PPI Successes - Page 4

crugga · 7th February 2008, 00:13

Quote:

Originally Posted by tonycee

Well done crugga.

Funny how they never admit they are wrong.

1st thing I thought. For the record it was Alliance and Leicester and they dealt with the complaint very well and decently. From what ive read cant see it being so easy with mbna.

banker_rhymes_with · 17th February 2008, 20:28

Hello crugga!

Are you going after the MBNA?

Just asking, as they are more or less Top of my own Hit List at the moment, mainly for Loan PPI, but also for Card Charges.

Cheers,
BRW

babygirl10873 · 19th February 2008, 03:25

hi i have had a number of loans out over the years but cannot remember if insurance was included. i know I had to pay penalities as i paid off early. also i have a store card that charges insurance this was more than intrest i was paying i have just written and cancelled it. it states on the back of the bill no premiums will be given i think i was missold this because i tried to make a claim last year but was told i would need papers from the job centre and could not get them so could not claim. can anyone advise please

crugga · 19th February 2008, 11:53

Quote:

Originally Posted by banker_rhymes_with

Hello crugga!

Are you going after the MBNA?

Just asking, as they are more or less Top of my own Hit List at the moment, mainly for Loan PPI, but also for Card Charges.

Cheers,
BRW

Gonna have a go, only thing was I was not self employed when they started however I even now could not tell you what i'm covered for which is enough of an excuse for a missale. 1st I knew was a letter telling may theyd reduced my ppi payments so I just didnt really know i'd got it.

banker_rhymes_with · 19th February 2008, 11:59

Hello Crugga!

Rather than hi-jack this Thread, if you could perhaps keep me posted via my own MBNA PPI Thread below:

MBNA PPI Unsecured Loans Eyes Wide Shut

Or let me know when you start your own MBNA PPI Thread, I'll try to keep you posted on any progress I make.

Cheers,
BRW

charliebright · 22nd February 2008, 15:07

Hi guys and gals hope someone can help me.

I took out a personal loan with NatWest 15 months ago and although i did not request insurance proptection, It was added to the loan. I have just found out aboutit and immediately cancelled the cover.

I have also figured out that the £6000 i have paid out in the form of this cover has not actually reduced the loan at all. I was under the impression that as soon as i took the loan, I would be paying off the capital and interest immediately.

Can i make a claim against them for this misselling? Any template letters available?

hellhasnofury · 22nd February 2008, 16:00

Quote:

Originally Posted by charliebright

Hi guys and gals hope someone can help me.

I took out a personal loan with NatWest 15 months ago and although i did not request insurance proptection, It was added to the loan. I have just found out aboutit and immediately cancelled the cover.

I have also figured out that the £6000 i have paid out in the form of this cover has not actually reduced the loan at all. I was under the impression that as soon as i took the loan, I would be paying off the capital and interest immediately.

Can i make a claim against them for this misselling? Any template letters available?

Hello Charlie,

Start a thread on the ppi forum, your post unfortunate may get overlook on the success thread.

I will keep out an eye for your thread and will advise/help according. I love trouble with the Nast

y

charliebright · 22nd February 2008, 16:13

Will do

Cheers

Elmo South · 29th February 2008, 22:31

I've just sorted out 2 successful claims for friends.
One direct to the bank which resulted in the refund of premium, interest, bank charges & some expenses and a huge reduction in the loan interest rate.

The other, which was a complaint to the Ombudsman has just resulted in a payment of £18K and went back well over 6 years!!!!

If one of the moderators can point me in the right direction to set up a thread, I've got some interesting tips, experience & arguements to pass on.

Elmo

ps I don't log on that often so if anyone pm's me or adds to my thread it may take time to reply.

hellhasnofury · 1st March 2008, 08:04

Quote:

Originally Posted by Elmo South

I've just sorted out 2 successful claims for friends.
One direct to the bank which resulted in the refund of premium, interest, bank charges & some expenses and a huge reduction in the loan interest rate.

The other, which was a complaint to the Ombudsman has just resulted in a payment of £18K and went back well over 6 years!!!!

If one of the moderators can point me in the right direction to set up a thread, I've got some interesting tips, experience & arguements to pass on.

Elmo

ps I don't log on that often so if anyone pm's me or adds to my thread it may take time to reply.

Well done Elmo, it would be great if you can share your experiences with others. Start a new thread click here

the big g · 12th March 2008, 02:15

The Big G took on Loans.co.uk over a year ago and this week recieved a refund of £10,250 plus £3,300 interest.

My thanks have to go to the FOS but without the help of CAG forums in particular Hellhasnofury and Reidnet it would not of happened.

THANK YOU ALL

The Big G

saranev · 15th March 2008, 01:02

Hello everyone,

We got £11,600 ppi back from Central Capital/Trust yipeeee

with loads of help from Hellhasnofury...thanks H your a star

Checkout my posts 'sara vs paragon'

Cheers everyone we are going to get drunk now yipeeeeee

saranev

As soon as the cheque clears we will be donating to this fanastic site.

alanalana · 15th March 2008, 03:42

Well done and pats on the back all round to:
Elmo
The Big G
Saranev

aa

di0430 · 23rd March 2008, 21:54

Hi folks and Many Congratulations to you all on your successes of winning your claims.

.

Here is my update, our complaint about Nemo went to the FOS NOV 2006, it went in our favour in 2007 where were were paid out just under £13K of ppi in Jan 2008.......

.

We did actually pay off Nemo last August 2007 and remortgaged, so what was owed to us was paid directly to us by cheque payments.

.

Onwards and upwards to us all.

.

Now to move on with others, Endeavour is one of them but 'click finance' found us this loan, and cannot find the docs on them and tried googling, and still cannot find the details, however we do have endeavours, who will just tell us to write to click, so if anyone has any details on click will be happy to hear from you, thanks folks and all the best to everyone claiming.

Di.

reidnet · 23rd March 2008, 22:10

ClickLoans is a trading style of Click Financial - Click House, Bear Lane, Farnham, Surrey. GU9 7LG.

Hope that Helps..

Ian

di0430 · 23rd March 2008, 22:17

Hi Ian.

Thanks for that, I appreciate this very much indeed.

.

Its knowing who to write to really as its been a few years now (2003) since having a loan from them, so not sure where we stand in this case.

So I assume click are still up and running then ?

Many thanks again.
Di.

Demtootief · 1st April 2008, 21:02

Hiiiiiippppppeeeeeee!!! I have just received a cheque today for £2091.03 (this being ppi premiums I have paid to date). Added to this £5680.05 (actual PPI) plus £2194.91 (PPI interest) to date.

I guess I do feel a sense of victory,. however as Firstplus had not really put up any fight, it does seem a bit hollow. I now move on to Endeavour Personal Finance......awaiting my S.A.R as I have requested......£10 cheque has been cashed.

To all I say ......KEEP THE FAITH!!!!!!!

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