consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Closed Thread
 
LinkBack Thread Tools
Old 3rd January 2008, 22:50   #1 (permalink)
interesting
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 165
interesting
Default sticky is wrong, ATTN mods

I need to bring to the site mods a major issue with the sticky "private parking companies everything you need to know" as it is FACTUALLY incorrect.

The OP does know of cases that have been taken to court and been won, but he states 'no ppc has won a case'

I also note that the advice seems to be given with no site or op disclaimer, the op is obvioulsy giving the advice as a layman and the site and op should be s
clearly stating this (as other stickys do).

This, and other sites have an obligation to ensure any advice given is qualified and where it is not to offer a disclaimer and state where required that it is given on layman terms

I hope the sticky will be changed to reflect my concerns
interesting is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 3rd January 2008, 23:11   #2 (permalink)
GuidoT
Site Team
 
GuidoT's Avatar
Default Re: sticky is wrong, ATTN mods

Where exactly is it stated that 'no ppc has won a case'?
__________________
If I have been helpful please click on my scales and add a comment.
GuidoT is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 3rd January 2008, 23:46   #3 (permalink)
interesting
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 165
interesting
Default Re: sticky is wrong, ATTN mods

Quote:
Originally Posted by GuidoT View Post
Where exactly is it stated that 'no ppc has won a case'?
Quote:
Originally Posted by petej2811 View Post
PRIVATE PARKING COMPANIES

A guide to an effective defence.


I have NEVER heard of a case like this making it to court. I suspect PPCs don’t sue their victims, and they are victims, because they know the merits of their case are non existent.

Ermmm .. Here
interesting is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 3rd January 2008, 23:51   #4 (permalink)
ICY
Platinum Account Customer
 
ICY's Avatar
Default Re: sticky is wrong, ATTN mods

that doesnt say "NO PPC HAS WON A CASE"
ICY is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 00:00   #5 (permalink)
barracad
Site Team
 
barracad's Avatar
Default Re: sticky is wrong, ATTN mods

He states that he personally hasn't heard of a case making it to court - that is completely different to him stating as a fact that no PPC has won a case.

As for disclaimers - what you are suggesting is that every post which every user makes is annotated with a note to suggest that they are not qualified, etc.

There is no need for this as it is covered in the forum rules.

Quote:
Please be aware that all advice here is provided informally by concerned volunteers.

The Group holds out no particular expertise or qualification.

It is not responsible for the views or actions of its Users who post here.

The Group makes no guarantee of the accuracy of any of the advice or information which is provided on these pages and you are advised to apply your own judgement at all times or contact a qualified professional.

The Group is merely a campaign and support group.
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 00:15   #6 (permalink)
legaladviser
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 100
legaladviser Novitiate
Default Re: sticky is wrong, ATTN mods

If you had to put disclaimers on posts you would have to put "I am a mouthpiece for a private parking magnate" on those by "interesting". On second thoughts that may not be a bad idea.

Good call mods.
legaladviser is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 00:50   #7 (permalink)
Sidewinder
Platinum Account Customer
 
Sidewinder's Avatar
Default Re: sticky is wrong, ATTN mods

The OP has been quick to open new threads citing cases which have arisen since the sticky which have gone to Court and at which the claimants failed to attend, possibly as they faced a robust defence.
But then this is surely a query which could have been addressed by PM with a suggestion to the OP rather than through opening a new thread screaming for the Mods?

FFS it is like a five year old sticking their hand up to snitch to the teacher!

People come here for advice on whether they have a 'chance' of not having to part with extortionate sums of money, often demanded in dubious circumstances. That is the nature of the site - if you can see a gap in the market for a website where people wish to go to hear what an upstanding bunch of people those who run PPCs are then go and design one.
Sidewinder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 01:59   #8 (permalink)
robin9342
Platinum Account Customer
 
robin9342's Avatar
Default Re: sticky is wrong, ATTN mods

Quote:
Originally Posted by legaladviser View Post
If you had to put disclaimers on posts you would have to put "I am a mouthpiece for a private parking magnate" on those by "interesting". On second thoughts that may not be a bad idea.

Good call mods.
LMFAO @ Legal
robin9342 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 08:39   #9 (permalink)
vortex
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Nov 2007
Posts: 295
vortex Novitiatevortex Novitiate
Default Re: sticky is wrong, ATTN mods

There is something called a report button on all posts, the red triangle, which a report can be made for site helpers, mods and site owners to look at.
vortex is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 08:58   #10 (permalink)
interesting
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 165
interesting
Default Re: sticky is wrong, ATTN mods

When a mod decides to make an artice a 'sticky' it is seen as endorsed by the site and people (sometimes foolishly) take the advice given in there as approved/legally correct in some way - rather than on a laymans terms. - If you see the template letters by bernie they clearly state the basis given so there can be no doubt.
I am sure at the time of writing the OP was correct that he did not know of any cases taken to court by a PPC and won, however that has now changed as there are cases that have been taken to court and won, when the defendant has turned up and given a defence (on more than one occasion).
The site mods have a duty to ensure that anything that has been approved and made a sticky is updated once additional information comes to light.
I understand the comment has been made against an individual that is seemingly beyond question - but the fact still remains the sticky is incorrect and as it is a 'sticky' should be changed accordingly to reflect new information.
(as for the personal digs made by certain individuals ... was there any need for that ?? I don't think so - Please try and leave out personal attacks there is no need for it)
interesting is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Old 4th January 2008, 10:09   #11 (permalink)
Rob S
Platinum Account Customer
Default Re: sticky is wrong, ATTN mods

Quote:
Originally Posted by interesting View Post
I am sure at the time of writing the OP was correct that he did not know of any cases taken to court by a PPC and won, however that has now changed as there are cases that have been taken to court and won, when the defendant has turned up and given a defence (on more than one occasion).
And the position is unchanged. Pete still has no personal detailed knowledge of the cases you allude to that have been won by PPC's. All he has to go on is posts by you and Perky, with little evidence to back up the detail of the cases.
Rob S is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Closed Thread



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
TO MODS: This is Utterly Confusing and We NEED a Sticky darthbane2k Capital One 10 23rd October 2006 21:19
An appeal to mods re. "sticky" threads seylectric General 1 24th April 2006 21:14




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.