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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Payment Protection Insurance (PPI)

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 3rd July 2008, 03:01   #1 (permalink)
princesszing
Basic Account Customer
 
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Join Date: Jun 2008
Posts: 18
princesszing Novitiate
Default Can I reclaim PPI?

I've had PPI on a number of credit cards / loans over the years.

I've wondered whether they're valid. I tend to change jobs frequently. Most jobs I've had have lasted less than a year and I've been sold PPI when in probation periods and when I knew I was likely to be changing jobs.

Does any of that count as mis-selling?

Also, one credit card, I got 10 years ago. I was on a summer-job at the time and was a student for most of the time I was paying PPI insurance. It seems ludicrous that I was paying unemployment insurance when I was a student. Is there any chance of me claiming this back or will it be statute-barred?
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Old 3rd July 2008, 17:45   #2 (permalink)
scampjet
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Default Re: Can I reclaim PPI?

Hi princesszing,
These pages should help you with the answer,

PPI - Some Notes for Claimants..
http://www.consumeractiongroup.co.uk...insurance-ppi/
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Old 3rd July 2008, 21:12   #3 (permalink)
alanalana
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Default Re: Can I reclaim PPI?

Hello princesszing,

For claims before 2005 and the FSA ruling from which campaign
Payment protection | Were you mis-sold PPI? | PPI - rules before 2005
Payment protection | Were you mis-sold PPI? | PPI - the rules

You can possibly find information on the following thread but it will need a lot of searching...

links

Long haul for you and for us all on the PPI issue.

Also check out other thread of claimants you may pick up useful information

Good luck

aa
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