consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Parking / Traffic Offences

Parking / Traffic Offences A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 5th December 2007, 11:29   #1 (permalink)
tom325sport
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 3
tom325sport Novitiate
Default FPN - Help needed

Please help. I have just been given a fixed penalty notice for accidently going down a street with a no entry sign. I didn't see the signs and i was doing about 15 miles per hour as I was lost and wanted to turn round.

Unfortunately a policeman and his collegue saw me and issued me a ticket, which is only £30, but I was wondering if there's any help as I really didn't see the signs. Shall I pay or not or go to court? Offence code is 158 - whatever that is?

Many thanks.
tom325sport is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 13:55   #2 (permalink)
patdavies
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 3,087
patdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informative
Default Re: FPN - Help needed

As long as the signs are lawful (and comply with the TSRGD, then the fact that you didn't see them is not material.

If that is what you said to the officer, be thankful it is a £30 FPN and not a summons for driving without due care.

Probably not what you wanted to hear, but...
patdavies is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 15:30   #3 (permalink)
tom325sport
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 3
tom325sport Novitiate
Default Re: FPN - Help needed

Thanks for your reply. When they pulled me over they asked "do you know why we've stopped you", and I said "no" as I was unaware that I had done something wrong. It was then the officer pointed out that i'd gone down the no entry road and issued me the FPN without really explaining it to me? Any other ideas?
tom325sport is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 20:25   #4 (permalink)
green_and_mean
Platinum Account Customer
 
green_and_mean's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 2,351
green_and_mean Informativegreen_and_mean Informative
Default Re: FPN - Help needed

Like Pat said its a cheap ticket compared to what could have happened. If you go to court and lose it will cost you more plus loss of wages, time off work etc. Unless the signs are wrong and you can convince the magistrate that fact you are onto a loser and paying up is the best bet.
green_and_mean is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 20:26   #5 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: FPN - Help needed

Quote:
Originally Posted by patdavies View Post
As long as the signs are lawful (and comply with the TSRGD, then the fact that you didn't see them is not material.
So check the Traffic Regulation Order for that road, and compare it with the signs that are there. As patdavies said, unless the signage is wrong, you have to pay up.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th December 2007, 22:26   #6 (permalink)
tom325sport
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2007
Posts: 3
tom325sport Novitiate
Default Re: FPN - Help needed

Thanks for all the help, i'l go back and have another look at the signs.
tom325sport is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th December 2007, 01:22   #7 (permalink)
interesting
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 165
interesting
Default Re: FPN - Help needed

Big tip tom325sport ... if there is a big red sign with a white line through it .. it means ONE WAY / NO ENTRY !!!!! (also big give aways are all cars pointing one way, small narrow street)
I must admit that its been a long time, but even I remember that in the higway code.
I think if there is a sign there or any other "obvious" give aways, just accept the £30 fine and consider yourself luck you did not cause an accident/hurt anyone or get points & a fine ....
interesting is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th December 2007, 11:32   #8 (permalink)
demon_x_slash
Platinum Account Customer
 
demon_x_slash's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 2,565
demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: FPN - Help needed

No need for sarcasm, 'interesting' - the OP asked a question and was answered.
demon_x_slash is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th December 2007, 11:45   #9 (permalink)
interesting
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 165
interesting
Default Re: FPN - Help needed

It was not sarcasm demon, it was factual.
interesting is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th December 2007, 11:48   #10 (permalink)
pt2537
Site Team
 
pt2537's Avatar
Default Re: FPN - Help needed

Quote:
Originally Posted by interesting View Post
Big tip tom325sport ... if there is a big red sign with a white line through it .. it means ONE WAY / NO ENTRY !!!!! (also big give aways are all cars pointing one way, small narrow street)
I must admit that its been a long time, but even I remember that in the higway code.
I think if there is a sign there or any other "obvious" give aways, just accept the £30 fine and consider yourself luck you did not cause an accident/hurt anyone or get points & a fine ....

Sorry, looks like sarcasm to me,surely could have been put a little better interesting?
__________________
....
......
....
....
....
....
....
....
The Consumer Action Group is being sued for libel.
please goto this link for further information

http://www.consumeractiongroup.c o.uk/forum/announcement.php?f=167&a= 140

We need help to put together a fighting fund to keep the forum alive. the forum has helped many many people and it would be a travesty if it had to close

Please help if you can



....
Currently due to work commitments i am unavailable and will not be able to reply to any requests for assistance.

I expect to be off-line for the next month or so at least

PLEASE DO NOT PRIVATE MESSAGE ME AND THEN WAIT FOR A REPLY, ESPECIALLY IF YOU NEED URGENT HELP AS YOU MAY NOT GET A REPLY IN TIME
pt2537 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
ripped off for £5200 in total, SOLICITORS needed or not needed? teli General Consumer Issues 38 7th October 2007 19:09




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.