PPI Successes

[maggie]

Won*Won*Won*

I have just been informed by the FOS that the Halifax is also refunding us the PPI from the 2001 loan,plus interest ,plus 8% interest on top.
They had already agreed to refund the ppi from the 2004 loan.
Special thanks to Hellhasnofury and Pelham ,and to everyone on this forum ,for their advice,and for giving me courage to see this through,
.

WWWWWWWWWWHHHHHHHHHHHHHHH HHOOOOOOOOOOOOOPPPPPPPPPP PEEEEEEEEEEEEEEEEEEEEEEE! !!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!

AS soon as the money is in our account,I will be making a donation.

	The Financial Ombudsman Service For the most part, don't bother. The Ombudsman is an industry arranged service which is under-resourced, takes too long, lacks clear transparency. You have no idea what evidence the FOS has received from the bank or how your complain has really been handled. The FOS is the preferred complaints route for the banking industry. The county court is to be preferred by consumers for its speed, openness, the quality of its awards and also because it will award 8% interest on top of any damages won by you. The Ombudsman should normally be used to solving little technical difficulties or customer service problems which you have expereinced with your bank.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[papadak]

Hi,

Sorry to cut in on this. I'm having resistence on a ppi claim against egg ... anyone else the same

[hellhasnofury]

Originally Posted by maggie

Won*Won*Won*

I have just been informed by the FOS that the Halifax is also refunding us the PPI from the 2001 loan,plus interest ,plus 8% interest on top.
They had already agreed to refund the ppi from the 2004 loan.
Special thanks to Hellhasnofury and Pelham ,and to everyone on this forum ,for their advice,and for giving me courage to see this through,
.

WWWWWWWWWWHHHHHHHHHHHHHHH HHOOOOOOOOOOOOOPPPPPPPPPP PEEEEEEEEEEEEEEEEEEEEEEE! !!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!

AS soon as the money is in our account,I will be making a donation.

Hello Maggie

Excellent news Maggie So happy for you

Just shows to keep at them and not to take no for an answer

When you coming off the ceiling

	The Financial Ombudsman Service For the most part, don't bother. The Ombudsman is an industry arranged service which is under-resourced, takes too long, lacks clear transparency. You have no idea what evidence the FOS has received from the bank or how your complain has really been handled. The FOS is the preferred complaints route for the banking industry. The county court is to be preferred by consumers for its speed, openness, the quality of its awards and also because it will award 8% interest on top of any damages won by you. The Ombudsman should normally be used to solving little technical difficulties or customer service problems which you have expereinced with your bank.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[alanalana]

**Well done Maggie**

Pleased for your great result.

aa

[Ihatemybank666]

PPI claim against NatWest (RBS).

I had an offer today for £5148.23!!

I am very happy and so glad i wrote that 1st letter in June!!
Really didn't expect to get anything off them so i'm very pleased.

[cougar25]

lloydstsb credit card ppi

cougar25 vs LloydsTSB - won eventually!!

[stroke a badger]

Originally Posted by Ihatemybank666

PPI claim against NatWest (RBS).

I had an offer today for £5148.23!!

I am very happy and so glad i wrote that 1st letter in June!!
Really didn't expect to get anything off them so i'm very pleased.

Wow, way to go Ihatemybank

[alanalana]

**Well done to I hatemybank and Cougar**

Congratulations to you both

aa

[maggie]

Congratulations and so pleased for you both ihatemybank and cougar

[murphy26]

Does anyone know if you can claim the PPI if your account is now in default - have accounts that I have regularly paid over 6 years or more - but unfortunately over the last few months have gone into default.

Thank you

[BaldyBaldwin]

of course you can Murph, have a read around the forum and go for it.

regards BB

[TMAngel]

Hi Just had my two cheques from Nastywest for loans in 2001 and 2003 totalling nearly £1700 - shall be banking these today!

They refused to pay stat interest so in the end I did give in and accept their goodwill offers because this will be very nice before Christmas!

But .. I do have another current ongoing PPI claim with NatWest and I won't be folding that easily because at the moment they can't produce a copy of the original signed agreement!

I'll keep my thread updated for you as soon as they get back to me (very slow at responding and I'm trying to be patient ha ha!)

TMA

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[alanalana]

**Well Done TMA**

Enjoy

aa

[hellhasnofury]

Excellent new TA well done

[AA99]

W H O O P E E W H O O P E E W H O O P E E

I hadn't bothered to start a thread on my PPI because it was too straight forward! I have had a BHS Gold store card since 2004 (£250 limit) and after joining CAG decided to have a little look more closely at my statements. PPI had been charged every month, so dug out my original agreement and I had clearly written in CAPS, for 30 days only (cooling off period I presume). I didn't even bother to send a SOC and wrote to Head Office in London 3 weeks ago and got a letter today advising full refund and interest and loss of cash !!!!!!!!!!! Amounts to about £250 !

W.e.f. 1st November GE are no longer financing BHS cards and card is defunct so how it is to be refundedI do not know but it will help with some Christmas shopping and a further donation to CAG

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[maggie]

Well done AA99.

Maggie

[hellhasnofury]

Excellent new for you well done.

I have even signed up to the petition

http://petitions.number10.gov.uk/experian/

[alanalana]

Well Done AA99

petition duly signed

the other
aa

[AA99]

aaaaaaaaaaaaaaaah, you guys, I've had tears in my eyes all day, choked up.

Just hope their refund comes in some form that I can spend for Christmas otherwise I am really stuffed with my kids and OH who obviously feels that the whole credit crunch and charges such as PPI and institutions such as MBNA make him feel like it's all his fault..................

[Roseperrywinkle]

Mis-sold PPI claim over 6 years, can I win it as I have a case next week. Help!