consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 19th March 2008, 10:35   #1 (permalink)
taxidodger
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 6
taxidodger Novitiate
Default DVLA made £9m selling motorists' details

Just read this on Automotive Management's website:

DVLA made £9m selling motorists' details
14 March 2008

The Driving and Vehicle Licensing Agency (DVLA) has made more than £9m by selling motorists' personal details. For £2.50, car parking and clamping firms can buy personal records of motorists staying too long on their property.

The DVLA has earned £9m through the practice since 2002. In 2007 alone, it pulled £3.7m by selling the names and addresses of more than 1.3 million registered vehicle owners to private companies.

Mike Hancock, MP for Porstmouth South said: "I think the figures are outrageous. I don't think they should be allowed to sell people's personal details and I think the government should step in now to stop it."

"This is an alarming trend where people's information is being used to make profits. It's an utter disgrace."

As well as paying £2.50 for an individual's details, which is done by applying in writing, firms can also pay a £3,000 fee to access its database online making it easier to obtain the information.

Last edited by taxidodger; 19th March 2008 at 15:25.
taxidodger is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 11:48   #2 (permalink)
Mossycat
Gold Account Customer
Default Re: DVLA made £9m selling motorists' details

I was thinking about writing to the DVLA stating that whilst I am the registered keeper of vehicle X I am not the only driver of it. And whilst they do have the right to inform Police and other authorised agencies of my details they do not have the right under the data protection act to pass my details to private parking or clamping companies until such time as the person enquiring has identified the driver of the vehicle at the time of the incident, which may or may not be me, because private parking is a contract between the driver at the time and the parking company. Should it therefore transpire that I was not the driver by passing my details wrongly they are involving me in something I shouldn't have to deal with.

Any-one got any comments on whether this would work

Mossycat
Mossycat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 11:56   #3 (permalink)
Mossycat
Gold Account Customer
Default Re: DVLA made £9m selling motorists' details

Additionally I was also wondering about a letter to the private parking companies when they write to me as registered keeper, using the usual templates but adding that I am a very busy person and should they continue to write to me I would charge them £25 for perusal and construction of any further correspondence when I have already told them they need to write to the driver at the time of the incident. This fee would also be charged to them if they then appoint debt collectors or any other party on a per letter basis.

I don't see why this wouldn't work because as a self employed individual my time is chargeable and I could show a loss if it went to Court (and Yes I would be willing to sue them)

Any comments (excluding those from trolls) would be appreciated

Mossycat
Mossycat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 13:41   #4 (permalink)
green_and_mean
Platinum Account Customer
 
green_and_mean's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 2,390
green_and_mean Informativegreen_and_mean Informativegreen_and_mean Informative
Default Re: DVLA made £9m selling motorists' details

Actual figures for number of details sold onto private companies by year

2002-03 868,385
2003-04 889,663
2004-05 960,560
2005-06 1,264,284
2006-07 1,343,903
green_and_mean is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 13:51   #5 (permalink)
pin1onu
Platinum Account Customer
Default Re: DVLA made £9m selling motorists' details

Quote:
Originally Posted by taxidodger View Post
"This is an alarming trend where peole's information is being used to make profits. It's an utter disgrace."
Sounds like an MP jumping on the bandwagon. Has it been established the DVLA are making a profit. The DVLA will argue that the charges are to cover their costs. People actually have to process the requests So they would have some valid costs. Whether they are making a profit remains to be demonstrated. As the majority of this money is coming from PPCs I don't have to many problems with this.

Quote:
Originally Posted by taxidodger View Post
As well as paying £2.50 for an individual's details, which is done by applying in writing, firms can also pay a £3,000 fee to access its database online making it easier to obtain the information.
There are certain other rules and requirements that have to be met before they can obtain online access.

While I don't like the idea of having my public details sold (As is Easter does the £2.50 equate to 30 pieces of Silver? ) at the end of the day I'd prefer the PPCs to use the current method which can be defended with the excellent template letters on this site.

If they remove this route then I suspect the PPCs and the landowners will resort to the next easiest remedy which is clamping. Its a lot harder to get your money back from a PPC than it is to not pay in the first place.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 15:18   #6 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: DVLA made £9m selling motorists' details

Quote:
Originally Posted by pin1onu View Post
If they remove this route then I suspect the PPCs and the landowners will resort to the next easiest remedy which is clamping. Its a lot harder to get your money back from a PPC than it is to not pay in the first place.
Perhaps not. Scotland already outlawed any form of clamping as its effect on the vehicle owner (depriving him of use of his vehicle) were not commensurate with a civil penalty of parking incorrectly. It was, a senior Sheriff commented 'extortion'. You just need to take the same steps...
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 15:26   #7 (permalink)
pin1onu
Platinum Account Customer
Default Re: DVLA made £9m selling motorists' details

