consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 13th April 2008, 00:30   #1 (permalink)
barney2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 87
barney2 Novitiate
Default After some advice

Husband got a parking ticket in private car park today. When i read the ticket it said that if he didn't pay they would obtain details from dvla and proceed with court action. Can they get his details? how do they get around data protection? Does it say somewhere on log book that we give permission for them to share info when requested. Sorry if its a stupid question but im new to the whole data protection business.
barney2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2008, 01:18   #2 (permalink)
adamna
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 268
adamna Novitiate
Default Re: After some advice

They can get it from dvla for £2.50, or less if they are 'bulk buyers' and lots of people don't like it.

However if you read the stickys here on ppc's you will see that you don't need to pay. Have a look around.
adamna is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2008, 01:20   #3 (permalink)
Barnsley Boy
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2007
Posts: 725
Barnsley Boy NovitiateBarnsley Boy Novitiate
Default Re: After some advice

Yes, they can get details from DVLA. This is a money spinner for the DVLA, they get £2.50 a pop for releasing Registered Keeper details to the Private Parking Companies. The DVLA justify this release of otherwise confidential data on the grounds of "reasonable cause". It is a scandal but recent information, released under the Freedom of Information Act has revealed that DVLA has earned some £29M from these fees since this scam started. This does sort of indicate that this heinous practice won't end anytime soon.

The good news is that these scammers are easily dealt with by either ignoring or using the template letters from this forum.

Some Background:

You have not committed any offence and you’ve been "charged" by a private company whose notices have no status unless a case is brought at the expense of the company in a civil court. I would not recommend getting involved in any so-called "appeals procedure". The PPCs simply view this as an evidence gathering process, it is usually a sham, lacking any semblance of independence or objectivity.

The "charge" is alleged under contract law. Despite what they may call it, what you have is an "invoice" (a decidedly dodgy one at that) from a private parking company who allege you have breached their terms and conditions. The notice is not backed up by statute, unlike those issued by councils and police.
The “notice” is virtually unenforceable and the truth is that the Parking Company will probably not even try to enforce it by legal action. Instead they will use debt collectors who will threaten references to credit agencies, personal visits by bailiffs and clamping of cars / removal of property. These threats have no foundation. The reality is they would need to bring civil litigation in the county court against the driver and prove a breach of prominently displayed terms and conditions. They will go to the DVLA to identify the registered keeper of the vehicle but you have no responsibility to tell them who was driving (even if it was you) and enforcement can only take place against the driver. These cases are largely dealt with by threats and bluster rather than any real action on the basis that most people pay up for a quiet life.

I would not recommend giving the PPC your address. It will cost them £2.50 to obtain registered keeper address from the DVLA. Let them incur this cost. As long as you stand firm and ignore the drivel that comes through your letter box [File away for reference and / or retribution] there is a very very good chance that the PPC will eventually run out of steam. In the extremely unlikely event of the PPC issuing proceedings [odds really are well over 1000 to 1], this forum will help in your defence. You would win. STAND FIRM - do not be bullied – any concerns - please feel free to post further.


These links are worth reading:

Private Parking Companies/Charges - Advice Paper (everything you need to know)

Private Parking Tickets - Template Letters

Judge quashes £300 parking fine...because it set out to ‘frighten and intimidate’ driver | the Mail on Sunday
Barnsley Boy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2008, 01:30   #4 (permalink)
barney2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2007
Posts: 87
barney2 Novitiate
Default Re: After some advice

Thanks for replys have no intention of doing anything about ticket, just shocked that they get personal info and for only £2.50. Do they have to be registered or can anyone say they work for a parking company to get peoples info. I'm begininng to wonder if there is any point in having data protection as know one seems to pay any attention to it.
barney2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2008, 13:16   #5 (permalink)
WebFerret
Basic Account Customer
 
WebFerret's Avatar
Default Re: After some advice

Quote:
Originally Posted by barney2 View Post
Thanks for replys have no intention of doing anything about ticket, just shocked that they get personal info and for only £2.50. Do they have to be registered or can anyone say they work for a parking company to get peoples info. I'm begininng to wonder if there is any point in having data protection as know one seems to pay any attention to it.
Shocked is an understatment in my opinion - this Government is simply ignoring it's prime responsibility of maintaining proper law & order and simply targeting anyone who is deemed to be a 'soft' target to raise revenue - the motorist (stealth taxes by any other term!).

Checkout my thread: The DVLA should be sued under the Data Protection Act

These scammers of questionable moral standing in receipt of this information are in effect being aided & abetted by the Labour Government in compiling a national database of all soft targets (the ill-informed, those that do pay), to commit criminal acts. (harrasment, fraud ect).

If I had the mind and inclination - I could set myself up as a limited company, obtain DVLA data, demand monies with menacies and from the database I have 'built' have a nice little 'earner' with which I could continue to scam these 'soft' targets at will with impunity it would seem!

The fact that your data can so easily be passed to a 3rd party (a 'so called' debt recovery agency) WITHOUT these private companies substatiating their claim first, is absolutly outragouse in my opinion.

What is to stop them further 'selling' on your data (including credit card details - if you did pay) to unscupliouse individuals to commit fraud (ID theft or clean out your bank account!)?

In my experience, from communication directly with the DVLA through my local MP, no thorough checks are made on these private companies to ensure they are fully compliant with the data protection act, and fully adhear to the DVLA rules and regulations of data distribution - in fact the DVLA policing of data distribution is wholey questionable in my view!

Action MUST be taken on this issue sooner rather than later, before, as I see, mass rebelion from the general public insues. This will either manifest itself in a landslide voting out of Labour at the next election OR civil unmass disobedience if Brown won't hold an election.

(please note I am of no particular political posuation - it's just that I simply hate unfair behaviour from any Govenment who are supposed to have been elected by the people for the people - and the current one clearly isn't in either case!)
WebFerret is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Dee V BOS C/C Advice - Advice required please deep Halifax Bank and Bank of Scotland 23 15th February 2008 14:22
Advice on Council tax please. Does Estoppel apply in this case and other advice? Runk General Debt Issues 15 8th November 2007 12:49
Advice on Getting Legal Advice (re Debt)? clairus99 General Knowledge 10 19th July 2006 14:25




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.