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    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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Cabot/Mackenzie Hall?? - SCOTLAND


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Hi Everyone,

 

Just after a wee bit of advice regarding a letter I received the other day from Mackenzie Hall, it said they had been provided my address as being the possible residential details for the person they are looking for (my name) and they wanted to contact me regarding a 'personal matter', get in touch quoting Ref blah blah blah...... I have ignored it, obvs LOL!

 

Now, on the letter I noticed an email address at the top - cabot @ mackenziehall. I checked my Equifax credit report and there is a default registered by cabot for a Credit Card, start date 19/01/2005, default date 08/08/2005, no other details or payment history. I cant think what this is, I did get into financial trouble years ago when i was a student and was silly, i had a credit card with capital one but i dealt with aktiv kapital and this has been settled, letter confirming this is filed and credit report shows settled. I'm thinking it may be an old storecard, although I still have a Dorothy Perkins one and this old one was a Burtons one (:???:) so surely they would know me?

 

If the start date of this Cabot on my credit report is Jan 2005, then I'm thinking the orginial creditor file will have dropped off as its 6 years. Are Cabot allowed to put seperate defaults on my credt file?

 

As I live in Scotland, am i correct in saying that this is now Statute Barred? I have never heard from Cabot, havent written any letters to anyone and havent paid since well before January 2005.

 

Also, on checking my Credit Report mackenzie hall have entered 2 searches on table one, the reason being 'outstanding debt' - am i right in thinking they arent allowed to do this?

 

thanks for answering my questions, sorry my post was so long!! :-D

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Statute Barred time is 5 years for Scotland.

 

Muck Hall and Cabot have been busily buying up near time barred accounts so they might just have boobed with this one.. IF.. it does actually belong to you.

 

I will amend your thread title to include your location and hopefully someone will be able to advise you further.

 

Meanwhile, please do not telephone Muck Hall/Cabot :)

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What an unholy alliance eh Crapbot/Muck Hall:puke:

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Thankies!!

 

Dont worry, I have no intention of calling them! Before I found this site I made the mistake of calling fredrickson and was reduced to tears! LOL! Never again!

 

They havent stated what the letter is in regards to, which I believe they have been pulled up on before? I'm busily reading through all the threads on these 'people' and its just shocking what they have been allowed to get away with!

 

This site is a godsend cause if i didnt know about SB and all that I would have been in a total panick and would've been straight on the phone! I guess thats waht they rely on!

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Is this the letter that states if your not the person they are looking for, you should contact their investigations team. (I have this one in stock)

If it is I would suggest that you forward it to Trading standards as they are already aware of this one.

 

On the other hand if it is an old debt of yours you could also send them the Statute Barred letter (Scottish version)

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Yes that is the letter I have, no details of anything else.

 

I'm just going to ignore it as they havent stated what it is about, but if i get any other letters (I have a feeling....) then statute Barred letter it is!

 

I'm still going to report the letter to trading standards as they arent supposed to send out letters like that are they?

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It 's typical trying to get ordinary punters to do their dirty work:-x

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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As was stated earlier, Mackenzie Hall in particular buy large amounts of Statute Barred Debt and then they are forced to go fishing to find out where the person lives.

However, if you respond to these letters then they will ask for your personal details. Threfore, the question is. who the hell do they think they are ?

 

Remember, the onus is on the pursuer to prove that the debt exists and not the recipient to prove otherwise.

 

In addition, if your not the person named on the envelope you would not open the mail, WOULD YOU ?

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