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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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| | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
15th February 2008, 07:47
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#2 (permalink)
| | Platinum Account Customer |  Re: Egg Ppi
Hello Bmi,
To calculate the amount that you want refunding,, there is certain information that you need to know.
1. ppi premium
2. the interest applied to the ppi
3. any refund/rebate of ppi/ppi interest knocked off the balance when you settled the loan early.
This lack of information does frustrate many people, because it holds up any legal action that they are contemplating. The Companies know this and are a bit liberal with this information.
If you don't know and they wont tell you, possibly claim the whole amount they charged plus the 8% statutory interest and mention that this amount may change, when the defendant provides you with this information.
Any other thoughts/comments on this please.
__________________
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW | 
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19th February 2008, 13:20
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#4 (permalink)
| | Platinum Account Customer | Re: Egg Ppi
Quote:
Originally Posted by bmibabyfc  cheers hells...
think i will do that... do you think its best to do the claim online or down at my local court? | Hello bmi,
It is best in my opinion to issue a N1 at your local court, The Poc maybe lengthy if you are covering all bases, and MCOL is a bit restrictive with the wordage.
Take your time doing your poc, there is no rush to do this, cause if you get it wrong, it costs money to amend it. Read around the stickies all the legislation is there. Your can post it up for comments. Your choice.  | |
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4th March 2008, 19:16
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#5 (permalink)
| | Basic Account Customer | Re: Egg Ppi
Quote:
Originally Posted by hellhasnofury Hello Bmi,
To calculate the amount that you want refunding,, there is certain information that you need to know.
1. ppi premium
2. the interest applied to the ppi
3. any refund/rebate of ppi/ppi interest knocked off the balance when you settled the loan early.
This lack of information does frustrate many people, because it holds up any legal action that they are contemplating. The Companies know this and are a bit liberal with this information.
If you don't know and they wont tell you, possibly claim the whole amount they charged plus the 8% statutory interest and mention that this amount may change, when the defendant provides you with this information.
Any other thoughts/comments on this please. |
I'm in the same position with a couple of loans that i had with them, I hope you don't mind me jumping on. How then would you work out the actual refund with that information? I have the information but don't know what to do with it. thanks
Last edited by Doingmybest; 4th March 2008 at 19:21.
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Similar Threads | | Thread | Thread Starter | The Consumer Forums | Replies | Last Post | | Egg Cc Ppi | eggPPI | Payment Protection Insurance (PPI) | 1 | 8th May 2007 07:36 | | EGG PPI Help | SupermanX | Payment Protection Insurance (PPI) | 5 | 7th March 2007 05:17 | | Egg PPI | SupermanX | Insurance/Assurance Companies | 1 | 11th January 2007 12:56 | | Egg PPI | Dani | Egg | 0 | 26th October 2006 16:35 | | Egg PPI | Dani | Insurance/Assurance Companies | 0 | 25th October 2006 15:53 |
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NW11 7PE
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