PPI interest calculation. Help!

[lindyhop]

Hi.

im still fighting. but not clear on how the interest is worked out and its doing my head in. is it premium + interest paid on premium for ( ?yrs) plus 8 percent on total amount or for each of the (? loan years).

the ppi i am currently fighting ended in december 2004 so should i be asking for premium + interest on 5 years (of the loan) plus same rate of interst since loan closed + 8 percent on this combined amount????

the one i am currently fighting for looks like this
premium £2,388.10
paid 52.34x60 = £3,140.40
5 years interest £752.30?

do i then just 1 x 8 percent to £3,140.40?
or
do i add 5x 8 percent for the loan years
and
am i due any interest on top from the close of the loan until i get my money back. if so what rate? the same as the loan rate???

and if not entitled to claim from the close of the loan, can someone please take the time to explain why i should not be compensated for the period since the loan was paid off, until i am pay me back?

i bet the answer to this is somewhere on the site, but my last few visit have been to try to find out this information, so that i am clear but i cant find specifics and its sooo annoying. (tried the spreadsheet, but the links dont put you straight into a spreadsheet but a site and i cant find the template for interest calculation on this site either) HELP! all this is making my hair fall out

NB
the spreadsheet that i have been directed to, wont work, i cant open it. more hair lost. being a bald woman is no fun believe you me.

[citizenB]

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