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    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
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CSL playing silly buggers


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Just wondering if someone has an apt reply for me to send to these clowns. First of all, after many attempts I finally got them to stop calling. Now, despite me sending them an email telling them they are not to visit my property, they have replied with the following:

 

"Credit Solutions Limited offers a door step collection service whereby field agents visit a property to discuss repayment of an outstanding amount. This is simply another option available to our customers to assist them in repaying their debts. In relation to field visits in subsection 2.12 of Office of Fair Tradings guidelines doorstep visits must give adequate notice of time and date of visit. The Armstrong v Sheppard (1959) case you quoted is dependent on each individual circumstance and only such order to refuse access can come from a court and not from the individual"

 

Blah, blah, blah. Now I know this is utter drivel. I am just wondering if someone has something far more witty that I can send back to them in reply to these fools.

 

They have also chosen to ignore my offer of payment and how I would like to pay. I'm guessing it's because I offered them £1 a month (which I am entitled to do as I am on benefits at the moment) and wanted their bank details so I could set a standing order up. Ho-hum.

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Report them to the OFT, they are trying to confuse what is a straightforward case, you do not want them intruding in your home, they should back off.

 

I would go to Trading Standards as well... and maybe even your local MP might like to know how this company are abusing their position and the law.

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Hi clemma

 

I send:

 

"I note your letter dated November xx 2011 that I received today and that I have filed and copied to regulatory authorities.

 

Both my dog and I have experience of doorsteppers and I have read your letter in full to my dog; whilst he would not normally respond to a disputed demand for £x he appears to be willing to make an exception in your case and should answer the door fully prepared; my dog is acting as my agent in this matter and all queries should be addressed to him c/o The Kennel at my usual address."

 

x

 

v

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Hi clemma

my dog is acting as my agent in this matter and all queries should be addressed to him c/o The Kennel at my usual address."

 

don't be surprised if your next letter from them is addressed:

The Dog

c/o The Kennel

etc

 

it has been known

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Ah that infamous line. I've shot a complaint off to the OFT and will send CSL another email telling them to shove it.....I have a cat who could be my agent, although people knocking at my door does tend to frighten him some what meaning they may not get a response from him. They are bumbling idiots (in my opinion).

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Clemma,

 

If you are on benefits, then you should reduce your £1pm offer to £1p. In fact, I would just start paying them that regardless of what they think.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Hi guys

 

I couldn't remember who CSL were (I have so many card boxes full of billet douxs), and all I can quickly find is:

 

"Consumer Credit Act 1974 (the Act)

Complaint Against: Barclays Bank Plc t/a Barclaycard, Credit Solutions Limited & Power 2 Contact Ltd

Licence No: 005116, 300314 & 543806

 

I acknowledge your email, permission to disclose slip and attached documentation received on 4 February 2011, further to your earlier email, updating us about the problems you are still having with the above mentioned traders.

 

We will take into account the further information you have helpfully given us as we continue to monitor these traders fitness to hold credit licences.

 

Thank you once again for taking the time to write to us about this matter and giving us permission to disclose your complaint details."

 

To be fair to CSL and their 75p per letter solicitor, they buggered off quite quickly. There is no need to be frightened of these familiars.

 

x

 

v

 

Colleagues may notice that someone has p*ssed me off today :violin:

 

 

 

 

 

x

Edited by victoria_siempre
Forgot solcitor
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That is negative MF

 

" In sooth, I know not why I am so sad: It wearies me; you say it wearies you; 4 But how I caught it, found it, or came by it, What stuff ’tis made of, whereof it is born, I am to learn; And such a want-wit sadness makes of me, 8 That I have much ado to know myself.

x

 

v

 

The b*stards are easily beaten

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Oh Fred, how I would love to pay them 1p a month. Unfortunately they don't seem to want to give me any details so I can pay them. No giro slips, no standing order details. I am not going to do as they tell me and set up a DD. I'm no fool :) I'm also disinclined to pay by debit card through their website. I don't trust them :roll: I've asked again for their details and explained my proposal and reasons for such a small amount. I am doubtful of a reply. At least I can prove I asked. I love email.

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mind you, you should never try arguing with an idiot like a DCA, they'll simply drag you down to their level and beat you through their much greater experience.

 

I could never be at their level. They are so far below me it would take me 2 lifetimes of serious sin to get close to where they are. DCA's are easily beaten. I have done it before, I will do it again. Their experience is through bullying people who do not know their rights, intimidating those with threats of anything from bailiffs to stealing and selling your soul. They want to keep sending me letters full of drivel, that's their call. They want to keep ignoring my proposals for payment, so be it. I will not, sorry CAN not be intimidated by DCA's. But thanks.

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That is negative MF

 

 

May I suggest you take a step back, go to http://en.wikipedia.org/wiki/Main_Page, and type HUMOUR in the search box.

 

Not everything on this site is meant to be taken literally, though many people will testify to the pointlessness of attempting to reason or explain something to a DCA, as clemma last post shows..

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Oh Fred, how I would love to pay them 1p a month. Unfortunately they don't seem to want to give me any details so I can pay them. No giro slips, no standing order details. I am not going to do as they tell me and set up a DD. I'm no fool :) I'm also disinclined to pay by debit card through their website. I don't trust them :roll: I've asked again for their details and explained my proposal and reasons for such a small amount. I am doubtful of a reply. At least I can prove I asked. I love email.

 

Clemma,

 

How are you paying them at the moment then? - or aren't you? I'm sure if you asked for a direct debit mandate you could then use the details to set up a standing order.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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May I suggest you take a step back, go to http://en.wikipedia.org/wiki/Main_Page, and type HUMOUR in the search box.

 

Not everything on this site is meant to be taken literally, though many people will testify to the pointlessness of attempting to reason or explain something to a DCA, as clemma last post shows..

 

Yes indeed. I think you find that Victoria was being slightly sardonic. Your post was unnecessarily sarcastic to be honest, but I'll just sit back and enjoy the show from now on.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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These are new, never before seen by me until I received a letter from Power2Contact telling me they were going to visit. Some Googling pointed me in the direction of CSL using Power2Contact as a "scary" guise. They have had nothing from me yet.

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. I will not, sorry CAN not be intimidated by DCA's. But thanks.

 

at no point have I said you could or would be beaten, I simply made the point that trying to have an intelligent discussion with them was doomed to failure, as was trying to reason with them or expecting them to be reasonable. I'm sure you'll find a tactic that suits you, and as there appears to be a slight touchiness about this thread, I won't share the way I saw them off, because that would probably prompt criticisms and disagreements about it, so the best of luck to you.

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This is the OH's debt and he does indeed owe the money. I have no qualms about that. They just have to realise that I will decide how much I will pay depending on what I can afford. They don't like that. People who know their rights are pretty much disliked by DCAs (one would expect). It's only for about £120, so not much anyway. I just found their attempt at trying to say they can visit me was laughable .

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Sun Tzu said: 'If you know the enemy and know yourself you need not fear the results of a hundred battles.'

 

 

 

 

Dear CSL

 

Please find enclosed a token payment of £x, which is the maximum I can afford.

 

Only a moron would fail to understand that it is pointless to demand more. I therefore look forward to your next letter.

 

Yours etc.

 

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