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Would you like to clean up your credit file? Check it out | | | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
5th July 2007, 20:16
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#21 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by honney hi i`m new to all this but i could do with some advice i have 2 PPI`s 1 with on a loan and another on a Credit card both with lloyds i now find my self in financial difficulites and i am wanting to know if i can cnacel my PPI`S as it is not helping me in any way, any advice please  |
Hello Honney.
Please read the sticky for refund of ppi and the following link re refund Consumers to benefit from PPI refunds agreement
Please start you own thread on the ppi forum as your post will get lost on here and nowone will see your posts and will not be able to help  |
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7th September 2007, 20:30
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#22 (permalink)
| | Basic Account Customer | Lloyds TSB PPI - Success http://www.consumeractiongroup.co.uk...-loan-ppi.html
I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.
I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great!
Last edited by crystaltipps; 8th September 2007 at 08:10.
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8th September 2007, 07:43
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#23 (permalink)
| | Platinum Account Customer | Re: Lloyds TSB PPI - Success Quote:
Originally Posted by crystaltipps I've just posted to confirm details of my success with PPI on 2 Lloyds TSB Loans.
I'm not sure how to put a link from here, but if an admin can do it, or someone can tell me, that would be great! | Hello Crystaltipps,
Congradulations and well done, If you cannot cut and paste your link to this thread. Just tell us your wonderful story, with all the facts  please |
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14th September 2007, 20:56
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#24 (permalink)
| | Gold Account Customer | Re: PPI Successes Hey Guys,
Barclaycard today refunded all charges, PPI, Contractual at £27.9%, charges for time spent (10 hours at £9.35 per hour) during the claim and 9 letters sent at £6.95 per letter..Total £525.24 pays all the outstanding balance on the card and some covers my WF court cost  ))))
Over the moon  ) |
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15th September 2007, 18:19
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#25 (permalink)
| | Platinum Account Customer | Re: PPI Successes MrShed v Halifax Card Services - WON
Full refund coming my way for all PPI payments since August 2003, and interest. |
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16th September 2007, 08:46
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#26 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by MrShed MrShed v Halifax Card Services - WON
Full refund coming my way for all PPI payments since August 2003, and interest. | Congradulations and well done Mr Shed  |
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25th September 2007, 14:50
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#28 (permalink)
| | Classic Account Customer | Re: PPI Successes Quote:
Originally Posted by skbuncks | Hi everyone,
I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.
Thanks to all
Determind |
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26th September 2007, 12:51
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#29 (permalink)
| | Gold Account Customer | Re: PPI Successes Quote:
Originally Posted by determindator Hi everyone,
I am new to this type of claim and know I was missold. What is the best procedure and templates for starting off a claim.
Thanks to all
Determind | Hi Detemind
If you start by having a read through this which contains guidance and templates on your first moves. If you then start a thread detailing which financial bandits your up against, how much the loan was for, interests rates etc then you get answers to any questions/problems that arise
skb |
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2nd November 2007, 15:25
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#30 (permalink)
| | Basic Account Customer | Re: PPI Successes Hi guys. i wanted to know if anyone has dealing with HFC?
I had a loan with them for £7800 and ended up with a total of 11800 after the PPI. When I was made redundant I managed to get a job asap and moved on but fell into difficulty some months later. the bill is now paid and i need to know if i can reclaim the PPI I paid on that loan? |
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2nd November 2007, 15:34
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#31 (permalink)
| | Basic Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Oct 2006
Posts: 35
| Re: PPI Successes Oh, i also have the original contract i signed with HFC at the time detailing all the information including the true cost of the loan + PPI. The debt is not quite paid off just yet (nearly there) but is being managed by a third party. I'm down to the last 1500 but i strongly believe that this is just the PPI that's left.
As i have all the details, do i need to send an Subject Access Request or do i just kindly asked for the money to be returned |
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2nd November 2007, 18:35
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#32 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by Zzed Oh, i also have the original contract i signed with HFC at the time detailing all the information including the true cost of the loan + PPI. The debt is not quite paid off just yet (nearly there) but is being managed by a third party. I'm down to the last 1500 but i strongly believe that this is just the PPI that's left.
As i have all the details, do i need to send an S.A.R - (Subject Access Request) or do i just kindly asked for the money to be returned | Hello Zzed,
Please start your own personal thread in the ppi forum, Your posts will not be seen as this is the successful claims thread.
Its up to you whether you send for the Subject Access Request or just work with the figures that you have. Is the ppi still running? If it has been cancelled they would have rebated the ppi and interest off the loan balance, wtherefore reducing the balance of the loan and affecting the amount that you reclaim back.
If you send the Subject Access Request, you may get more information regarding the breakdown of the ppi, applied interest and the rebates.
With watch out for your new thread
__________________ If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW |
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5th November 2007, 22:04
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#33 (permalink)
| | Classic Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Feb 2006
Posts: 283
| Re: PPI Successes £7k PPI reclaimed on a Barclays loan.
Barclays initially refused a refund on the grounds that the claimant was employed as a 'home maker'. Of course this was utterly ridiculous and they repaid after the LBA. |
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6th November 2007, 06:49
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#34 (permalink)
| | Platinum Account Customer | Re: PPI Successes Quote:
Originally Posted by podgydad £7k PPI reclaimed on a Barclays loan.
Barclays initially refused a refund on the grounds that the claimant was employed as a 'home maker'. Of course this was utterly ridiculous and they repaid after the LBA. | Excellent news
A Home maker, did the claimant build houses, nearly choking on my tea, laughing at that comment barclays made. They were desperate weren't they. |
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15th November 2007, 11:32
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#36 (permalink)
| | Basic Account Customer
Is your bank avoiding its debts Data disclosure poll Cagger since
: Nov 2007 I am in: Shrewsbury
Posts: 18
| Re: PPI Successes Will now post in the correct forum. Have had success with HSBC claimed back £2300.00 in PPI, quite easily I have to say. Good luck to everyone else. Full story on my original post. Happy Happy. |
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2nd December 2007, 15:14
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#38 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! Cagger since
: Oct 2006 I am in: manchester
Posts: 8
| Re: PPI Successes Sent standard letter to Egg for PPI insurance claim in Oct. The loan taken out Jan 05 £5000 over 48 months loan protection £959.80. The letter says We have attempted to retrieve the call when you were offered PPI , unfortunately the tape has been corrupted and we have been unable to listen to this. Therefore a business decision has been taken to refund the PPI with interest as a gesture of goodwill without admission of liability. Please find enclosed a cheque for £324.75 this being the remaining premium of £292.83 plus interest of £31.92. Sent 2nd letter saying i would accept the cheque as part settlement but unless they could prove to me that it wasnt missold i wanted a full refund plus interest, received a letter yesterday offering me the full amount of the policy plus interest. |
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6th December 2007, 10:42
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#39 (permalink)
| | Gold Account Customer
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Sep 2006
Posts: 473
| Re: PPI Successes Hi, I received a cheque yesterday off MBNA for full refund of all PPI payments plus interest on my Alliance and Leicester credit card. I was only working 15 hours per week when I took out the card and still am so I sent first letter off in August and after a few months wait and a few phone calls they finally paid up. Here is my thread: Mbna/a&l Ppi ** Won ** |
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9th December 2007, 00:20
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#40 (permalink)
| | Classic Account Customer | PPI & Egg Quote:
Originally Posted by Empire Strikes Back Empire Strikes Back v Egg - WON | Hi, I have gone after Egg for PPI refund ... how easy was it or not for u? |
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