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    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
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JBW bailiff forced me to pay - can I do anything


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A couple of weeks ago a JBW bailiff visited my friend around 7:20 in the morning saying he had a warrant for some unpaid parking penalty.

 

Without asking permission he entered the flat.

 

As my friend doesn't speak english too well and was not aware of the situation

 

he let the bailiff in and called his 16 years old daughter to interpret.

The bailiff demanded instant payment of £400 - £700 in different moments of conversation.

 

He was not willing to deal in any way, refused to leave and kept on asking for payment.

 

Asked if he can come another time he said no.

 

Asked for instalments he refused as well and threatened the family that he will take away the car or he will put my friend to jail.

The whole situation lasted around 40 minutes within his wife, 16yo and 3yo daughters was present.

They started crying and stuff and eventually my friend was forced to pay £570 with his credit card on the spot.

He only showed the warrant on his mobile device and never left any copy of it.

 

He left hand written notice of seizure and a receipt only.

 

We read different sources and we are sure he breached his competence.

 

Now we do not really know where to start and what to do.

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This is story repeated every working day. Early morning call (steel capped shoes kicking the door?), Bailiffs have adopted the unlawful assumption that they can flash a PDF copy of 'warrant' that was recently typed out in their office on commercial software.

 

Its a con. There is no legislation that allows this.

 

There is legislation that requires the local authority to print a warrant within 7 days of its authorisation by Traffic Enforcement Centre, but if that had happened the bailiff would have brought a copy with him.

 

Jail? Another con by an shameless idiot who has absolutely no authority at all in this respect

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disgusting

 

do this:

 

http://whatconsumer.co.uk/visa-debit-chargeback/

 

he paid under duress

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, thanks for the answers.

 

I heard about the chargeback process but never actually went across. What steps should I take to make it happen? Do I need to contact the police? Can I do it online or on the phone?

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erm...read the link?

 

phone the card provider

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Also get a complaint off to the council that issued the PCN and JBW. They should have left the premises as soon as they had realised that the debtor did not understand English. Disgraceful behaviour JBW, sort your bailiffs out!!!

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I sent a letter to the bank demanding Chargeback form, will see what they say.

 

Here is what I conceived as a letter of complaint. I would very much appreciate any help with wording as parts of the document I took from a template and parts of it wrote myself. Any suggestion greatly appreciated.

 

 

 

 

 

 

Haringey Council Parking Service

P.O. Box 4789

Worthing

BN11 9QA

 

 

 

Dear Sir/Madam

 

JBW Ref:

Client ref:

Visit by your bailiff on

 

Formal Complaint Stage 1

 

 

I have had an opportunity to seek advice and I write on the understanding that Case Law has ruled an Authority is liable for its bailiffs. I therefore ask you to deliver to me at the above address a full refund of of £573.04 within seven days from the date of this letter.

 

I have all reasons to believe that the bailiffs behaviour was disgraceful and regard the whole process as fraudulent.

Please allow me to present you with the circumstances we experienced:

The bailiff came in early in the morning at 7:20AM

He was invited inside the house as we did not suspect any such visit.

We never received any letter or any information of a possible bailiff action.

I do not speak fluent English and therefore had to call my under-age daughter to interpret.

The bailiff was acting rude aggressive and abusive towards me and my family during his whole visit. He was threatening me with removal of vehicle, goods from inside the house and jail sentence towards myself. Please bear in mind my wife and 16yo and 3yo daughters were present the whole time.

Despite several attempts he refused to pay another visit, delay payment or allow instalments.

He threatened us with a phone call which we believe was fake for a removal vehicle.

After all this with all my family thoroughly shaken and the bailiff refusing to leave the premisses I was left with no other choice then pay. I am a father of two and the only working person in the family and as such I did not have anything close to the amount and had to pay using credit card causing another debt.

At no time I was presented with Warrant of Execution which I believe is necessary for a bailiff to undertake any action.

 

 

 

Apart of all this I have reasons to believe there is several inaccuracies in the Notice of Seizure I was issued:

There is no entitlement for your bailiff to charge me a fee for Levy fee because I paid the bailiff when he attended.

There is no entitlement for your bailiff to charge “Other” fee because the law does not provide for any fee of that description.

 

Charging these fees only is fraud and I understand it is a criminal offence under Sections 1 to 5 of the Fraud Act 2006 and anyone receiving or benefiting from the proceeds of a crime may be subject to a criminal investigation.

 

I appreciate the public are less-informed of the prescribed fees bailiffs are entitled to charge, I believe they have taken advantage of this to make a gain or obtain an unlawful money transfer for himself or another. While I am quite sure the council did not intend to contract a firm of tricksters who have been found defrauding a member of the public in this way, I would be grateful if we can settle this matter quickly and quietly by refunding me within the next seven days. They may be bailiffs but that does not make them less liable than any other public service contractor, e.g. a plumber. However, a bailiff is in a position of trust and in abusing that position they commit an offence under Section 4 of the Fraud Act 2006.

 

For the avoidance of doubt, that in your failure to furnish me with a refund within seven days, I will automatically file a claim in the small claims track without writing further and this will invariably involve an application for costs, and I'll inform the LGO that you the council is aware that a contractor working under your instruction is engaging in criminal activity by defrauding memebers of the public. If you wish to start an investigation of your own, please be advised that in the absence of a refund this doesn't delay legal proceedings or filing a criminal complaint with a police authority.

 

This document is a notice of intended proceedings and delivered by Royal Mail and I deem it to be served on you by the ordinary course of post in the meaning of Section 7 of the Interpretation Act 1978 and therefore your responsibility and it’s in your own interests this letter is handed to the relevant person within your organisation.

 

Yours Faithfully

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