Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Come and chat with us here (NB: External site NOT affiliated with CAG)
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
6th February 2008, 17:03
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#3 (permalink)
| | Platinum Account Customer | Re: Conkers ? Quote:
Originally Posted by spacehopper Hi all,
Any thoughts on a company called Conkers, acting on my behalf to get PPI back from Welcome.
The more I read through some threads, the more I lose confidence in doing it myself.
Ta | Hello spacehopper,
Now why oh why, would you wish to pay someone else part of your refund.
These companies we call them ambulance chasers, they prey on people who have already been preyed on. They will only do the same as you can do.
The process is
Get your information Sent a S.A.R - (Subject Access Request)
Once you know the amount
Send your preliminary letter asking for it back, give them 14days
Send your letter before action, give them 14days
If negative or no response, court or Fos.
You will be given lots of help and support throught the process, by lots of caggers at different stages of the process and they wont ask for any of your refund. Maybe just a click of their scales as a thanks.
Come on and join the club and you give them a run for your money 
__________________ If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW |
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7th February 2008, 14:56
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#6 (permalink)
| | Basic Account Customer | Re: Conkers ? I hear you all loud and clear !
I'm with you guys, and I WILL get my money back. I need just one more boost ....
I've been charged a staggering £1600 PPI, and the only reason I took it because I was told it help my application as my credit rating was so poor. More than enough justification for claimimg it back. But surely it comes down to my word against theirs ? |
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7th February 2008, 16:59
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#7 (permalink)
| | Platinum Account Customer | Re: Conkers ? Quote:
Originally Posted by spacehopper I hear you all loud and clear !
I'm with you guys, and I WILL get my money back. I need just one more boost ....
I've been charged a staggering £1600 PPI, and the only reason I took it because I was told it help my application as my credit rating was so poor. More than enough justification for claimimg it back. But surely it comes down to my word against theirs ? | Hello Spacehopper,
You will need to read around the sticky for the legislation of what is right and what is wrong. Under the misrepresentation act the onus is on them to prove they did not mis-sell it to you  |
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Do your Internet search here:
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reg. office:- 923 Finchley Road,
London,
NW11 7PE
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