debit set up once up and running.

 

I also have a once confirmed account now unconfirmed as LLoyds trouble and card closed, there is £11.00 sat in paypal that ebay will not release. Even though that actuall money was paid to them inpostal orders.

 

Hope this helps

BL

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I know about the D/D guarantee, but what gives them the right to set up a Direct Debit and take money without my authority?

 

Its the principle of the matter really for example if you gave me your bank details to pay some money into your account, and then I set up a Direct Debit to take £100 a month out of your Account, and actually took it, would the Bank Just refund you and that be the end of the matter, I dont think so!!

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Use the PayPal links to contact them and ask for verification of the reason they took the funds.

 

or

 

Tel: 0870 730 7191 (there is an alternative number, not 0870 if you can call the Republic of Ireland cheaply on your phone - +353 14369001)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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