consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 28th January 2008, 22:37   #1 (permalink)
zigster
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 73
zigster Novitiate
Default Civil Penalty Notice in Sainsburys Car Park!!!

I received a civil penalty notice whilst parked in Sainsbury's car park in Child and Parent Space (whilst with my two young children). It is pay and display but having never had to pay to park in a Sainsbury's car park before, I didn't notice the signs. Apparently you get a ticket and when you spend £10 or more you get a refund. £1 for an hour and £1.50 for two I think.

Anyway, it says that the time the car was first seen was 16.20 but I know without a shadow of a doubt that I was still at home at this time (I had to drop my husband at work for a particular time). The ticket was issued at 16.45 which must have been literally after I had unloaded my two children. I returned to my car at about 17.00.

It is £40 but £20 within 10 days.

Now should I just pay this within the 10 days? Or should I try and appeal against this and risk further charges?

Any advice greatly appreciated.
zigster is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th January 2008, 23:05   #2 (permalink)
zigster
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 73
zigster Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Oh and just to add something on the civil penalty notice it states that the reason for it was because I was 'out of time'. Surely it should have been 'No Valid Ticket'!!! Must have been done in a hurry!
zigster is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th January 2008, 11:24   #3 (permalink)
pin1onu
Platinum Account Customer
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Quote:
Originally Posted by zigster View Post
Oh and just to add something on the civil penalty notice it states that the reason for it was because I was 'out of time'. Surely it should have been 'No Valid Ticket'!!! Must have been done in a hurry!
Whatever you do don't pay and Don't volunteer any information. This is a private parking invoice from a private parking company employed by Sainsbury. Some on these forums argue that they are a scam. If you are the registered keeper I wouldn't initiate contact with them, wait for them to contact you. They will have to pay to obtain the registered keepers details from the DVLA. This is a civil case. The plaintiff has to prove their case.

Have a read of this Private Parking Charges guide here. You'll find it in the stickies section at the top of the forum. Also have a read through the Bernie the Bolts template letters also in the stickies section. They give a good guide of how to act.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th January 2008, 22:15   #4 (permalink)
zigster
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 73
zigster Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Thanks for the reply. I have not paid it but still worried that I am only going to get charges added and loads of annoying letters to deal with. I have so much going on at the moment so could do without this. Is it worth fighting this even though I wasn't even parked at the time the ticket says I was first seen! Not that I have anything to prove this other than my word.
zigster is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th January 2008, 23:23   #5 (permalink)
pin1onu
Platinum Account Customer
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Quote:
Originally Posted by zigster View Post
Thanks for the reply. I have not paid it but still worried that I am only going to get charges added and loads of annoying letters to deal with. I have so much going on at the moment so could do without this. Is it worth fighting this even though I wasn't even parked at the time the ticket says I was first seen! Not that I have anything to prove this other than my word.
IMO its definitely worth fighting. The decision remains yours.

Let me clarify a few things for you to ease your mind
  1. They cannot add charges. Only a court can do that.
  2. The onus of proof in civil case is on the plaintiff not the defendant (i.e. you)
  3. A court will not take their word over yours without some evidence to corroborate it.
  4. You don't have to admit anything or incriminate yourself.
  5. To get this to court - they have to prove you were the driver, prove you saw the signs, prove you understood the signs and agreed to the contract, prove you breached the contract and finally prove that the charges are reasonable damages and not penalties which are illegal in contracts. (That is quite hard to do all that with an "uncooperative" defendant)
I will warn you that they will probably try several letters, even try passing things over to a debt collection agency to try and scare you or harrass you or bully you into paying up. Stand firm and the eventually they will give up.

Have a read of Bernie the Bolts template letters as to how to respond at each stage in the process. It could be that one letter may do the trick

Remember you are not alone. If you need advice or support you'll find it here. There are any number of people on this forum willing to help.
pin1onu is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th September 2008, 13:30   #6 (permalink)
dickydavies352
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2008
Posts: 1
dickydavies352 Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Also had one of these in an out of town retail park. Thanks to previous postings I will not pay either!
dickydavies352 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th September 2008, 15:56   #7 (permalink)
Al27
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 553
Al27 Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Quote:
Thanks for the reply. I have not paid it but still worried that I am only going to get charges added and loads of annoying letters to deal with. I have so much going on at the moment so could do without this. Is it worth fighting this even though I wasn't even parked at the time the ticket says I was first seen! Not that I have anything to prove this other than my word.
As the initial scrap of paper is nothing more than an unenforceable invoice, it makes no difference whether they send you more letters with whatever figures they pluck our of the air.

Private companies have no powers to issue penalties and to give out pieces of paper with 'Civil Penalty Charge' on them is downright fraudulent.

They know this, which is why they will never set one foot inside a courtroom.

You are quite safe and need do nothing more apart from ignore 5 or 6 junk mail letters.

You have three choices:

• be a mug and pay
• do nothing and ignore the letters you receive
• send them a template letter, bearing in mind this will not stop them sending you stuff

Whilst ignoring letters you receive may be annoying, it's the only option open to you.

Personally I would never ever contact this company as they will never go to court with their dodgy paperwork and contacting them will merely make you a hooked fish. Someone who can bothered and rattled enough to write, could be someone who could be scared into paying if they write enough letters.

By the way, there is no 'appeals process'. You will just receive a standard template letter back.

Don't worry, don't pay and get on with your life
Al27 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th September 2008, 16:24   #8 (permalink)
lamma
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2008
Posts: 1,948
lamma Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Fourth approach. Play them as the fish, get them to waste time and effort sending you letters while they dig themselves ever deeper into unlawful and probably illegal activities. Then use their paperwork against them. Not for the average punter though.
lamma is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th September 2008, 12:08   #9 (permalink)
Mossycat
Gold Account Customer
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Quote:
Originally Posted by lamma View Post
Fourth approach. Play them as the fish, get them to waste time and effort sending you letters while they dig themselves ever deeper into unlawful and probably illegal activities. Then use their paperwork against them. Not for the average punter though.
That's the option that appeals to me though!



Mossy
Mossycat is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th September 2008, 15:58   #10 (permalink)
Horsham_Dingle
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2008
Posts: 8
Horsham_Dingle Novitiate
Default Re: Civil Penalty Notice in Sainsburys Car Park!!!

Which PPC issued the original "invoice" - was it Euro Car Parks?
Horsham_Dingle is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Civil Penalty Notice advice Panthro Parking / Traffic Offences 17 3rd April 2008 02:12
Civil Enforcment Ltd Watford Car park Registered_Keeper Parking / Traffic Offences 1 11th December 2007 19:24
Notice to owner (council owned car park) ruskito2003 Parking / Traffic Offences 13 8th July 2007 22:43
Penalty Charge Notice - Private Car Park Acky85 Parking / Traffic Offences 28 14th May 2007 12:46
Penalty notice in private car park wisej Parking / Traffic Offences 8 22nd March 2007 20:50




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.