I tried to cancel my PPI after 3 months and was told to boggoff

[debt_mountain]

I took out a loan in Sept 1999 and wrote to cancel the PPI in Jan 2000 but was told to boggoff as I was outwith the 30 days they stated in the paperwork.

I have read the FOS and FSA stuff on PPI and it looks like they have now revised they advice they give to lenders saying it should be easier to cancel.

How does this stand in the scheme of things.

I do already have them for mis-selling due to my wife being self employed but they sold ppi with unemployment cover.

thanks

[alanfromderby]

Sounds like a clear misrepresentation to me - since you already have an established claim for misselling however, you will not have any provable additional loss on which to claim damages. On that basis I would say it makes little difference.

That is, of course, only based on the facts you have stated.

[debt_mountain]

Interesting call today. (I know never do it over the phone....) I have given her 3 days to get it to me in writing before I post my N1.

As you know, I have been chasing Blackhorse and was just giving them 1 last chance to settle before I post the N1. As in post #1 above, I sent them the letter showing they had rejected my request to cancel the PPI after 3 months and got a call today from a Blackhorse PPI person saying for this 1 account they will refund all money taken from the date of my letter to the settlement of the account at the contractual rate then 8% from the settlement date to date of the refund.

EXCELLENT.....Tenerife here I come......

I will then have to continue for the other 2 accounts on the mis-selling due to Mrs DM being self employed.