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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
 > Payment Protection Insurance (PPI)
Reload this Page Halifax loan PPI

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 28th March 2007, 14:13   #1 (permalink)
kaz123
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Mar 2007
Posts: 1
kaz123 Novitiate
Default Halifax loan PPI
Hello

I've got a £7000 loan over 3 years with Halifax and realised recently that a large proportion of my monthly payments are made up of PPI. I rang then yesterday and asked them to remove it and they said I need to pay off the loan and take out a new one, incurring charges along the way and the lady I spoke to calculated my monthly payments would actually end up higher if I wanted to pay the loan off by the same date!

Is there anyway round this or are they allowed to make you take out a new loan? I'll happily take it further but if they've got no obligation to help, there doesn't seem much point I wasn't mis-sold it, just didn't realise it would cost so much and is such a waste of money.

Any help appreciated, thanks.
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Old 28th March 2007, 22:50   #2 (permalink)
reidnet
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Watch out, there are Claims Touts about!

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Join Date: Aug 2006
Posts: 1,378
reidnet Informativereidnet Informativereidnet Informativereidnet Informativereidnet Informative
Default Re: Halifax loan PPI
http://www.consumeractiongroup.co.uk...claimants.html

Have a look through the above, It may help you, and of course you can shop around for another loan from a different lender and could end up better off. I did that and saved about £45 a month by paying off the old loan, But I am still fighting over the Mis-Sold PPI.

Ian
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