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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Caught for keeping vehicle with no insurance **PAID FINE TO DVLA COURT CANCELLED**


xxxxhelpxxxx
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Hello,

 

I received a court summons for January from dvla.

They sent me a letter back in November for having no insurance and I responded.

 

 

Pleaded guilty but put a note on there saying that the car had been off the road since last November/December as the injectors and the steering rack had gone.

It still had tax and mot

 

Under the single justice procedure they have decided that I am to be taken to magistrates court for trial "owing to the reasons given".

 

The charge is

 

On 24/06/16 at "town", you were the person in whose name a vehicle, namely Motor Vehicle "registration number", was registered under the Vehicle Excise and Registration Act 1994 when it did not meet the insurance requirements of section 144A of the Road Taffic Act 1988.

 

Contrary to section 144A of the Road Traffic Act 1988 and Schedule 2 to the Road Traffic Offenders Act 1988

 

This car has not moved since November 2015.

I drove my partners car for a few months and then got a new car myself.

My old car into have a SORN (yes stupid I know).

 

Anyone know what sort of penalty I'm likely to get.

I am supposed to be working on the day of the trial but it gives no option of not attending court. Certainly don't want a warrant out for me or anything like that!!

Edited by xxxxhelpxxxx
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I take it the car was stored on a public highway then?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It wasnt insured so the charge is valid. Thats why SORN exists.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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ah yes the chicken and the egg sorry.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

depends on circumstances tbh. normally a fine, and/or points.

 

https://www.gov.uk/vehicle-insurance/uninsured-vehicles

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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A level 3 fine + any costs etc. - No points.

 

I agree.

 

Level 3 (maximum £1,000) is what statute says it is, but statute also allows for points and or disqualification (but unlikely here).

However, the statute then gets interpreted, via the Magistrates Court sentencing guidelines (p.130 applies here)

https://www.sentencingcouncil.org.uk/wp-content/uploads/Final-MCSG-July-2016-1.pdf

 

There are advantages for the OP attending court (both in terms of the court looking more favourably on people who attend, plead guilty and express remorse, as well as the mitigation of this being more "failed to make a SORN" than "failed to have insurance and used the car", which the OP can bring to the court's attention more easily if they attend.

Noting that the car wasn't driven at all will reduce the culpability, and pleading guilty will reduce the fine (usually by a third).

 

Band C has a starting point of 150% of "relevant weekly income" (p. 148), so with a 1/3 reduction : 100% of "relevant weekly income" (with a maximum of £1,000, if the OP earns takes home more than £1,000 per week!).

If the OP is on benefits, expect £120. If the OP doesn't complete a means form, expect £440 (but in court they might then ask you why you haven't completed the means form if pleading guilty ....)

The court isn't bound to use these exact figures, but the guidelines are there to give some degree of consistency across courts and across benches within the same court.

 

Add to that any costs order made, and any victim surcharge.

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Level 3 (maximum £1,000) is what statute says it is, but statute also allows for points and or disqualification (but unlikely here).

 

That would be the penalty for using a vehicle with no insurance - s.143, Road Traffic Act 1988,

 

The penalty for s.144A is different - sch.2, Part 1, Road Traffic Offenders Act 1988, as amended by s.22, Road Safety Act 2006.

Level 3 fine only, no points or disqualification.

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  • 2 weeks later...

If found guilty. Yes. It's declarable

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If your licence becomes endorsed as a result then yes you will have to declare any endorsements so as not to invalidate cover. Most insurers ask fir a copy of your licence nowadays and bet your bottom dollar any endorsements will be on an insurance database.

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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If your licence becomes endorsed as a result then yes you will have to declare any endorsements so as not to invalidate cover. Most insurers ask fir a copy of your licence nowadays and bet your bottom dollar any endorsements will be on an insurance database.

 

It is not an endorseable offence, it could depend what the insurance company ask.

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In my experience when it comes to insurance, always best to disclose and let them decide if its relevant or not. Better than non disclosure and potential cancellation of policy.

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I called DVLA yesterday.

 

 

I realised I hadn't sent back the statement of earnings and that may be why I have to go to court.

 

spoke to them and they said that,

as it hadn't gone to court yet

I could pay the £100 fixed penalty fine

and the case would be cancelled!

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hey well done

I think that's a sensible outcome.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Still do not understand why your case was cancelled - I am in a situation where my car is SORN'd but I am not insured.

 

Occasionally the car leaves the garage unit and placed outside my home so I can maintain and clean up that area.

 

Usually takes me a total of 2-3 days when really changing between the seasons.

 

Am I risking a fine if I have no insurance? How is that even checked...?

 

I visited the main site and found no answers, but did manage to get the main number which is the government contact.

Not prepared to sit on the phone so I figured I could get an answer here on the message board.

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Whether or not you are risking a fine depends on a few factors...

 

If the car is SORN, then you do not need to have the vehicle insured.

Although the best advice would be to still maintain a policy of insurance 'fire & theft only'.

 

However. You go on to say that the vehicle is sometimes placed outside your home.

 

1. How does it get there?

2. Define "outside my home". Is this on the road, or on a driveway?

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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