consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Retail Stores Forums > PCWorld


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 1st May 2007, 11:41   #21 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

You've already posted this post, word for word, in another thread. Patdavies has given you a very straightforward correction/reply there. Please don't double-post.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 13:16   #22 (permalink)
blacksheep1979
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 1,187
blacksheep1979 Informativeblacksheep1979 Informative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

by any chance retailpointofview have you been here before under the name yourbestfriend?
blacksheep1979 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 13:39   #23 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

lol
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 13:43   #24 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Quote:
Originally Posted by blacksheep1979 View Post
by any chance retailpointofview have you been here before under the name yourbestfriend?
You beat me to it. I'd put money on it, if I had any!
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 14:35   #25 (permalink)
retailpointofview
Guest
 
Posts: n/a
Default Re: Pcworld missleading saleperson. Customer services Fob Off

lets reword it. manufacturers are the only EXTERNAL engineers the seller will recognise as being fully trained, so your friend down the road is no good no matter how qualified he is.

unless the seller's own repairmen, or external parties which THEY recognise. You will be going outside of the SOGA and could be affecting it if you wished to claim later.

it is not complete rubbish. To keep your rights you have to get it verified by the sellers representatives and the repairs have to be satisfactory to the seller too.

lets say you did not go to ford to get your car fixed and went to joe bloggs mechanics instead, be has a degree in engineering and 30 years expereince. if he then found out the engine was faulty and put a non ford engine in the car or a 1.8litre instead of the 1.6litre this can afect your rights. also by it not being diagnosed by the seller then the seller could see this as you trying to get a engine upgrade not a repair. again affecting your rights. sellers see the people who design it as being the only fully qualified people 100%. as they design it, have spare parts, etc, etc. there are many people 99.9999999% qualified to fix it but unless recognised by the seller, they might as well be 0% qualified when it comes to your rights.

i am not saying other garages are not qualified to fix ford cars. im saying that to keep your rights go to the right people.
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 14:36   #26 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Quote:
Originally Posted by retailpointofview View Post
i am not saying other garages are not qualified to fix ford cars. im saying that to keep your rights go to the right people.
Yes. The retailer. And only the retailer.
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 16:11   #27 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Pcworld missleading saleperson. Customer services Fob Off

It is an unfair term for a warranty to insist that only an "authorised" dealership can repair a car under warranty. So long as the work is necessary, done to the same standard and the costs reasonable, a consumer can go to whoever he wishes for repair. The seller has the legal responsibility. The consumer has choice. There is a difference.
gyzmo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 16:14   #28 (permalink)
sheepdemon
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 10
sheepdemon Novitiate
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Quote:
Originally Posted by blacksheep1979 View Post
erm complete rubbish - thats like saying the only place you can get your ford car fixed is at a ford garage...
To be honest it IS complete rubbish BUT PC World only offer the repair service as a convenience for customers. By law they COULD just send it to the manufacturer to be fixed, if they wanted.
sheepdemon is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 16:23   #29 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Pcworld missleading saleperson. Customer services Fob Off

They could do - it is an option, but it is not the only one. without re-iterating points already made, the main issue is that it is ultimately down to the seller to sort the problem out, and the method must be reasonable. The consumer has teh right to have it fixed elsewhere and reclaim teh cost from the seller. That is something that does not seem to be getting through to some people
gyzmo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 16:28   #30 (permalink)
rosiecotton
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2006
Posts: 878
rosiecotton Informativerosiecotton Informativerosiecotton Informative
Default Re: Pcworld missleading saleperson. Customer services Fob Off

The consumer has to give the trader a reasonable opportunity to put the faults right first, however. The court will look to see if the consumer has done so.
rosiecotton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:00   #31 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Quote:
Originally Posted by rosiecotton View Post
The consumer has to give the trader a reasonable opportunity to put the faults right first, however. The court will look to see if the consumer has done so.
Quite right.
gyzmo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:21   #32 (permalink)
retailpointofview
Guest
 
Posts: n/a
Default Re: Pcworld missleading saleperson. Customer services Fob Off

read your own threads people .. your contradicting yourself..

gyzmo - yes it is unfair that only an autherised dealership can deal with it. yes you can go to whoever you want. but going to that 15yo boy who just passed his IT GSCE exam to fix your product is not gonna play well if future problems occur and you try to reclaim your right later.

