Consumer Action Group envelope labels
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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Would you like to clean up your credit file? Check it out | | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
13th August 2008, 16:12
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#126 (permalink)
| | Basic Account Customer | Re: PPI Successes Apologies if I have posted in the wrong thread....  , please has anyone or anyone you know of won a mis selling ppi or unfair rebate claim against Endeavour Personal Finance ? I would love to hear, thanks folks.
Di.
x |
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17th August 2008, 21:32
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#127 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by sunnydee Hi. Just wondered if you had any advice for me, Cardif Pinnacle have refused to pay hubbies claim as he is unable to work due to health problems, ( he is self employed ), it's been going on since feb 2007, inaitally paying 4 months premium then refusing, as his problem was stress related, nothing of the sort, all kinds of other excuses, the latest is recent test came back o.k, he has been refered to a pain clinic to help symptons thus enableing him to eventualy return to work, this was the consultants words ( cardiff pinnacle rquested this consultant to organise a scan etc) he is still under the doctor. This was my second apeal first one accepted in June 2007. I handed details and documented time line to the finance ombudsman October 2007 and a descision should have been made by cardif Pinnacle within 8 week, it wasn't, they requested more information from my GP and so on. Monthly updaes from the ombusmen saying they are still waiting for my case to be assigned to a case worker and apologise for the delay.
I wouldn't mind but G E money said this cover must be takn out for this secured loan. Whats the point if they wont pay when you need financial support. I work full time, but beginning to feel the strain with two teenage boys. Sorry this is so long but it seems never ending and it's not helping healthwise.I feel better hoping someone can help.
Thanks
Sunndee | if i were u i would ask the doctor to make a reference to fibromyalgia/me illness for this to be checked out ,this may be the cause of his stress related illness and if so it is a recognisable illness within both the dwp and other helth dept
hope this helps
patrickq1 |
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22nd August 2008, 12:35
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#128 (permalink)
| | Basic Account Customer | Re: PPI Successes FBD V Citifinancial - WON!!!!
FBD v Studio - WON!!!!
Hi guys, just letting you know that I after a wee bit of haggling I have managed to claim back my mis-sold PPI with interest from citifinancial!
It only took a few months and I think I sent 4 letters to them - my last one was pay up or I go to FOS - they gave in woohoo!!
I also managed to get all my charges and interest paid back to my studio account meaning my balance with them is now £0!!
I love it when things go right!!
FBD x 
__________________ Fatboydukey (FBD) = my big fat ginger tom I am of the fairer sex HSBC - FBD 1st claim Bank charges Jan 07 = success HSBC - FBD 2nd claim Bank charges June 08 = on hold Lloyds - mums claim Bank charges June 08 = on hold Lloyds PPI - mums claim June 08 = Got back PPI now fighting for interest Citi loan PPI - FBD June 08 = WON!!!! Citi cards - FBD Credit card charges June 08 = ongoing Skycard - FBD Credit card charges - sent 1st letter requesting charges back Kays - FBD Catalogue charges June 08 = ongoing = told Moorcroft where to go and they went!!!!! Studio - FBD Catalogue charges June 08 = WON!!!!!! |
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22nd August 2008, 12:56
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#129 (permalink)
| | Classic Account Customer | Re: PPI Successes Quote:
Originally Posted by fatboydukey FBD V Citifinancial - WON!!!!
FBD v Studio - WON!!!!
Hi guys, just letting you know that I after a wee bit of haggling I have managed to claim back my mis-sold PPI with interest from citifinancial!
It only took a few months and I think I sent 4 letters to them - my last one was pay up or I go to FOS - they gave in woohoo!!
I also managed to get all my charges and interest paid back to my studio account meaning my balance with them is now £0!!
I love it when things go right!!
FBD x  | Excellent post ...
Would it be possible to see your 4 template letters? |
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23rd August 2008, 02:19
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#130 (permalink)
| | Basic Account Customer | Re: PPI Successes Well done to all that have won their claims, brilliant news. . To others waiting, I wish you all the very best and keep my fingers crossed for all of you. And others who have not been successful, I am sorry if this is the case, but hey, keep going as far as you can, keep fighting, keep at them and hopefully you will get through this eventually, I know it can be a long old haul and very frustrating, as I have been in this situation myself, but I will not give up no matter how long it takes. Di. x |
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27th August 2008, 20:37
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#132 (permalink)
| | Basic Account Customer | Re: PPI Successes Quote:
Originally Posted by itsmeandonlyme Hey Guys,
Barclaycard today refunded all charges, PPI, Contractual at £27.9%, charges for time spent (10 hours at £9.35 per hour) during the claim and 9 letters sent at £6.95 per letter..Total £525.24 pays all the outstanding balance on the card and some covers my WF court cost  ))))
Over the moon  ) | Hi,
Could i have a brief history of how you achieved this please?, im having trouble getting any information about my account at teh moment.
and WELL DONEE
Buttons |
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2nd September 2008, 19:31
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#134 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by Marlowe52 Hi - I'm new to CAG - registered last year but didn't use it - now just finding my way around.
Have had some successes though, including a recent win on a PPI claim with the Bank of Scotland.
My wife and I run our own business - I noticed she had a PPI on a BOS preference account - an unsolicited card issued when she took out a loan with BOS. I requested the T & C's from BOS - after much delay on their part it turns out most of the benefits didn't apply if self-employed.
I wrote asking for the premiums to be refunded plus interest. They refused - said my wife had accepted the T & C's. I pointed out their responsibility to check employment status and that they hadn't. They sent the form my wife had signed. The box you tick for PPI was miniscule and they admitted had been "pre-populated" by the bank i.e. they had ticked it!
Open and Shut case really but still had to raise the complaint with the FSA - took six months but they settled last week for the premiums - plus interest - plus simple interest at 8%. It came to £2,500.
Hope this helps | Brilliant news for you, well done. Shows that if you don't believe a word they tell you and persist and report them  You get a success  |
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