consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!
Small Claims Kit Small Claims Court Guide
**New Edition**		 CallBurner - Skype
CallRecorder Review		 Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

 If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download

Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



 Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Defaulted for bank charges?
Put your Credit Reference Agency on Notice
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out

Shrinking Groceries
Are you a victim of deceptive pricing?
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
 > Payment Protection Insurance (PPI)
Reload this Page PPI doc's

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 5th February 2008, 15:51   #1 (permalink)
shirei12
Classic Account Customer
 
shirei12's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 342
shirei12 Novitiate
Default PPI doc's
Can anyone tell me if when you request a CCA and PPI is mentioned in it as being requested,should that document be included with what you receive from creditor?
shirei12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th February 2008, 23:00   #2 (permalink)
shirei12
Classic Account Customer
 
shirei12's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 342
shirei12 Novitiate
Default Re: PPI doc's
bump
shirei12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th February 2008, 01:31   #3 (permalink)
shirei12
Classic Account Customer
 
shirei12's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 342
shirei12 Novitiate
Default Re: PPI doc's
bump
shirei12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th February 2008, 21:29   #4 (permalink)
shirei12
Classic Account Customer
 
shirei12's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2007
Posts: 342
shirei12 Novitiate
Default Re: PPI doc's
Perhaps I worded this wrong. This is what I wanted to clarify.
When you request a CCA from original creditor what should you receive?
I was on the understanding that I should get an up to date account summary,a copy of the CCA,plus if card protection is on the CCA I should get a copy of the document. Correct me if I am wrong.
Anyone?
shirei12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th February 2008, 00:09   #5 (permalink)
hellhasnofury
Platinum Account Customer
 
hellhasnofury's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 3,168
hellhasnofury Highly informativehellhasnofury Highly informativehellhasnofury Highly informativehellhasnofury Highly informativehellhasnofury Highly informativehellhasnofury Highly informative
Default Re: PPI doc's
Quote:
Originally Posted by shirei12 View Post
Perhaps I worded this wrong. This is what I wanted to clarify.
When you request a CCA from original creditor what should you receive?
I was on the understanding that I should get an up to date account summary,a copy of the CCA,plus if card protection is on the CCA I should get a copy of the document. Correct me if I am wrong.
Anyone?
Hello Shirei,

If you send your creditor a section 77/78 request under the CCA, and pay the £1 fee, they must supply you withing 12 working days (breach) and within 1 calander month (criminal default) plus postage time.

Your Credit agreement this should included the terms and conditions
A account statement

That is all they have to send you to comply with this request.

If you want all of the information that they hold on you, send a full S.A.R - (Subject Access Request), but I bet you don't get the policy document
hellhasnofury is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply

« Help Black Horse PPI my first claim | Payment Break Plan Skycard »


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Me vs Welcome PPI (struggling to work out PPI & Interest) TheAnalyst Payment Protection Insurance (PPI) 5 29th June 2007 00:47
PPI Reclaiming credit card PPI payments Scorpius Payment Protection Insurance (PPI) 7 23rd February 2007 20:58
Ppi Scorpius Welcome to the Consumer Forums 2 16th February 2007 21:08
PPI - Correct Prodedure to claim back useless monthly PPI payments? angry cat Payment Protection Insurance (PPI) 19 2nd January 2007 11:22
Someone elses microfinch doc's recieved/free of charge msneddon Abbey Bank 4 26th June 2006 16:40

Contact Us - The Consumer Forums - Archive - Top



Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131