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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Payment Protection Insurance (PPI)

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Old 7th February 2008, 14:08   #1 (permalink)
Saffronflowers
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Default PPI Barclays Missold

Hi firstly sorry if this has been comprehensively covered elsewhere.

My husband took out a loan for £2000 in Sept O6 - he was charged PPI - however, he has worked at the same company for 15 years in a senior position, he is comprehensively covered regarding medical and in case of death. Therefore the PPI was of no use to him. If in the unlikely case that the company went bust then the staturtory reduncancy would cover the amount of the loan.

What template letter do I need and what supporting information do I need to send?

Will they take this off of the loan?

Thank you very much sorry if this has been asked a hundred times.

SFx
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Old 7th February 2008, 15:59   #2 (permalink)
fightthemback
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Default Re: PPI Barclays Missold

Hey Saffron,

The templates, letters and case studies are all on the top of this forum.

The process is fully explained for you and is relatively simple.

The fact that your husband is fully insured, I presume he was never asked this because if he had been he wouldnt have bothered with the extra PPI, should result in a clear case of misselling and a full refund.

Good Luck.
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Old 8th February 2008, 09:16   #3 (permalink)
Saffronflowers
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Default Re: PPI Barclays Missold

thanks FB - I have trawled through the templates but cannot find the one that is pertinant to this case.

From further reading I have also found out that it is deemed incorrect to add the ppi at the beginning of the loan, - am I right about this?

Also still cant find what supporting paperwork I need to send.

SFx
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Old 15th February 2008, 12:46   #4 (permalink)
intercityman
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Default Re: PPI Barclays Missold

A warning my PPi cliam is with the ombusman so will follow your case closely. Barclays Dublin dont just turn over apprently.
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Old 15th February 2008, 19:38   #5 (permalink)
slick132
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Default Re: PPI Barclays Missold

Hi Saffron,

Was this in the PPI forum - I think it got moved last w/e by mistake.

If so, I'll get it put back so you should continue to get the advice you need.

Slick
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Old 21st February 2008, 13:35   #6 (permalink)
Saffronflowers
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Default Re: PPI Barclays Missold

Slick no wonder I lost it!!!

Still trying to find the correct letter for this one and also for Egg!!!

Other thing I have looked into his bank and see that he has been paying Overdraft protection which also looks like PPI, anyone have anythoughts about this - this should be quite clear cut as he ahs been with the same bank for 16 years the same amount of time that he has been employed by the same company!

SFx
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