No evidence of anyone winning PPI Case

needrevenge · 13th March 2007, 15:17

Hi,

I have no confidence pursuing a claim against my lender re PPI. I'm sure there are plenty of arguments of why people have been missold PPI and why they should get there money back? But I cannot find evidence of these successfull claims?

Does anyone have any links to successfull PPI claims?

Thanks

reidnet · 13th March 2007, 15:21

Quote:

Originally Posted by needrevenge

Hi,

I have no confidence pursuing a claim against my lender re PPI. I'm sure there are plenty of arguments of why people have been missold PPI and why they should get there money back? But I cannot find evidence of these successfull claims?

Does anyone have any links to successfull PPI claims?

Thanks

There are cases that have won re mis-sold PPI, I for example have succesfully had one full refund and have a second claim at the court stage. The win I did have was posted on here for some time, Due to legal reasons though the thread has been removed, Have a bit of a personal fight going on over that one, but yes people are winning back PPI Premiums.

Ian

needrevenge · 13th March 2007, 15:40

I find the arguments in an missold PPI claim are quite case specific therefore quite difficult to follow a straight forward process.

I am currently waiting on SARs to be returned from both the broker and lender to see exactly what my arguments will be, I don't think I would be confident taking this to court. Is it more straightforward than I am probably thinking?

As my claim will be over £8000 I presume i'll have to use a solicitor anyway? Am I right?

C

poltmcm · 13th March 2007, 16:47

it would be advised

Keith22 · 13th March 2007, 19:24

Hi,

I recovered a total of £5200 (two claims - business accounts with Lloyds TSB) via the FSO with no problems whatsoever. I have since recovered another £1000 for a third policy by dealing direct with Lloyds TSB and not involving the FSO. I believe there are quite a number of people who have had refunds via the FSO but unfortunately they don't post here. You generally only hear about those whose claims were turned down by the FSO. Unfortunately the FSO route is not an a totally easy option as you still have to make a written case with evidence BUT you won't be relying on legal precedents etc.

needrevenge · 13th March 2007, 19:52

Quote:

Originally Posted by Keith22

Hi,

I recovered a total of £5200 (two claims - business accounts with Lloyds TSB) via the FSO with no problems whatsoever. I have since recovered another £1000 for a third policy by dealing direct with Lloyds TSB and not involving the FSO. I believe there are quite a number of people who have had refunds via the FSO but unfortunately they don't post here. You generally only hear about those whose claims were turned down by the FSO. Unfortunately the FSO route is not an a totally easy option as you still have to make a written case with evidence BUT you won't be relying on legal precedents etc.

Great advice Keith - Cheers. I will attempt to make a case myself and challenge via FSO. If this fails then i'll just have to go legal.

Any advice, guidance on complaining via FSO? (Does the FSO cover Scotland too?)

Regards

needrevenge · 13th March 2007, 20:22

Thread continues at http://www.consumeractiongroup.co.uk...tml#post639455

craigamc · 13th March 2007, 20:37

I recently won my ppi fight against Welcome finance!

reidnet · 14th March 2007, 01:41

YES the FSO covers Scotland, That is if the Company you are complaining about were under the Jurisdiction of the FSO at the time you took out the PPI

Ian

lisa2393 · 21st March 2007, 17:20

I know this is going to sound realy dumb, but what is FSO?

pturner · 21st March 2007, 18:27

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