help needed in my welcome ppi/charges claim asap please

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		The Consumer Forums > The Consumer Forums The Consumer Action Group > Payment Protection Insurance (PPI)
help needed in my welcome ppi/charges claim asap please

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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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16th June 2007, 01:11	#1 (permalink)
jubaxt Gold Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Apr 2007 Posts: 668	help needed in my welcome ppi/charges claim asap please hi folks long winded but.. took out hp for a car on 5th sept 2004-nearly didnt get loan as i was a casual worker. added on to loan was ppi -£935+interest=£1295. tried to cancel ppi on several occasions to no avail-finally cancelled in october 2005.-£600 approx refunded. recently i realised that i was never actually covered with ppi for the same reason i nearly didnt get loan-casual worker. also had £420 charges added -loan still running in arrears. got £220 refunded for charges last week so asked for proof that refund had been made off balance-also asked for cca and refund of mis-sold ppi. your ppi was refunded on 7th sept 2004 i was told?? its now come to light they started ppi on 05/09/2004, cancelled it on 07/09/2004 then started a seperate policy on 07/09/2004. how could they do this and how should i calculate what they owe me back-very confused. should i now request in WRITING cca?? should they have cancelled the ppi then reincepted it 2 days later without a further signature?? because they added ppi on 07/09/2004 and have only reduced my total loan amount by my payments and the £600 refund in oct 2005-what figures and dates do i need to calculate my claim-will be going for cci @ 25.9% i assume i claim £1295 from 07/09/2004 til oct 2005 then deduct the amount of £600-assume i then put cci on whats left to take me to present date please help me someone-its so complicated. want letter on welcomes door mat by monday a.m thanks __________________ lloyds S.A.R -sent 04/04/200 statements received 11/05/2007 prelim-14/05/2007 -£4987 lba-30/05/2007 n1-20/07/2007 Co-Op prelim sent-20/04/2007-£136.50 settled in full goldfish prelim-27/06/2007 capital one -deemed served -01/07/2007 settlement without cci offered 17/07/2007 halifax prelim-17/07/2007 aqua--prelim-13/07/2007 welcome-prelim-30/06/2007 lba-14/07/2007

« ppi refund without even asking??? | no agreement of loan is interest enforceable »

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