what's the law for PPI ?

[rks99]

Hi, I'm going after Barclays for a mis-selling to my Aunt who was retired, and instead of go through the FSA I was thinking of the courts what with the 8%.

But, what laws are you supposed to use in writing/backing up the claim?

I have a picture of the judge saying "well who regulates the bank?", "oh that's the FSA", "then go to them or the FO".:o

[hellhasnofury]

Originally Posted by rks99

Hi, I'm going after Barclays for a mis-selling to my Aunt who was retired, and instead of go through the FSA I was thinking of the courts what with the 8%.

But, what laws are you supposed to use in writing/backing up the claim?

I have a picture of the judge saying "well who regulates the bank?", "oh that's the FSA", "then go to them or the FO".:o

Hello rks99,

The process of reclaiming back ppi is virtually the same as the bank charges.

1. sent a Subject Access Request, get your info
2. Prelim letter to ask for it back, give 14dys
in no response
3. LBA ask again
wither get it back or no response
4, Issue court claim or try the FOB

Please read around the ppi forum, there is lots of advice to be had and lots of information regarding their denials and stalling tactics

If you need help ask

[itsmeandonlyme]

Originally Posted by hellhasnofury

Hello rks99,

The process of reclaiming back ppi is virtually the same as the bank charges.

1. sent a S.A.R - (Subject Access Request), get your info
2. Prelim letter to ask for it back, give 14dys
in no response
3. LBA ask again
wither get it back or no response
4, Issue court claim or try the FOB

Please read around the ppi forum, there is lots of advice to be had and lots of information regarding their denials and stalling tactics

If you need help ask

Hello Rks,

i will agree with Hell- 100%..its not about those 8%... its not even about filing claim to the court...
if you file a claim without all the steps and LBA and the case would get to the court..judge would always ask you why haven't you give tham a chance to settle before court...

You can get even more than 8% you can claim contractual interst...

but please read..

because when everybody wins..you can simply loose...

But it's up to you..

Good luck and all the best.


Kind regards,


Itsme