Extortionate PPI was little help when made redundent - Advice needed

[Space Monkey]

Hi,

I wonder if anyone can offer advice. I was made redundent from my job of 6 1/2 years in December 2004. I had PPI on my Barclayloan and Barclaycard and Believed I would be safely covered. I was bullied out of my job and was given no training and have still been unable to find a new job. the cover on my Barclayloan lasted for just a year, I was not informed this when I was sold it, and when I enquired initially after the payments had stopped, a member of Barclays staff told me the cover would continue. After no further payments were still made, I finally got someone to direct me to the small print of the contract. Due to a mix-up when my mother suddenly died, the Barclaycard was not paid for several months costing me a lot. All this time I was still having to pay the insurance, even while claiming on both and believe I paid far more than I recieved.
I now have a huge loan which seems no smaller which I am struggling a great deal to pay. Is there anything I can do. If I had know I was only covered for a year I wouldn't have taken the insurance and delt with the debt another way and wouldn't be in the great mess I am now.
Would be greatful for any help,

Kind Regards,

SM

[stan5131]

SM. You really need to send a Subject Access Request to Barclaycard to recover the unlawful charges they will have imposed on your account. At the same time, ask for a copy of the terms and conditions of the PPI. You certainly have good grounds to claim back both the unlawful charges and the ppi.