PPI Successes - Page 3

pinadagolf · 12th December 2007, 00:27

I involved the Financial Ombudsman after getting nowhere with the Co-Op Bank. I contacted them in October and received a confirmation of misselling last week. They said I had reached 65 ..and it should not have been sold to me. I am now awaiting a cheque for 2 years premiums plus interest.Result!!!!! I had provided medical evidence to the F.O. Iam now going to claim 2 earlier loans back on medical pre existing conditions.

Iwould like to thank everyone on the site for the encouragement and support, I can't believe I have been able to get so far and to win

pinadagolf · 12th December 2007, 00:32

I involved the Financial Ombudsman after getting nowhere with the Co-Op Bank. I contacted them in October and received a confirmation of misselling of PPI last week. They said I had reached 65 ..and it should not have been sold to me. I am now awaiting a cheque for 2 years premiums plus interest.Result!!!!! I had also provided medical evidence to the F.O. which I shall refer to regarding the earlier PPIs. I intend to claim 2 earlier loans back on medical pre existing conditions.

Iwould like to thank everyone on the site for the encouragement and support, I can't believe I have been able to get so far and to win

Pinada golf lady x

tonycee · 12th December 2007, 08:42

It gives hope to the rest of us....

debt_mountain · 12th December 2007, 10:11

Been claiming back from Blackhorse. 3 accounts, the first one I tried to cancel after 3 months and they said bogoff, I then sent the a copy of the cancellation request and their bogoff letter (which they kindly included in my Subject Access Request) and got a call yesterday saying they will refund everything from the date of my letter (Jan 2000) to settlement in 2004 at Contractual interest rate and then 8% from then on. I have now calculated the refund (and faxed my figures to them), it is for well over £5000 and worked it out using the CI through the loan and then CI through the loan I took with them to settle the first loan and then CI through the loan I took with them to settle the second loan and then CI through the loan I took with them to settle the third loan and then 8% for the remainder (all these CI added £800 to the total.

My advice is to do the Subject Access Request and check everything very carefully, then just keep at them.

I am off to raise the N1 for the other 2 accounts.

good Luck

I am still going ahead with the other 2 accounts as Mrs DM is self employed and they would never have paid out.

tonycee · 12th December 2007, 21:21

Great result debt mountain.
Im really pleased for you, and so hopeful for myself and others.

reidnet · 14th December 2007, 04:54

Quick Update ..

Took on Abbey on behalf of a friend.. Settled in Full plus around £150 extra.. Gesture of Goodwill again..lol

Ian

debt_mountain · 14th December 2007, 09:15

I love these happy endings, I would love to be a fly on the wall at some high level bank meetings where they are trying to get to grips with all these claims and they will also be trying to predict what is the next area the big bad consumer will find to get them with.

well done you and your friend, hope they buy you a nice bottle of Champers.

gt568 · 19th December 2007, 14:47

Well NatWest have settled. After sending an LBA they paid out the full PPI amount and the intrest applied to the PPI but not the statutory 8%. I probably should have pursued it, but I just was happy with £7000 for the cost of a few stamps! Of course they didn't admit any wrongdoing and it was only a gesture of goodwill!!

Thanks to everybody who helped me out, especially hellhasnofury.

papadak · 19th December 2007, 15:42

Quote:

Originally Posted by gt568

Well NatWest have settled. After sending an LBA they paid out the full PPI amount and the intrest applied to the PPI but not the statutory 8%. I probably should have pursued it, but I just was happy with £7000 for the cost of a few stamps! Of course they didn't admit any wrongdoing and it was only a gesture of goodwill!!

Thanks to everybody who helped me out, especially hellhasnofury.

Hi, Congrats on your news ... excellent stuff!

papadak · 19th December 2007, 15:47

Quote:

Originally Posted by papadak

Hi, I have gone after Egg for PPI refund ... how easy was it or not for u?

RESULT ...!!

Egg have almost fully coughed up my PPI claim .... just a few quid shy of 1k ... have paid £889 ... but I will go after the rest, which includes 8% (of which the court will award) added on.

Bottom line (imho) do not let this go .... THESE FUNDS ARE YOURS!

Onwards & Upwards

JulieR · 31st December 2007, 12:42

Hi,
I thought i would post here that A&L have agreed to refund monies paid for PPI as part of a loan i took out 18 mths ago, i was miss sold as i informed the sales person i had private PP ins, and he insisted that without this being part of the loan i would be refused.

A&L have issued new loan agreements taking off the ppi charge, i am awaiting my returned payment of $550.

I also challanged the first offer as they did not add the 8% interest, they added it without any quibble at all.

thanks

tonycee · 31st December 2007, 17:49

Quote:

Originally Posted by JulieR

Hi,
I thought i would post here that A&L have agreed to refund monies paid for PPI as part of a loan i took out 18 mths ago, i was miss sold as i informed the sales person i had private PP ins, and he insisted that without this being part of the loan i would be refused.

A&L have issued new loan agreements taking off the ppi charge, i am awaiting my returned payment of $550.

I also challanged the first offer as they did not add the 8% interest, they added it without any quibble at all.

thanks

Well done to you Julie. And full credit to A&L.
Some banks are going to come out of this with much more credibility than others.

Are you watching Barclays?.

loukim · 2nd January 2008, 20:01

I WON !!!!!!!!!!!!!!
got phone call today to say blackhorse agree to payout

A big thank you to everybody who helped and the FOS

Just waiting for blackhorse to let me know what they will refund me and FOS have said 8% is to be paid.

zara_goza · 21st January 2008, 21:04

This is my question, I have cancelled some PPI from my Credit Cards and took a private one. The thing is that I never asked a refund, because I didn't know I could request it, I do remember having to do a cancellation in writting, to Mint Card as they didn't take a cancellation over the phone, and in all this, I don;t remember agreeing conciously to get a PPI when I took the card. I think I am still paying a PPI with the Debenhams card, which it was sold to me by a sales assistant and I don't remember any of this being advise to me. How do I start to get this around, considering that I have been paying this more more than 6 years...

tonycee · 21st January 2008, 21:39

Hi Zara. Your questions will get overlooked in this successes forum.
Ask your questions again here
http://www.consumeractiongroup.co.uk...insurance-ppi/
Give as much information as possible, and somebody will be along soon.
Good luck.

highflyer79 · 27th January 2008, 19:27

I have posted this on my thread but thought I would post here also for others who might miss it.

After my third letter First Plus have caved in and offered me my full premium of £7836.80 plus interest.

Keep going, persistance pays off!

HF79

tonycee · 27th January 2008, 19:53

Congratulations.

Fantastic result.

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