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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
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Direct Collections Ltd - does anybody know them?


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I think I have confused you! I am looking for Direct Collections Ltd who are based in Harrow. This is Direction Legal Collections in Banbury.

 

Thanks for your help anyway and pointing me towards the Debt Question site. Very informative.

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If this guy is not worried about court baliffs he probably wont be bothered by a DCA, so why waist your money. why dont you call the court for advice and maybe go for a charging order on his property. Or maybe ask a solicitor who specialises in debt collection to write to him threatening a charging order. You will need to contact the land registry first to check that he owns the property. You would be better off talking to a solicitor, they will be more honest with you as to what powers you have and your chances of getting your money

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He's sold it (for over half a million) whilst we were waiting for confirmation of final bills paid etc.

(It was actually my daughter and 4 friends who had been renting the property, I acted as guarantor) He had been promising all along that as soon as he had proof of final bills paid he would send the deposit and we naively believed him. Just as we believed in the legal system, thinking if we took him to the SCC we would get our money back. We have a CCJ against him and a Warrant of Execution but the court bailiffs have been round 4 times and he just doesn't answer the door. This guy has 8 CCJ's in total against him and knows exactly how to play the system!

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This guy has 8 CCJ's in total against him and knows exactly how to play the system!

 

Certainly sounds that way. Court bailiffs get paid a wage and not a percentage so they dont try too hard, perhaps a private bailiff, who would try alot harder.

ask blfuk1 to look at this thread, he is a baliiff and he may be able to offer some advice. he's normally giving good advice in the bailiffs forum

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  • 1 year later...

I certainly WOULD NOT recommend Direct Collections Ltd if you have a debt to recover. They take a big expenses payment up front and then do very little work (when you ring for a progress report all you get is a load of lies or waffle)

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  • 3 months later...

Just an update regarding DIRECT COLLECTIONS. I went ahead and engaged

them to collect the money that was owing to me and they were superb!

Very professional and courteous, particularly Phil who dealt with my case.

I really wish I had gone to them at the start instead of spending time and money on Court fees, CCJ's etc. etc. I couldn't recommend them enough.

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  • 1 month later...

My opinion of them is that they are unprofessional bully boys. Take no notice of OFT collection guidelines and merely try to intimidate people into paying where there is no proven debt. They have very little knowledge of the law and should be avoided at all costs. A complaint to OFT has gone in about them

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  • 5 months later...
  • 5 months later...
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Any advice I give is honest and in good faith.:)

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  • 1 month later...

Hiya

 

Yes unfortunaltey I do, they are a load of cowboys, they claim to get your bad debt collected nut trust me thaty don't all they want is your money which they take quicker than a rocket launch and then they fail to get in touch with you, so take my advice do not use them.:-x

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  • 4 weeks later...
I only have good things to say about this company. I was delighted that they successfully recovered an outstanding debt on our behalf. We had been trying to collect this payment without success for nearly a year.

 

I must commend John Kelly and his team at Direct Collections in the way they dealt with this and will not hesitate to use them in the future.

 

 

Was this the same John (JK) who is (or was ??) connected with HFO ?

 

David Price

Britannia Carpets

 

Was this the same John (JK) who is (or was ??) connected with HFO ?

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