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| | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
21st April 2008, 11:53
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#1 (permalink)
| | Basic Account Customer |  Anyone know how to claim interest element on PPI?
Hi guys,
I took out a £20,000 loan from NatWest in Nov 06 and only found out 2 months ago that PPI was added to loan without my consent. I sent a S.A.R - (Subject Access Request) and have received statements regarding the a/c but not all information as requested.
In statements they show Principal Pay and Interest for the monthly premium which totals £404.26. They have withdrawn the PPI element from loan and my payments have reduced to £334.19.
Not only do I want to claim the extra £70.07 I have paid for over 15 months, but would like to add interest to this.
I know HHNF has hit them where it hurts and made them cough up, but would like to know how i calculate the interest I can claim from the PPI just as HHNF did.
Are tips, ideas?
HHNF are you there?  | 
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21st April 2008, 22:17
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#2 (permalink)
| | Platinum Account Customer | Re: Anyone know how to claim interest element on PPI?
Hello charlie,
You are correct with HHNF being the star on percentages, interest, etc,
I have some links that may help you to work out what interest is due to you on the PPI. Bank Templates Library
within this is the templates for the interest calculation spreadsheets.
hope this helps
aa | 
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22nd April 2008, 16:22
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#3 (permalink)
| | Platinum Account Customer | Re: Anyone know how to claim interest element on PPI?
Quote:
Originally Posted by charliebright  Hi guys,
I took out a £20,000 loan from NatWest in Nov 06 and only found out 2 months ago that PPI was added to loan without my consent. I sent a S.A.R - (Subject Access Request) and have received statements regarding the a/c but not all information as requested.
In statements they show Principal Pay and Interest for the monthly premium which totals £404.26. They have withdrawn the PPI element from loan and my payments have reduced to £334.19.
Not only do I want to claim the extra £70.07 I have paid for over 15 months, but would like to add interest to this.
I know HHNF has hit them where it hurts and made them cough up, but would like to know how i calculate the interest I can claim from the PPI just as HHNF did.
Are tips, ideas?
HHNF are you there? | Hello Charliebright,
Yes I am here, sorry for not responding sooner, but been in court today and had a bit of a rush on with the preparation 
I am more than happy to help with this one, MMMmmmh NatWest how loverly, an aggrevasion I can help with in their direction is good for me. Its therapy  and yes I bet there are a few thousand customer of their are unaware they have ppi on their loans 
Ok if you post up what is on your agreement.
Amount borrowed,
Interest rate
total charge for credit
ppi amount
Also the amount of rebate that they gave you when they cancelled it.
Speak soon
__________________
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW | |
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NW11 7PE
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