PPI Successes - Page 2

hellhasnofury · 5th July 2007, 21:16

Quote:

Originally Posted by honney

hi i`m new to all this but i could do with some advice i have 2 PPI`s 1 with on a loan and another on a Credit card both with lloyds i now find my self in financial difficulites and i am wanting to know if i can cnacel my PPI`S as it is not helping me in any way, any advice please

Hello Honney.

Please read the sticky for refund of ppi and the following link re refund

Consumers to benefit from PPI refunds agreement

Please start you own thread on the ppi forum as your post will get lost on here and nowone will see your posts and will not be able to help

crystaltipps · 7th September 2007, 21:30

http://www.consumeractiongroup.co.uk...-loan-ppi.html

I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.

I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great!

hellhasnofury · 8th September 2007, 08:43

Quote:

Originally Posted by crystaltipps

I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.

I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great!

Hello Crystaltipps,

Congradulations and well done, If you cannot cut and paste your link to this thread. Just tell us your wonderful story, with all the facts

please

itsmeandonlyme · 14th September 2007, 21:56

Hey Guys,

Barclaycard today refunded all charges, PPI, Contractual at £27.9%, charges for time spent (10 hours at £9.35 per hour) during the claim and 9 letters sent at £6.95 per letter..Total £525.24 pays all the outstanding balance on the card and some covers my WF court cost

))))

Over the moon

)

MrShed · 15th September 2007, 19:19

MrShed v Halifax Card Services - WON

Full refund coming my way for all PPI payments since August 2003, and interest.

hellhasnofury · 16th September 2007, 09:46

Quote:

Originally Posted by MrShed

MrShed v Halifax Card Services - WON

Full refund coming my way for all PPI payments since August 2003, and interest.

Congradulations and well done Mr Shed

skbuncks · 24th September 2007, 13:45

Hi All

Its been a long battle but have finally won. Cash is now in my account and well on the way to being spent

http://www.consumeractiongroup.co.uk...teresting.html

well happy

skb

determindator · 25th September 2007, 15:50

Quote:

Originally Posted by skbuncks

Hi All

Its been a long battle but have finally won. Cash is now in my account and well on the way to being spent

http://www.consumeractiongroup.co.uk...teresting.html

well happy

skb

Hi everyone,

I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.

Thanks to all

Determind

skbuncks · 26th September 2007, 13:51

Quote:

Originally Posted by determindator

Hi everyone,

I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.

Thanks to all

Determind

Hi Detemind

If you start by having a read through this which contains guidance and templates on your first moves. If you then start a thread detailing which financial bandits your up against, how much the loan was for, interests rates etc then you get answers to any questions/problems that arise

skb

Zzed · 2nd November 2007, 16:25

Hi guys. i wanted to know if anyone has dealing with HFC?

I had a loan with them for £7800 and ended up with a total of 11800 after the PPI. When I was made redundant I managed to get a job asap and moved on but fell into difficulty some months later. the bill is now paid and i need to know if i can reclaim the PPI I paid on that loan?

Zzed · 2nd November 2007, 16:34

Oh, i also have the original contract i signed with HFC at the time detailing all the information including the true cost of the loan + PPI. The debt is not quite paid off just yet (nearly there) but is being managed by a third party. I'm down to the last 1500 but i strongly believe that this is just the PPI that's left.
As i have all the details, do i need to send an Subject Access Request or do i just kindly asked for the money to be returned

hellhasnofury · 2nd November 2007, 19:35

Quote:

Originally Posted by Zzed

Oh, i also have the original contract i signed with HFC at the time detailing all the information including the true cost of the loan + PPI. The debt is not quite paid off just yet (nearly there) but is being managed by a third party. I'm down to the last 1500 but i strongly believe that this is just the PPI that's left.
As i have all the details, do i need to send an S.A.R - (Subject Access Request) or do i just kindly asked for the money to be returned

Hello Zzed,

Please start your own personal thread in the ppi forum, Your posts will not be seen as this is the successful claims thread.

Its up to you whether you send for the Subject Access Request or just work with the figures that you have. Is the ppi still running? If it has been cancelled they would have rebated the ppi and interest off the loan balance, wtherefore reducing the balance of the loan and affecting the amount that you reclaim back.

If you send the Subject Access Request, you may get more information regarding the breakdown of the ppi, applied interest and the rebates.

With watch out for your new thread

podgydad · 5th November 2007, 23:04

£7k PPI reclaimed on a Barclays loan.

Barclays initially refused a refund on the grounds that the claimant was employed as a 'home maker'. Of course this was utterly ridiculous and they repaid after the LBA.

hellhasnofury · 6th November 2007, 07:49

Quote:

Originally Posted by podgydad

£7k PPI reclaimed on a Barclays loan.

Barclays initially refused a refund on the grounds that the claimant was employed as a 'home maker'. Of course this was utterly ridiculous and they repaid after the LBA.

Excellent news

A Home maker, did the claimant build houses, nearly choking on my tea, laughing at that comment barclays made. They were desperate weren't they.

The D.A · 6th November 2007, 23:13

I would reccomend anyone reading this thread to follow the link to the petition set up to raise awareness of the overpriced selling on PPi, with loan agreements.

Petition to: Prohibit loan companies from selling payment protection insurance with credit agreements.

spread the word, too many perople are being steered towards taking overproced ppi, in spite of the FSA's efforts to regulate the industry

TwinsMum1 · 15th November 2007, 12:32

Will now post in the correct forum. Have had success with HSBC claimed back £2300.00 in PPI, quite easily I have to say. Good luck to everyone else. Full story on my original post. Happy Happy.

HeatherMc · 19th November 2007, 19:03

Heathermc v Lloyds ****WON****

I was claiming on behalf of my husband who has a loan with Lloyds. He was told he would not get the loan without taking the insurance even though he didn't need it. He has been paying it for a year now and the refund of £628 will be in his account by Wednesday. They didn't even put up a fight.

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