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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
 > Payment Protection Insurance (PPI)
Reload this Page Barclays Loan - Confused!

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 23rd April 2008, 14:44   #1 (permalink)
adam44785
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Join Date: May 2006
Posts: 13
adam44785 Novitiate
Default Barclays Loan - Confused!
I took a Barclays Personal loan out in December 2004 for £6000 over 5 years.
I have just dug out all the paperwork and it shows I am paying payment protection and didn’t even know I was!!!
I took out the loan in branch and can’t remember agreeing to loan protection, I definitely didn’t have it explained to me.

The loan paper work breaks the loan protection down as follows:

Premium Loan £1299.80
Total Charge for credit £483.40
Total amount payable £1783.20

I have read through many postings on here but I am a little confused about whether I am eligible to claim and if so, how I go about doing it. Can anybody help me please?

Thanks
Adam
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Old 23rd April 2008, 15:46   #2 (permalink)
Paintball
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Default Re: Barclays Loan - Confused!
Hello Adam

Welcome to the PPI forum. I think a good starting point for you will be to read this useful thread which is located in the Stickies section PPI - Some Notes for Claimants..

It should help you to determine where you stand. If you have any Qs from reading it, post them up on your thread.

HTH

P
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