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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 1st March 2007, 08:16   #1 (permalink)
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Cagger since : Jun 2006
I am in: Up north yorkshire
Posts: 137
dellydaisy Novitiate
Default Delly V Halifax Loan

Hi all finally back on the ppi track

Ive finally again got my halifax loan statements etc.. 2 questions....

Ive got a cover sheet telling me my loan amount and ppi plus ppi interest
can i just use this to claim back my interest or do i need to go down the 8% line??

My 2nd Ive also been charged about £100 in my loan time for late payments can i claim this back together or is it better to be seperate as not to confuse the bank??

Thanks xx
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Old 1st March 2007, 19:40   #2 (permalink)
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Cagger since : Aug 2006
I am in: Dundee, Scotland
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reidnet Informativereidnet Informativereidnet Informativereidnet Informativereidnet Informative
Default Re: Delly V Halifax Loan

Hi,
The interst you can try to reclaim is at the Contractual rate (ie the APR rate that your loan is at) After all that is what Interest they have charged you. Again you will need to state your case on what grounds the PPI was Mis-Sold to you.

The £100 charges I would add them in on the same claim.

Ian
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Old 3rd March 2007, 12:59   #3 (permalink)
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Watch out, there are Claims Touts about!

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I am in: Up north yorkshire
Posts: 137
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Default Re: Delly V Halifax Loan

Thanks ian

Its great to see you getting famous or infamous been on the telly and telling the banks what for!

thank you !
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