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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 27th March 2009, 19:19   #241 (permalink)
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Default Re: PPI Successes

Just obtained default judgment against shabby for £2,550 on a PPI for a loan. They offered the original premiums plus 8% apr £700, I took the claim to CCourt using Misrepresentation Act, Common law, and case law from the stickies asking for restitutionautolinker.com autolinking image. They did not even file acknowledgement. Outside of 6 yearsautolinker.com autolinking image from agreement.
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Old 27th March 2009, 19:30   #242 (permalink)
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Default Re: PPI Successes

hi there
just recieved the questionaire from the ABBEY and they are looking into the ppi i took out
i am self employed then as i am still now
i stated at the time of ppi that i was self employed
and that wife was working nhs
i stated that the lady advisor was pushy and used my ignorance to supply this ppi
can anyone help in the filling out of these forms in a way to look legal

Last edited by bobbydog; 28th March 2009 at 08:40. Reason: update
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Old 27th March 2009, 19:30   #243 (permalink)
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Default Re: PPI Successes

Hello 300,

Quote:
Just obtained default judgment against shabby for £2,550 on a PPI for a loan. They offered the original premiums plus 8% apr £700, I took the claim to CCourt using Misrepresentation Act, Common law, and case law from the stickies asking for restitutionautolinker.com autolinking image. They did not even file acknowledgement. Outside of 6 yearsautolinker.com autolinking image from agreement.
That is a cracking result for PPI reclaim through court action. Most including myself went through the fosautolinker.com autolinking image route. If you have any details of the procedures paperwork etc I am sure it would be totally useful for cag members reclaiming PPI through the County Courts.

If you would be willing to start a thread in the PPI forum with more info I am sure it would be of great benefit. If you can help that would be great.

aa
__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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Old 27th March 2009, 20:01   #244 (permalink)
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Default Re: PPI Successes

AA I have another bigger PPI court case coming up, which they have filed an acknowledgement on even if late. Just missed a default judgement as they process acknowledgements before default judgements... Yes, I should pull everything together it was my extensive reading on this site which made my mind up to not bother with the fosautolinker.com autolinking image for any reason other than to punish the provider with the £350 cost of a case. That will no doubt be charged regardless of your court action invalidating an existing fosautolinker.com autolinking image claim. The POC you can get via the stickies is a good source of info.
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Old 27th March 2009, 21:06   #245 (permalink)
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Default Re: PPI Successes

PPI Success. Won £3,999 with MBNA. Took one letter and they rolled over! offered £1,500 over the phone first which I turned down. 8 days later a letter came through the post for the full amount claiming for.
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Old 27th March 2009, 22:46   #246 (permalink)
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Default Re: PPI Successes

Quote:
PPI Success. Won £3,999 with MBNA. Took one letter and they rolled over! offered £1,500 over the phone first which I turned down. 8 days later a letter came through the post for the full amount claiming for.
**quality result** well done enjoy

aa
__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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Old 28th March 2009, 08:42   #247 (permalink)
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bobbydog Novitiate
Default Re: PPI Successes

can anyone help re 242 post
hhnf
or pompeyfaith (but me soton supporter)
or anyone else
would be grateful
saw sometime ago a person posted the questionaire on the cag pages but cannot now find it
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Old 28th March 2009, 14:06   #248 (permalink)
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Default Re: PPI Successes

bobbydog You are in the wrong thread, this is for PPI success stories only, create a thread here, Payment Protection Insurance (PPI) - The Consumer Forums
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Old 28th March 2009, 14:17   #249 (permalink)
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Default Re: PPI Successes

yes but no matter if i place a new thread
you get better results and advice from people who have had good results
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Old 28th March 2009, 14:22   #250 (permalink)
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Default Re: PPI Successes

AA Can you move this fools thread please
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Old 28th March 2009, 14:32   #251 (permalink)
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Default Re: PPI Successes

being obtrusive is not needed
politeness in all things
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Old 28th March 2009, 14:36   #252 (permalink)
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Default Re: PPI Successes

have noted your offensive remark and posted it to site team
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Old 28th March 2009, 15:04   #253 (permalink)
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Default Re: PPI Successes

Now now now guys, you have AA running around too much

Bobbydog you do really need to ask questions on the main ppi threads/forum as this is the success forum and your questions will go amiss here and 300 it was a bit rude..Bobbydog post up on your thread and I will come and assist if I can Me thinks it is me with the abbey questionnaire
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Old 28th March 2009, 15:42   #254 (permalink)
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Default Re: PPI Successes

it is
and will post new thread and let you know
thankyou for being understasnding but new threads take a while in going and i have 14 days
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Old 28th March 2009, 18:45   #255 (permalink)
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Default Re: PPI Successes

Folks the aim of CAG is to support and advise each other we have all faced difficulties in some form so please stay cool.

Please read the forum rules as a reminder.

Forum Rules - Please read before posting
__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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Old 29th March 2009, 15:06   #256 (permalink)
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Default Re: PPI Successes

There is hope,after a year with the help of The Financial Ombudsmanautolinker.com autolinking image,the first of four claims for PPI refunds was paid out last week, this one against Capital One,good luck to everyone claming do not give up .
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Old 29th March 2009, 17:39   #257 (permalink)
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Default Re: PPI Successes

WELL DONE bullhat AND HOPEFULLY YOU'LL GET MORE
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Old 30th March 2009, 17:59   #258 (permalink)
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Default Re: PPI Successes

Lloyds Success:

Quote:
Originally Posted by resonate View Post
GOOD NEWS.

Even better than just simply canceling the LPI, they have offered me a full refund of all the premiums, plus also the interestautolinker.com autolinking image that has accrued to date.

This is to be applied to the loan account, which is acceptable.
Canceling LPI (Lloyds loan protection insurance) WITHOUT reclaim
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Old 30th March 2009, 18:38   #259 (permalink)
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Default Re: PPI Successes

**Well Done Resonate**
Enjoy the success and it all helps to keep the PPI successes at the top of the PPI stickies which can't be all bad.

__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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Old 10th April 2009, 10:32   #260 (permalink)
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ronvin Novitiate
Default Re: PPI Successes

hello all
Yesterday i received my cheques for mis sold ppi from the alliance and leicester a total of £870, i know its not as much as some, but i still got it back. My thread of this is alliance and leicester ppi x2

They gave in after just one request for payment letter. They also said that they couldn't prove i'd had sufficient info to make an informed decision on ppi.
To anyone with mis-sold ppi on their loans go for it you never know
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