Are you in the dark? Have you received an unfair parking penalty?

[BankFodder]

Stationary vehicle offences can be infuriating.

The penalties for overstaying parking times or for parking in the wrong place at the wrong time seem to me to be quite disproportionate.

An overstay of as little as 5 minutes can lead to a ticket, a clamping and a removal all within the space of a few minutes if the Council's parking enforcment people are well- organised.

Even an overstay of a couple of minutes can lead to a parking fine of £40.

I think that these penalties are excessive. It may well be disproportionate within the meaning of the Human Rights Act.

It certainly seems out of proportion to me that a family can be faced with the loss of their entire budget for a whole week simply because of a 10 minute mistake.

maybe when we can spend less time dealing with unlawful bank charges we will be able to look at vehicle penalties more closely.

For the moment, you may find some help from the new LawPack Motoring Ticket kit.

Buy it from LawPack - or buy it from us:-


http://www.consumeractiongroup.co.uk...php?f=127&a=93



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	Fight a Motoring Ticket kit Follow this link to read the review of the "Fight a motoring ticket" kit by Lawpack. Everything you need to challenge your motoring ticket. Most motoring tickets go unchallenged. Most which are challenged are challenged successfully.

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.