Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
5th July 2007, 21:16
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#21 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by honney hi i`m new to all this but i could do with some advice i have 2 PPI`s 1 with on a loan and another on a Credit card both with lloyds i now find my self in financial difficulites and i am wanting to know if i can cnacel my PPI`S as it is not helping me in any way, any advice please  |
Hello Honney.
Please read the sticky for refund of ppi and the following link re refund Consumers to benefit from PPI refunds agreement
Please start you own thread on the ppi forum as your post will get lost on here and nowone will see your posts and will not be able to help  |
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7th September 2007, 21:30
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#22 (permalink)
| | Basic Account Customer | Lloyds TSB PPI - Success http://www.consumeractiongroup.co.uk...-loan-ppi.html
I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.
I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great!
Last edited by crystaltipps; 8th September 2007 at 09:10.
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8th September 2007, 08:43
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#23 (permalink)
| | Platinum Account Customer | Re: Lloyds TSB PPI - Success Quote:
Originally Posted by crystaltipps I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.
I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great! | Hello Crystaltipps,
Congradulations and well done, If you cannot cut and paste your link to this thread. Just tell us your wonderful story, with all the facts  please |
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14th September 2007, 21:56
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#24 (permalink)
| | Gold Account Customer | Re: PPI Successes Hey Guys,
Barclaycard today refunded all charges, PPI, Contractual at £27.9%, charges for time spent (10 hours at £9.35 per hour) during the claim and 9 letters sent at £6.95 per letter..Total £525.24 pays all the outstanding balance on the card and some covers my WF court cost  ))))
Over the moon  ) |
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16th September 2007, 09:46
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#26 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by MrShed MrShed v Halifax Card Services - WON
Full refund coming my way for all PPI payments since August 2003, and interest. | Congradulations and well done Mr Shed  |
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25th September 2007, 15:50
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#28 (permalink)
| | Classic Account Customer | Re: PPI Successes Quote:
Originally Posted by skbuncks | Hi everyone,
I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.
Thanks to all
Determind |
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26th September 2007, 13:51
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#29 (permalink)
| | Gold Account Customer | Re: PPI Successes Quote:
Originally Posted by determindator Hi everyone,
I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.
Thanks to all
Determind | Hi Detemind
If you start by having a read through this which contains guidance and templates on your first moves. If you then start a thread detailing which financial bandits your up against, how much the loan was for, interests rates etc then you get answers to any questions/problems that arise
skb |
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2nd November 2007, 19:35
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#32 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by Zzed Oh, i also have the original contract i signed with HFC at the time detailing all the information including the true cost of the loan + PPI. The debt is not quite paid off just yet (nearly there) but is being managed by a third party. I'm down to the last 1500 but i strongly believe that this is just the PPI that's left.
As i have all the details, do i need to send an S.A.R - (Subject Access Request) or do i just kindly asked for the money to be returned | Hello Zzed,
Please start your own personal thread in the ppi forum, Your posts will not be seen as this is the successful claims thread.
Its up to you whether you send for the Subject Access Request or just work with the figures that you have. Is the ppi still running? If it has been cancelled they would have rebated the ppi and interest off the loan balance, wtherefore reducing the balance of the loan and affecting the amount that you reclaim back.
If you send the Subject Access Request, you may get more information regarding the breakdown of the ppi, applied interest and the rebates.
With watch out for your new thread
__________________ If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW |
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6th November 2007, 07:49
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#34 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by podgydad £7k PPI reclaimed on a Barclays loan.
Barclays initially refused a refund on the grounds that the claimant was employed as a 'home maker'. Of course this was utterly ridiculous and they repaid after the LBA. | Excellent news
A Home maker, did the claimant build houses, nearly choking on my tea, laughing at that comment barclays made. They were desperate weren't they. |
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19th November 2007, 19:03
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#37 (permalink)
| | Basic Account Customer | Re: PPI Successes Heathermc v Lloyds ****WON**** I was claiming on behalf of my husband who has a loan with Lloyds. He was told he would not get the loan without taking the insurance even though he didn't need it. He has been paying it for a year now and the refund of £628 will be in his account by Wednesday. They didn't even put up a fight. |
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