Rosie -the retailer is correct. but demanding at store level is going to get you no-where. store level staff do not have the expertise necessary to fix issues. contact head office of companies FIRST.

if you are at all interested in getting the products fixed and not affect your rights at all id suggest contacting the head office for a list of their autherised repair services. and who will they suggest. THE MANUFACTURER. as this is where your product ends up anyway.

getting the retailer to call and arrange with the manufacturer will take 48hours for the manufacturer to call you back to arrange the courier/repairer.

contacting them yourself saves this time. also manufacturers have to state that it does not affect your legal rights. so if they repair or replace the product with diferent parts or a whole different model. IT DOES NOT affect your legal rights.

so seller asking you to contact the manufacturer is a remdey. by asking the buyer to call direct helps with the reasonable time. by it being the manufacturer there are no costs. and by not having to leave your house as the manufacturer comes to you, it is least inconvenient.

again manufacturers do not afect your legal rights. but unknown repairs can.
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:38   #33 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Pcworld missleading saleperson. Customer services Fob Off

The issue is really being missed here. Firstly, I said in my previous post that the work would have to be of a satisfactory standard. Going to a 15 yr old would clearly not fall within this case, so why raise it? Secondly, the Sale and Supply of Goods Regulations places the burden of sorting problems out on the seller. 48B of Soga requires the seller to remedy the situation at their cost. It does not to tell the customer to go elsewhere. Telling a consumer to contact the manufacturer is NOT a remedy. Let me make this clear. IF THE SELLER IS REQUIRED TO REMEDY A PROBLEM, REMEDY IT HE MUST.

That is exactly why the regulations were brought in, and the entire point of my posts - about sellers shirking their responsibilities. You are confusing what a consumer may do with what a seller must do. Stop it.
gyzmo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:40   #34 (permalink)
retailpointofview
Guest
 
Posts: n/a
Default Re: Pcworld missleading saleperson. Customer services Fob Off

it is only illegal if the buyer requests to wait those 48hours for the retailer to call the manufacturer to get them to call you and THEN the retailer refuses to call them.

also i am just saying it may take 48 hours to call you back to arrange the pickup.. but in a busy company it can take upto a week. becareful here by you agreeing to wait 48hours to a week you are also agreeing to an extension of the reasonable time.

yes stores have something like a 28day policy where if it not fixed within this time you get a automatic refund/replacement. but this is only policy not law. they could ignore their policies if they chose to and just go by law and so if it takes a week to call you to arrange the pickup. you have agreed this. if it takes 28 days to repair it then that also classes as reasonable time(35 days total). so dont always rely on the stores 28day policy because if you agree to wait you could be agreeing to wait longer.

no where in law does it say manufacturers CANNOT repair it. NO WHERE does it say the original sales person has to repair it. all it says is that a remedy has to be found which is dealt with within reasonable time, least inconvenience and without cost to buyer.

calling the manufacturer is a remedy. and extra laws where the manufacturers warrenty and services do not affect your legal rights also helps the buyer to with all future issues.

yes you can ask the head office to contact the manufacturer on your behalf. but we all know what call centres are like. why use a middle man?? it does not affect your legal rights.

after the manufacturer period then the seller has to find another remedy costing them more money.

one thing i don't suggest is getting unknown joe bloggs down the road to deal with it. ask the seller for a list of their recognised repairers
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:43   #35 (permalink)
retailpointofview
Guest
 
Posts: n/a
Default Re: Pcworld missleading saleperson. Customer services Fob Off

a remedy.. a remedy.
did you see anywhere that is says the seller had to repair it themselves?? no. they just have to ensure they find a solution that does not cost the buyer any money, is fixed within reasonable time and least inconvenience to the buyer.
show me where it says "NO ONE ELSE CAN DEAL WITH IT"
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 17:51   #36 (permalink)
retailpointofview
Guest
 
Posts: n/a
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Quote:
Originally Posted by gyzmo View Post
The consumer has the right to have it fixed elsewhere and reclaim the cost from the seller. That is something that does not seem to be getting through to some people
and then

Quote:
Originally Posted by gyzmo View Post
The issue is really being missed here. Firstly, I said in my previous post that the work would have to be of a satisfactory standard. Going to a 15 yr old would clearly not fall within this case, so why raise it? Secondly, the Sale and Supply of Goods Regulations places the burden of sorting problems out on the seller. 48B of Soga requires the seller to remedy the situation at their cost. It does not to tell the customer to go elsewhere. Telling a consumer to contact the manufacturer is NOT a remedy. Let me make this clear. IF THE SELLER IS REQUIRED TO REMEDY A PROBLEM, REMEDY IT HE MUST.

That is exactly why the regulations were brought in, and the entire point of my posts - about sellers shirking their responsibilities. You are confusing what a consumer may do with what a seller must do. Stop it.
so the buyer can go to whomever they want and get re-imbursed later.. or the seller is the only one that can deal with it..

?????

telling the buyer to go to the manufacturer is the same as you going elsewhere.

but the important thing is that manufacturers do not affect your rights.. elsewhere might. manufacturers dont ask for costs upfront, elsewhere might.

so, clarify your point to me??
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 18:15   #37 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Pcworld missleading saleperson. Customer services Fob Off

Once again....

It is the obligation of the seller to remedy the situation.
It is the choice of the consumer, subject to reasonableness, to use someone other than the seller.
If the consumer goes to the seller, the seller cannot fob him off by telling the consumer to go elsewhere.

I do not see where the difficulty is in this. I do not see where there is any contradiction in what I have said. I do not know, frankly, why i am even bothering to entertaining this issue any further.
gyzmo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st May 2007, 18:18   #38 (permalink)
blacksheep1979
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006