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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 30th October 2006, 18:45   #1 (permalink)
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Cagger since : Sep 2006
Posts: 39
smiley33 Novitiate
Default 2nd letter

Hi, I sent a letter to HSBC asking for my PPI back as I was mis-sold it - I received a standard letter from them saying they were looking into it - have heard nothing since, obviously - what do I do now? Is there a template letter I can send them?
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Old 31st October 2006, 00:58   #2 (permalink)
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kokomar Novitiate
Default Re: 2nd letter

What time frame did they give in their letter to respond to your complaint fully? Would this be seen as reasonable by a court, if so you could drop them a little letter thanking them for theirs and confirming the date you expect to hear back from them, then they know you haven't gone away, but be wary of pushing too hard in case you're seen as being unreasonable.

If they didn't give you a timeframe they should have - according to the FSA (see FSA) rules on complaints procedures in which case you could write and tell them this.

The process is more complicated than for unlawful charges as each case of mis-selling will be unique. Hope this helps. Good luck. Koko
__________________
Lloyds TSB Current Account/Joint Account/Business Account (ST not Ltd) PL 30/8/06; lba 14/9/06; N1 filed 24/10/06
M&SFS Credit Card SAR16/9/06; partial data rec'd; 11/10 written; in correspondence
Lloyds TSB Credit Card SAR16/9/06; partial data rec'd 14/10; written 30/10/06 ext'd timelimit;
Student Loans Company Ltd SAR2/10/06 silence!!!
Lloyds TSB PPI on Loans CCA & SARsent 21/10/06

Partner:
Lloyds TSB Current Account SAR3/10/06 silence !!!
Credit Cards:
Lloyds TSB SAR3/10/06; rec'd 26/10 back burner for now
Marbles SAR3/10/06; rec'd 26/10 back burner for now
Monument SAR3/10/06
Virgin SAR3/10/06
Morgan Stanley SAR3/10/06; partial data rec'd; 19/10 CCA req; 24/6/06 rec'd; in correspondence
Barclaycard SAR3/10/06; data rec'd; 14/10 written with CCA request; 24/6/06 rec'd; in correspondence
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