Quote:
Originally Posted by buzby View Post
Scotland already outlawed any form of clamping as its effect on the vehicle owner (depriving him of use of his vehicle) were not commensurate with a civil penalty of parking incorrectly. It was, a senior Sheriff commented 'extortion'. You just need to take the same steps...
Unfortunately, unlike Scotland (Black vs Carmichael), in England and Wales the existing case law allows clamping on private land under certain conditions (Arthur vs Anker and Vine vs Waltham Forrest). This has been further amplified under the PSI Act and regulations.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 15:36   #8 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: DVLA made £9m selling motorists' details

I'm aware of this - however the argument in both jurisdictions remains the same, so all it takes is the same public outcry to prevent it continuing and disadvantaging our southern friends... As I recall, we (in Scotland) were in limbo a while, when a clamped motorist used an angle grinder to remove the clamp and leave it destroyed (but complete) at the roadside. It was a civil action by the clamping company for damage to their equipment that brought the matter to a head. The Sheriff denied the claim, saying that if they hadn't put the clamp on the car, it would not have damaged. The clamping firms in Scotland stopped almost overnight.
__________________
- Raymond
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 15:48   #9 (permalink)
pin1onu
Platinum Account Customer
Default Re: DVLA made £9m selling motorists' details

Quote:
Originally Posted by buzby View Post
I'm aware of this - however the argument in both jurisdictions remains the same, so all it takes is the same public outcry to prevent it continuing and disadvantaging our southern friends... As I recall, we (in Scotland) were in limbo a while, when a clamped motorist used an angle grinder to remove the clamp and leave it destroyed (but complete) at the roadside. It was a civil action by the clamping company for damage to their equipment that brought the matter to a head. The Sheriff denied the claim, saying that if they hadn't put the clamp on the car, it would not have damaged. The clamping firms in Scotland stopped almost overnight.
I respect what you are saying about public outcry. Unfortunately it would take an act of parliament to overturn the existing case law. Like a lot of people I was hoping for clamping to be either banned or have a lot stricter regulations than is the case with the PSI Act. Unfortunately it did neither.

While a public outcry against the DVLA may close down the PPCs issuing tickets - it won't end clamping. IMV it will make more companies seek this remedy as a way to boost falling coffers if the DVLA route is shut off - it a low cost solution to the problem.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th March 2008, 16:40   #10 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: DVLA made £9m selling motorists' details

Still, if the public do take the issue into their own hands (as with the original Scottish enforced removal, but not theft), then there still remains possibility of the restraint being viewed as unreasonable - as with the Scottish case.

Should the DVLA restrict the access to personal data, then it still holds true that piles of wrecked but complete clamps will still be a civil issue, and with no info forthcoming from DVLA, formal civil action just as difficult. Wouldn't you agree?
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th March 2008, 00:15   #11 (permalink)
pin1onu
Platinum Account Customer
Default Re: DVLA made £9m selling motorists' details

Quote:
Originally Posted by buzby View Post
Should the DVLA restrict the access to personal data, then it still holds true that piles of wrecked but complete clamps will still be a civil issue, and with no info forthcoming from DVLA, formal civil action just as difficult. Wouldn't you agree?
Unfortunately their may be a complaint from the PPCs that wrecking a clamp constitutes criminal damage. The police would be obliged to investigate. Once the police are involved then it becomes a criminal matter not a civil one. A number of people have discovered this to their cost. Of course if some kind person were to remove the clamp for them they could honestly hold their hands up and say "not me Guv".

Remember clamping is not the only option. They could also tow away and impound and/or block in vehicles. All three activities constitute remedies under "damage distress feasant" and require licensing from the SIA.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th March 2008, 11:01   #12 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: DVLA made £9m selling motorists' details

As I noted earlier, the Sheriff accepted the motorists contention that if thye hadn;t immobilised his vehicle he wouldn't needed to have excert damage to remove it. He also went on to state that he took the utmost care to minimise any damage to the equipment - which the Sheriff didn;t actually comment on.

I cannot comment on the alternative (tow/lift) as the only time I have seen this achieved is NOT on private property. I assume it still goes on but I don;t see many (any?) of the flat-bed trucks in Glasgow where there used to be lots... maybe I'm in the wrong places...
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Unpaid parking fines and not updating DVLA details... advice please eyetrip Parking / Traffic Offences 6 14th February 2008 23:23
Dvla bird07 DVLA 3 1st February 2008 19:23
Ni Data breach hits thousands of motorists Conniff DVLA 0 13th December 2007 13:42
Selling my details to third party insurance zohra General Debt Issues 3 23rd July 2007 10:51
DVLA gave the council my details rodgethedodge DVLA 3 5th July 2007 12:34




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.