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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Payment Protection Insurance (PPI)

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 22nd November 2007, 16:44   #1 (permalink)
doolally lady
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 31
doolally lady Novitiate
Default How long to wait?

Hi everyone, hope you are all well.
I have been in touch with LTSB regarding mis-sold PPI on a credit card and today I have received a letter from them with a case reference number on it, basically telling me that it has been 4 weeks since I told them about my concerns (actually it is longer but they seem to conveniently get their wires crossed) and that ordinarily they would have hoped to have it resolved by now. Despite their best efforts they haven't been able to yet.
They will write to me again within the next 4 weeks, either with their response or with an estimate of when I can expect it.
They then thanked me for my patience, (haven't had any for a long while & until you can freely buy it at the nearest supermarket, won't have any for the forseeable future).
This was from the Customer Service Recovery Centre, Brighton.
I presume this is a standard letter that just about everyone gets, so what I want to know is do I have to wait for them to drag their heels and if not what course of action is open to me?
Any help or advice would be welcome and I wish you all the best of luck and success in your battles.
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Old 22nd November 2007, 22:31   #2 (permalink)
hellhasnofury
Platinum Account Customer
 
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Default Re: How long to wait?

Quote:
Originally Posted by doolally lady View Post
Hi everyone, hope you are all well.
I have been in touch with LTSB regarding mis-sold PPI on a credit card and today I have received a letter from them with a case reference number on it, basically telling me that it has been 4 weeks since I told them about my concerns (actually it is longer but they seem to conveniently get their wires crossed) and that ordinarily they would have hoped to have it resolved by now. Despite their best efforts they haven't been able to yet.
They will write to me again within the next 4 weeks, either with their response or with an estimate of when I can expect it.
They then thanked me for my patience, (haven't had any for a long while & until you can freely buy it at the nearest supermarket, won't have any for the forseeable future).
This was from the Customer Service Recovery Centre, Brighton.
I presume this is a standard letter that just about everyone gets, so what I want to know is do I have to wait for them to drag their heels and if not what course of action is open to me?
Any help or advice would be welcome and I wish you all the best of luck and success in your battles.
Hello,

I would expect that this is a normal response letter. Have you sent them your letter before action, just to nudge them on a bit.
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Old 23rd November 2007, 10:07   #3 (permalink)
Jaynekul
Classic Account Customer
Default Re: How long to wait?

They take as long as they like unless you put a rocket up them. I would give them a deadline & then involve the FOS
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Old 24th November 2007, 01:00   #4 (permalink)
doolally lady
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 31
doolally lady Novitiate
Default Re: How long to wait?

Thanks ladies, will take your advice and get on to them. At least I feel as though I am in good company when I come on the forum.
Karen
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Old 24th November 2007, 08:50   #5 (permalink)
Gogivit
Classic Account Customer
Default Re: How long to wait?

Hello doolally,

I received a response from an insurer regarding mis sold PPI. They sent me their final reply I inturn immediately made a formal complaint to FOS who are now dealing with it.

Once you receive your final response just complain to FOS its so easy and straightforward. I can just sit back on this case and prepare my next one
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