consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 10th January 2008, 16:10   #1 (permalink)
HP Guy
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 3
HP Guy Novitiate
Default Wasn't even our car!!!!

First of all, I am loving this site and community. Now please let me join in!

My wife received a letter from Parkforce on the 2nd January regarding a parking offence that was apparently commited in October. The initial notice (I guess the ticket?) hadn't been responded to so the charge had been increased to £60 - £85 if over 7 days. We have never seen the original ticket, the reason being: the offence was commited in the North East - 120 miles away from where we live and somewhere we have never been remotely near! Presuambly they have taken the reg number down wrong and got my wife's details from the DVLA. It does specify the correct Make and Colour - though would they have recorded that at the time, or have they got that from the DVLA also - I don't know.

I couldn't get through on the phone, so sent an email stating that we have never been any where near the area in question and that they must have taken down the reg wrong, and asked that they confirm this was the case. They have written back stating that to proceed with an appeal I must send documentary evidence. I was not aware that I was in the appeals system - from reading here - I don't think I want to be! I am not contesting the fact that an offence may have been commited at that location at that time, I think it was no permit showing - just that the vehicle in question was not ours.

I guess I could use BTB's templates suggesting they contact the driver - and I really don't know who that is - but I would rather clear this up "properly". Any advice on how to proceed?

Thanks,



Andy
HP Guy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th January 2008, 16:15   #2 (permalink)
Bernie_the_Bolt
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2007
Posts: 1,018
Bernie_the_Bolt Novitiate
Default Re: Wasn't even our car!!!!

I would worry about the possibility that your car has been cloned.
Look at the DVLA website and see what advice they give.

I would then write to the PPC and say that you have contacted the DVLA about the possibility that your car has been cloned and that you expect that the DVLA will be in contact with them.

I would then say that "you have asked me for evidence however it is you who need to supply evidence to substantiate any claim that they feel they may have".
Bernie_the_Bolt is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th January 2008, 16:22   #3 (permalink)
HP Guy
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 3
HP Guy Novitiate
Default Re: Wasn't even our car!!!!

Man you are fast! I was going to add, not too long after we originally bought the car, our insurance co rang saying that someone had claimed against us - and though I cannot be sure, I think in a similar area - so this could be a possibility. We simply told the insurance company that we had never been there, must be another vehicle, and never heard anything more of it. This was over 12 months ago - would you think that if someone had the need to clone our car - it would be to conduct some dodgy dealings, and we may have heard more about it already?

Regardless, I will take your advice - thank you very much, you are indeed a very kind individual.

Andy
HP Guy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th January 2008, 19:12   #4 (permalink)
Barnsley Boy
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2007
Posts: 725
Barnsley Boy NovitiateBarnsley Boy Novitiate
Default Re: Wasn't even our car!!!!

Quote:
Originally Posted by HP Guy View Post
I couldn't get through on the phone, so sent an email stating that we have never been any where near the area in question and that they must have taken down the reg wrong, and asked that they confirm this was the case. They have written back stating that to proceed with an appeal I must send documentary evidence.
What Cheek they've got!

How the hell can you prove a negative, it's like that line from catch 22

When did you never say it?

Answer: I always never said it!

I suppose the stock answer would be "You have my word and, should it be required, I am prepared to repeat it in a court of law."
Barnsley Boy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
NCP Car Parks clamped, removed & destroyed my car without my knowledge from private.. big lox General Consumer Issues 65 28th November 2007 10:29
Euro Car Parks: company car drivers warning colston Parking / Traffic Offences 7 22nd September 2007 00:40
Euro Car Parks company car driver advice needed! colston Parking / Traffic Offences 4 26th June 2007 09:30
NCP Car Parks. Illegally Removed and destroyed my car. big lox Welcome to the Consumer Forums 7 10th May 2007 13:06
Its4Me car insurance- lost security certificate for car immobiliser pjc_86 Insurance/Assurance Companies 0 13th October 2006 14:27




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.